South Indian Bank Credit Cards

Top 3 South Indian Bank Credit Cards

Name Of the Card

Annual Fee

Category

Minimum Annual Income

South Indian Bank –SBI Co-branded Credit Card

N/A Shopping Rs.18,000 p.m

South Indian Bank SimplySAVE SBI Card

Rs.499 Rewards Rs.18,000 p.m

South Indian Bank- SBI Platinum Card

Rs.2,999 Movies and Dining Rs.18,000 p.m

Features and Benefits of Top  South Indian Bank Credit Cards

Welcome Gift

  • Within 15 working days of applying for a South Indian Bank SBI Platinum Credit Card, you will receive an Rs.3,000 e-Gift voucher from one of the following companies:
  • Westside Marks & Spencer.
  • Bata or Hush Puppies.
  • Yatra is a term for a pilgrimage.
  • Stop for Shoppers.

Accelerated Reward Points

For every Rs.100 expended, you will get 2 Reward Points.

Spend Rewards

Spend between Rs.4 lakhs and Rs.5 lakhs on this card per year to win spend incentives.

Domestic Lounge Program

Per fifth, two domestic airport lounge visits are made.

International Lounge Program

Priority Pass membership, valued at $99., is available for free to cardholders.

Renewal Gift

Spend more than Rs.2 lakhs in a year using your South Indian Bank SBI Platinum Credit Card to receive vouchers worth Rs.3,000 as renewal gift. The voucher can be redeemed at any partner stores.

True Lifestyle


Access over 300 golf courses around the world and also avail a discount of 30% on the green fee when you pay using this card.

Cash Withdrawal

You will borrow cash from Visa ATMs all over the world with this passport.

Fuel Charge Waiver

Enjoy 2.5% fuel surcharge waiver when you spend between Rs.500 and Rs.4,000 on fuel using this card.

Flexipay

With the Flexipay feature, you can conveniently convert your South Indian Bank SBI Platinum Credit Card purchases into instalment payment plans. You can choose a deal that better matches your needs by calling the SBI Credit Card Helpline phone.

Global Acceptance

The South Indian Bank SBI Platinum Credit Card is accepted by more than 2 million Visa outlets in the world.

Card Replacement

Cardholders can replace their South Indian Bank SBI Platinum Credit Card in any part of the world. They can contact on the 24×7 helpline number to avail the emergency card replacement service.

Types of Credit Cards offered by  South Indian Bank

Everyone’s needs are met, but they can vary based on one’s lifestyle. South Indian Bank understands its customers’ shopping preferences and offers a variety of credit cards in the following categories.

  1. Shopping Card– Get exclusive perks, coupons, and deals on all online and offline purchases through your Shopping Card.
  2. Cashback Card – Allows you to save money for your transaction by allowing you to earn cashback points.
  3. Rewards Card – Earn loyalty points and receive a variety of gifts.
  4. Travel Card – Admission to airport lounges as well as ticket and hotel discounts
  5. Life Time Free Card – No monthly payments for free credit cards.
  6. Business Card – For handling your business with advance credit in a more effective manner.
  7. Lifestyle Card – Get discounts, exclusive deals, and incentives on everyday necessities
  8. Card for Entertainment 


You will choose the credit card that best fits your preferences and spending habits from the list above. You can save a lot of money by taking advantage of the discounts and benefits available in each group.

South Indian Bank Credit Card Fees and Charges

Annual Membership Fee: For main and add-on cards, the cardholder must pay an annual membership fee set by the bank. Based on the systems, different cards can have different costs. Annual payments will not be refunded to the cardholder until the credit card is closed.

Fees for Cash Advances: The cardholder may withdraw money from ATMs in India and abroad at any time. A tax of 2.0 percent of the volume removed, or INR 300, will be paid with each account, and it will be attached to the next monthly payment. Unlike other payments, ATM deposits do not have an interest-free duration.

Late Payment Fees: If the minimum balance owed is not charged on or before the due date, late payment fees will be assessed. The below are the late payment penalties that apply.

Statement Balance

Late Payment Charges

For up to INR 10,00

INR 300

INR 10001 to INR 25,000

INR 600

Above INR 25,000

INR 700

South Indian Bank Credit Card Rewards Programme

  • Welcome e-Gift coupon worth Rs.3,000.
  • For all shopping, dining, international, and departmental purchases, you’ll get 5x Reward Points.
  • Per Rs.100 spent earns you 2 Reward Points.
  • Access to airport lounges is available.
  • Golf courses are available.

Why choose  South Indian Bank Credit Cards?

Credit cards from South Indian Bank are available in conjunction with SBI Cards. Customers will take advantage of the SBI Card’s discounts and bonuses, as well as the South Indian Bank’s confidence. Customers interested in obtaining a credit card should be mindful of the South Indian Bank credit card eligibility requirements.

How to check  South Indian Bank Credit Card Status?

You can check the status of your South Indian Bank credit card application by entering your date of birth or phone number. You may either visit the bank’s official website or download the South Indian Bank app to your smartphone. You’ll only need to enter your date of birth and apply it if you want the ‘Track your credit’ option.

South Indian Bank Credit Card Customer Care

South Indian Bank credit card customer service can be reached at the following numbers 24 hours a day, 7 days a week.

In India, you can call the toll-free number 1800 425 1809 from your cell phone or landline.

You may also write to South Indian Bank zonal offices or send an email in with your credit card questions.

