Platinum Maxima Card

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Platinum Maxima Card

Platinum Maxima Card Features

Platinum Maxima CardThe features of the Platinum Maxima Card are as follows :

  1. Redeem Online: You can simply track and redeem your cashback online by logging in credit card online.
  2. Flexible Credit Card Limits: Get flexible card limits as per customer’s requirements.
  3. Reward Scheme: Earn 2 Reward Points for every Rs.100 spent.
  4. Airport Lounge Access: The customers get priority pass membership and free lounge visits around the world.
  5. Customer Friendly Service: The relationship Manager reach out to the customers for any need of the customer.
  6. Welcome Benefit: Get 8,000 Bonus Reward Points as welcome benefits on your first payment within 30 days.
  7. Global Acceptance: This Mastercard is accepted globally.
  8. Personal Alerts: The customer is notified of every update by the bank.

Platinum Maxima Card Eligibility Criteria

Following are the necessary eligibility criteria for availing of Platinum Maxima Card :



Minimum Age  21 years
Maximum Age 60 years
The income of the Applicant A minimum of 45.000 (salaried/self-employed)
Nationality The citizen must possess INDIAN Citizenship.

Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.

CIBIL  A decent CIBIL Score is necessary.

Platinum Maxima Card Documentation

The banks ask for certain compulsory documents for availing Platinum Maxima Card:

Address Proof Identity Proof Income Proof
  • Recent telephone bills
  • Passport
  • Electricity Bill
  • Voter ID
  • Passport
  • Driving License
  • PAN Card
  • Adhar Card
  • Voter ID
  • Recent Copy of Salary Slips
  • Recent ITR Copies
  • 3 months bank statement of salary credits.

Platinum Maxima Card Fees and Charges

The fee and Charges related to Platinum Maxima Card are as follows:


Fee and Charges

Card Replacement Fee Nil
Annual Fee Rs. 2000
Over limit Charges Rs. 600
Cash Advance Fee 2.5% of the amount
Finance Charge APR up to 3.99% p.m
GST 18% Applied on all services
Late Payment Charges 15% of the total amount due

Platinum Maxima Card Rewards and Points Program

Following are the rewards and points received along with the Platinum Maxima Card :

  • Earn 2 Reward Points for every ₹100 spent on all the purchase
  • ₹100 = 2 Reward Points spent on all purchases
  • Get 1+1 free movie ticket (Up to ₹200/-) exclusively on BookMyShow once a month any day of the week
  • Earn 10,000 reward points in a year on spending Rs.2 lakh or more

Platinum Maxima Card Limit

  • 20% to 40% of the total credit card limit.
  • International Spends- Rs.1,50,000
  • Other spends- Rs. 1,20,000

How to Apply for Platinum Maxima Card

Give below are the steps involved while applying for the Platinum Maxima Card:

  1. First of all, visit the Dialabank website.
  2. From the given page select Platinum Maxima Card.
  3. Fill in the required information in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Compare the eligibility criteria and if you are eligible then you can complete the online application.

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