Oriental Bank of Commerce Credit Cards

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Top Oriental Bank of Commerce Credit Cards in India

Credit Card Name

Annual Fee

Category

Minimum Income Required (per month)

OBC SBI Gold Card Rs. 499 N/A Rs. 18,000
OBC SBI Platinum Card Rs. 2,999 N/A Rs. 18,000

Oriental Bank of Commerce Credit Cards Categories

OBC and SBI Co-Branded Credit Cards:

These cards have a wide range of offers from gifts and vouchers to balance transfer on EMI. Cardholders can transfer the balance amount from other bank accounts to their Oriental Bank of Commerce – State Bank of India Credit Card at lowers interest rates which can later be paid later as EMI.

  1. OBC SBI Gold Card
  2. OBC SBI Platinum Card

Apply for OBC SBI Gold Credit Cards

Oriental Bank Of Commerce Credit Cards

Apply for OBC SBI Platinum Credit Card

Oriental Bank Of Commerce Credit Cards

Oriental Bank of Commerce Credit Cards:

The Oriental Bank of Commerce (OBC) Credit Cards offers loans against credit cards for the sole purpose of adding to the working capital and to enable the purchase of various assets. These are custom-made credit cards to meet the requirements of the card-holder.

  1. OBC Laghu Udyami Credit Card-Oriented business Card Scheme(OBCS)
  2. OBC Swarojgar Credit Card Scheme
  3. Kisan Credit Card-Oriented Green Card (OGS)
  4. Oriental Bank of Commerce – SBI Card

Oriental Bank of Commerce Credit Cards Eligibility Criteria

Eligibility criteria For Oriental Bank Of  Commerce Credit Cards

Minimum Age 21 Years
Maximum Age  65 Years
Income Minimum Annual Income Rs.18,000 p.m

Oriental Bank of Commerce Credit Cards Documents Required

Address Proof

Identity Proof

Income Proof

  • Aadhaar card
  • Driver’s License
  • Passport
  • Ration Card
  • job card issued by NREGA
  • PAN Card
  • Aadhaar card
  • Driver’s License
  • Passport
  • Voter’s ID
  • Latest one or 2 salary slip (not more than 3 months old)
  •  Form 16
  • Last 3 months’ bank statement
  • Audited financials for the last two years (for self-employed)

How to apply for Oriental Bank of Commerce Credit Cards

Because of the rising demand for credit cards in the market nowadays, banks and financial institutions have made the application process simple and easy for the customers. You can apply for a credit card both online as well as offline:

Online Mode:

Applying for a credit card online is a very simple process. Just follow the steps mentioned below to enjoy a hassle-free experience:

  • Visit the Dialabank Website.
  • Fill in your name, income, location, and select a credit card from the options given.
  • Click on “Request a quote”.
  • Wait as our relationship manager will soon get in touch with you over your credit card query.

Offline Mode:

People who are not comfortable with an online mode of application can visit the nearest Oriental Bank branch personally to apply for the same:

  • Google the nearest branch online and visit the branch personally.
  • Enquire about a credit card with the representative.
  • The representative will guide you about the cards that match your best needs.
  • Fill the application form and provide KYC documents such as identity proof, address proof, etc. to complete the process.
  • Provide income proof and two passport-sized photographs.

Reward Points offered on Oriental Bank of Commerce Credit Cards

Name Of the Card

Rewards Points Offer on the card

OBC SBI Gold Credit Card
  • 2000 bonus reward points on spending Rs.2000 within 60 days of receiving the card (worth Rs. 500)
  • 2.50% value back on all Grocery and Departmental Store purchases.
  • 1 reward point on every Rs.100 spent on other categories.
OBC SBI Platinum Credit Card
  • 2 reward points on every Rs.100 spent on other categories.
  • Reward points on dining, grocery, departmental store, and international purchases.

Detailed features and benefits of the Top Oriental Bank of Commerce Credit Cards in India

OBC SBI Gold Card

OBC SBI Gold Card
Key highlights There are amazing cashback and reward points.
Joining Fee Rs. 499
Renewal Fee Rs. 499
Joining Bonus  Nil
Suitable for People who prefer Cashback and reward points on expenditures.
Features and benefits
  • Avail 2000 bonus reward points on spending Rs.2000 within 60 days of receiving the card (worth Rs. 500)
  • Get Rs. 100 cashback on your first expense.
  • Get 2.50% value back on all Grocery and Departmental Store purchases.
  • Get 1 reward point on every Rs.100 spent on other categories.
  • Get annual membership fee reversed when more than Rs.90,000 is spent on your card in the previous year.
  • Use your card to make payments at any outlet that accepts Visa or MasterCard.
  • Use your card in over 24 million outlets across the globe.
  • Fuel surcharge waiver of 2.5% on transactions worth Rs. 500 to Rs. 4000.
Reward redemption option You can redeem the points as cashback or gifts.

OBC SBI Platinum Card

OBC SBI Platinum Card
Key highlights Amazing gift vouchers from leading brands; Reward Points; Fuel privileges.
Joining Fee Rs. 2,999
Renewal Fee Rs. 2,999
Joining Bonus 

Welcome e-gift vouchers worth Rs. 3000 from leading brands

Suitable for People who spend a lot from their credit cards on various domestic and international stores. Also to earn points on expenses, e-gift vouchers.
Features and benefits
  • Earn reward points on dining, grocery, departmental store, and international purchases.
  • Get 2 reward points on every Rs.100 spent on other categories.
  • Welcome e-gift vouchers worth Rs. 3000 from leading brands like Bata/Hush Puppies, Mark & Spencer, Shopper’s Stop, Westside, Yatra.
  • Get e-gift vouchers worth Rs.3000 from leading brands like Bata/Hush Puppies, Mark & Spencer, Shopper’s Stop, Westside, Yatra. Can avail only on annual spendings of Rs. 2 lakh in the previous year.
  • On annual spending above Rs.4 lakh, choose any e-gift vouchers Rs.3000 from any of the above-mentioned brands.
  • Fuel surcharge waiver of 2.5% on transactions worth Rs. 500 to Rs. 4000.
Reward redemption option You can redeem the points as cashback, outstanding balance, vouchers, or gifts.

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