Dialabank: 9878981166

South Indian Bank Credit Card Offers

To enjoy more comfort and freedoms, apply for a South Indian Bank-SBI credit card and stop carrying currency. With the South Indian Bank-SBI credit card, you’ll enjoy unparalleled ease, unrivaled perks, and jaw-dropping discounts. South Indian Bank-SBI credit card offers a world of thrilling features and rewards. Dining concessions, movie ticket discounts, gasoline surcharge waivers, coupons, and cashbacks are all accessible. We are confident that the South Indian Bank-SBI Credit card can make you feel fortunate.

South Indian Bank Credit Cards Categories 

For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. Clearly understanding the customer’s spending habits, South Indian Bank offers varied credit cards in the following categories.

1. Shopping Card– Exclusive rewards, offers, and discounts on online and offline shopping

2. Cashback Card – Helps in saving money on every purchase through cashback points

3. Rewards Card – Accumulate reward points to get various gifts of your choice

4. Travel Card – Lounge access at airports and discounts on ticket and hotel bookings

5. Life Time Free Card – Free credit cards with no annual fees

6. Business Card – For efficiently managing your business with advance credit

7. Lifestyle Card – Discounts, offers, and rewards on basic utilities

8. Entertainment Card

Apply For South Indian Bank SimplySAVE SBI Card

South Indian Bank Credit Cards

Apply For South Indian Bank- SBI Platinum Card

South Indian Bank Credit Cards

From the above-listed credit cards, you can choose the one that suits your priorities and spending behavior. You can save a huge amount through offers and rewards provided in each category.

South Indian Bank Credit Cards Eligibility Criteria 

There are some criteria for South Indian Bank Credit Cards. The required eligibility criteria are shown in the below table.

Eligibility Criteria

Details

Age 21 to 65
Income Requirement Minimum of INR 18,000 per month
Employment Salaried or Self-Employed
Interest-Free Period Up to 55 days
ATM Cash Withdrawal Charges 2.0% of the amount withdrawn or INR 300

South Indian Bank Credit Cards Documents Required 

To apply for a South Indian Bank credit cards, you need to submit the following documents.

  • Address proof – Passport/ Driving Licence/ Voters ID etc.
  • Identity proof – Aadhar Card/ Voter Id/ Driving Licence/ PAN Card etc.
  • Income Proof – Bank Statement/ Pay Slip/ Income Tax return
  • Passport size photo

How to apply for South Indian Bank Credit Cards

You can easily apply for a South Indian Bank Credit Cards through Dialabank. Follow the following steps and get your credit card easily.

  1. First, visit the Dialabank website.
  2. Fill the application form. Fill in all your basic details like monthly income, residential address, contact no., etc. correctly.
  3. Find your preferred South Indian Bank Credit card.
  4. Check your eligibility and if you are eligible then you can complete the online application.

Reward Points offered on South Indian Bank Credit Cards 

Name Of the Card

Rewards Points Offer on the Card

South Indian Bank SimplySAVE SBI Card
  • 1 Reward Point on every purchase of Rs.100
  • 2000 Rewards Points on spends of Rs 2000 in the first 60 days of card activation.
  • 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental and Grocery spends.
South Indian Bank- SBI Platinum Card
  • 2 Rewards Points on every purchase of Rs.100
  • 10 Reward Points on every Rs.100 spent on Dining, Movies, Departmental, and Grocery spend.

Detailed features and Benefits 

South Indian Bank –SBI Co-branded Credit Card

  • South Indian Bank in association with SBI Cards has launched a Co-branded Credit Card named South Indian Bank- SBI CREDIT CARD.
  • Apply for a South Indian Bank- SBI credit card to enjoy more convenience and privileges and forget about carrying cash.
  • Extreme convenience, unmatched benefits, and jaw-dropping discounts await you with a South Indian Bank-SBI credit card.
  • Explore a world of exciting features and benefits from the South Indian Bank-SBI credit card.
  • You can get dining offers, discounts on movie tickets, fuel surcharge waiver, vouchers, and cashback.
  • With the South Indian Bank-SBI Credit card, we are certain to make you feel privileged.

South Indian Bank SimplySAVE SBI Card

  • Presenting, South Indian Bank SimplySAVE -SBI Credit Card, with a maximum credit limit up to Rs. 5.00 Lakh that allows you to simply spend and simply save. Exciting offers on movie ticket bookings, dining, shopping, Grocery, and much more, makes it the ultimate choice. It provides gratifying rewards while allowing you to fulfill all your shopping and entertainment needs.
  • Joining Fee/Annual Fee: Rs. 499/-
  • Credit Limit : Upto Rs.5,00,000/-
  • Reward points: 1 per 100 Rs. spent
  • Welcome Offer: Customers will receive 2000 Reward Points on spends of Rs 2000/- in the first 60 days of card activation.
  • Accelerated Reward points: Customers will receive 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental and Grocery spends.
  • If a spend greater than Rs. 1,00,000/- is made in a year, the AMC Charges of Rs. 499 will be reversed
  • Fuel surcharge waiver: 1% fuel surcharge waiver across all petrol pumps

South Indian Bank- SBI Platinum Card

  • South Indian Bank- SBI Platinum Card with a maximum credit limit up to Rs. 10 Lakh is specifically designed to make your shopping more delightful. The card offers you a host of attractive special offers, a fuel surcharge waiver, and a lot more.
  • Joining Fee/Annual Fee: Rs. 2999/-
  • Credit Limit : Upto Rs.10,00,000/-
  • Reward points: 2 per 100 Rs. spent
  • Welcome Offer: Gift Vouchers Worth Rs.3000/- from any one of the M/s SBI Cards Partners is issued to the customer, once the first payment is realized
  • Accelerated Reward points: Customers will receive 10 Reward Points per Rs.100/- spent on Dining, Movies, Departmental, and Grocery spends.
  • