All About South Indian Bank Credit Card
South Indian Bank credit card is a doorway for the people who have endless needs and limited savings. These kinds of people spend a lot without bothering of expenses. They are the true enjoyers of their life. Credit Card is the best facility to pay all of the bills instantly.
Description of charges for South Indian Bank Credit Card:
Joining and Annual Fees:
Fees applicable for the both primary and Card members. This fee will be communicated to the members at the time of sourcing.
Cash Advance Fees:
2% on Advance Amount. It is subjected to a minimum of Rs 300 for international ATM’s.
Late Payment Charges:
|For Bills up to Rs 10,000||Rs 300|
|For bills up to Rs 10001 – 25000||Rs 600|
|For bills above Rs 25,000||Rs 700|
Over Credit Limit Charge:
2.5 % of the credit amount.
Cheque Bounce Charges:
Rs 200 for every returned cheque.
Counter Booking (Railway Ticket Booking):
2.5 % of the transactional value.
Card Replacement Charges:
Rs 100 are charged.
Outstation Cheque Charges:
Rs 100 are charged for every cheque.
South Indian Bank Credit Card scheme is jointly formulated by South Indian Bank (SIB) and Citibank for the issue of credit Cards to its consumers. Credit Cards are issued by Citibank to its consumers as per agreement between Citibank and South Indian Bank. According to this agreement, Citibank is liable to manage different operations, services and recovery of all of the credit card dues.
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