Kotak Mahindra Zen Signature Credit Card

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why Us?

Compare Across 25 Banks
Minimum Documentation
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice
Kotak Mahindra Zen Signature Credit Card

Kotak Mahindra Zen Signature Credit Card Features

The Kotak Mahindra Zen Signature Credit Card provides various features to their customers. This card is best suitable for Shopping. You can get exciting rewards on the purchases you make using this credit card. Other detailed features of the Zen Signature Credit Card are listed below.

The features of the Kotak Mahindra Zen Signature Credit Card is as follows:

  • After paying your joining fees you can get 1500 Zen points as a welcome gift.
  • You will get 5 zen points on every Rs.150 you spent by using Zen Signature Credit Card.
  • You will get Priority Pass Membership along with 3 complimentary Priority Pass.
  • Avail of International Lounge access in a year across 1300+ Lounges.
  • You will receive 15000 bonus ZEN Points if you spend Rs. 6,00,000 every year
  • You can get access to 8 Airport Lounge access per year with a Zen signature credit card.
  •  If your credit card gets stolen then you can get cover of Rs. 2,50,000 against fraudulent usage up to 7 days pre-reporting.
  • Your add-on card will have the all benefits you get on your card.
  • You can set the credit limit on your add-on cards.
  • Embedded EMV chips provide additional security.
  • 6-digit PIN authentication for higher security of the card.

Kotak Mahindra Zen Signature Credit Card Eligibility Criteria

The following is the eligibility criteria for Kotak Mahindra Zen Signature Credit Card:

Eligibility Criteria

Details

Minimum Age 21 Years
Maximum Age 65 Years
Minimum Annual Income Rs.4.8 Lakhs
Location

Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, and Pune

Residential Criteria The applicant should be a resident of India

Kotak Mahindra Zen Signature Credit Card Documentation

The following documents are required for Kotak Mahindra Zen Signature Credit Card:

Identity Proof  Address Proof Income Proof
  • Passport
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fees and Charges

The Fees and Charges related to Kotak Mahindra Zen Signature Credit Card are shown in the below table.

Services

Fees and Charges

Annual Fee Rs.1500
Add on Card Fee Rs.299
Joining Fee Rs.1500
The interest rate on the outstanding balance 3.4% p.a
Late Payment charges Rs. 100
Over Limit Charges Rs.500
Cheque Bounce Charges Rs.500
Foreign Currency Charges 3.5%
Duplicate statement request Nil
Outstation Cheque Processing Fee Nil
Reissue or Replacement of the Card Rs.100
Furnishing a copy of the CIBIL report Rs.50

Rewards Points programs

  • Get 1500 zen points as a welcome gift after paying the joining fees.
  • You will get 5 zen points on every purchase of Rs. 150 by using the Kotak Mahindra Zen Signature Credit Card.
  • You will get 15 Zen points for every Rs. 150 you spent on KayMall
  • If you spend Rs. 6,00,00 every year then you will get 15000 bonus zen points.

Kotak Mahindra Zen Signature Credit Card Limit

 

Video

 

How to apply for Kotak Mahindra Zen Signature Credit Card

You can easily apply for a Kotak Mahindra Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Select Kotak Mahindra Zen Signature Credit Card.
  3. Fill the application form for that card.
  4. Fill in all the required details like residential address, contact no., monthly income, etc. correctly.
  5. Check if you are eligible or not.
  6. If you are eligible then you can complete the online application.

Other Top Credit Cards by Kotak Mahindra Bank

  • Royale Signature Credit Card
  • Essentia Platinum Credit Card
  • Delight Platinum Credit Card
  • League Platinum Credit Card
  • 811 #Dream Different Credit Card
  • PVR Kotak Platinum Credit Card
  • NRI Royale Signature Credit Card
  • Urbane Gold Credit Card
  • Corporate Platinum Credit Card

FAQ’s

 

Menu