PSB Kisan Credit Card

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PSB Kisan Credit Card

PSB Kisan Credit Card Features   

Key Features:

  • Availability: Available for Agribusiness Professionals, farmers
  • Variant: The card is to cover the crop cultivation stage, investment to raw materials, post-harvesting, household materials, etc.
  • Interest-free credit Period: The credit amount can be availed between 20 to 50 days.
  • Low rate of Interest: The interest rates availed on the credit is very low.
  • National acceptance: The PSB kisan card is nationally accepted.
  • Additional Features:

  • The card offers credit support that can be utilized to fulfill various credit requirements related to agricultural and allied activities.
  • The card offers various repayment options where the farmers can repay the loan as per their convenience. The maximum repayment limit is 5 years.
  • The card offers short-term loans at attractive interest rates.
  • Annual Fee: There is no annual fee required by the bank on the PSB Kisan credit card.

PSB Kisan Credit Card Eligibility:

Eligibility Criteria

Details

Minimum Age requirement 18 years
Maximum Age requirement  65 years
Variants Landlords, Tenants, Farmers, Agri professionals
Minimum salary for Business professionals NA
Other requirements NA

PSB Kisan Credit Card Documentation:

Income Proof Residence Proof Identity Proof
Bank Statements Utility Bills Aadhar Card
Salary Slips | NAREGA Form Aadhar Card Ration Card

Form 16

Ration Card PAN Card

PSB Kisan Credit card Fee & Charges:

Services

Fees and Charges

Annual Fee NIL
Joining Fee NIL
Renewal Fee NA
Interest Rate Low
Supplementary Card NIL

Reward Points Program:

 

PSB Kisan Credit Card Limit:

 

Video

How to apply for a PSB Kisan credit card 

  • Dialabank helps you to apply for a Kisan credit card.
  • You can visit the ‘Credit Cards’ page.
  • Enter your personal and contact details.
  • After the verification, a representative from the bank will get in touch with and ask to guide you through the process.
  • You may have to submit KYC documents and income proof to get a PSB Kisan Bank credit card.
  • You can also visit the nearby Punjab & Sindh Bank branch to apply for a credit card.

 

FAQs

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