Naini Gold Credit Card

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Naini Gold Credit Card

Naini Gold Credit Card Features   

Key Features:

  • Availability: Available for Salaried, self-employed, professionals.
  • Variant: The card is a signature card.
  • Interest-free credit Period: The credit amount can be availed between 20 to 50 days.
  • Low rate of Interest: The interest rates availed on the credit is very low.
  • Cash Advance: Cash withdrawal is available at any ATM.
  • National acceptance: The classic Gold card is nationally accepted.

Additional Features:

  • Annual Fee: There is no annual fee required by the bank on the Naini Gold credit card.

Naini Gold Credit Card Eligibility:

Eligibility Criteria


Minimum Age requirement 18 years
Maximum Age requirement  65 years
Minimum salary for Salaried & Self employed 60,000
Minimum salary for Business professionals NA
Other requirements Cibil Score | Credit History

Naini Gold Credit Card Documentation:

Income Proof Residence Proof Identity Proof
Bank Statements Utility Bills Aadhar Card
Salary Slips | NAREGA Form Aadhar Card Ration Card

Form 16

Driving Licence PAN Card

Naini Kisan Credit card Fee & Charges:


Fees and Charges

Annual Fee NIL
Joining Fee NIL
Renewal Fee NA
Interest Rate Low
Supplementary Card NIL

Naini Gold Credit Card Limit:

Under this scheme, credit of up to Rs. 50 lakh is provided to cardholders as a revolving cash credit and term loan form.

How to apply for a Naini Gold credit card 

  • Dialabank helps you to apply for a Gold credit card.
  • You can visit the ‘Credit Cards’ page.
  • Enter your personal and contact details.
  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.
  • You may have to submit KYC documents and income proof to get a Naini Kisan Bank credit card.
  • You can also visit the nearby Nainital Bank branch to apply for a credit card.

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