OBC Swarojgar Credit Card Scheme

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OBC Swarojgar Credit Card Scheme

OBC Swarojgar Credit Card Scheme Features

OBC Swarojgar Credit Card Scheme

The features of OBC Swarojgar Credit Card Scheme are as follows :

  1. Security: The security measures are provided by the bank using finance provided by the bank.
  2. Repayment Tenures: The maximum repayment tenure that is extended to borrowers by the Bank is 5 years.
  3. Loan Margin: There is no margin applicable against the term loan availed under the OBS Swarojgar Credit Card Scheme.
  4. Amount of Loan: The maximum loan quantum that is offered to eligible micro-entrepreneurs and small artisans (against their credit card) under this scheme is Rs.25000.
  5. Redeem Online: You can simply track and redeem your cashback online by logging in credit card online.
  6. Customer services: The relationship Manager reach out to the customers for any need of the customer.
  7. Personal Alerts: The customer is notified of every update by the bank.

OBC Swarojgar Credit Card Scheme Eligibility Criteria

Following are the necessary eligibility criteria for availing OBC Swarojgar Credit Card Scheme :

Particulars Criteria
Age 21 years and above
Occupation Only micro-entrepreneurs, handloom weavers and small artisans
Nationality Must be a Citizen of India.
CIBIL  A decent CIBIL Score is necessary clear credit history.

OBC Swarojgar Credit Card Scheme Documentation

The banks ask for certain mandatory documents for availing OBC Swarojgar Credit Card Scheme:

Identity Proof Address Proof  Income Proof
  • Adhaar Card
  • PAN Card
  • Voter Id
  • One Photograph (compulsory)
  • Driving License
  • PAN Card
  • Voter Id
  • Salary Slip
  • Form 16

Fees and Charges

The fee and Charges related to OBC Swarojgar Credit Card Scheme are as follows:

Services Fee and Charges
Annual Fee Nil
First Year Nil
Second Year Nil

Rewards and Points Program

Following are the rewards and points received along with the OBC Swarojgar Credit Card Scheme:

*No reward points specified

 Credit Card Limit

  • A maximum amount of up to Rs. 25,000

How to Apply for OBC Swarojgar Credit Card Scheme

Give below are the steps involved while applying for OBC Swarojgar Credit Card Scheme:

  1. First of all, visit the Dialabank website.
  2. From the given page select OBC Swarojgar Credit Card Scheme.
  3. Fill in the required information in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Compare the eligibility criteria and if you are eligible then you can complete the online application.

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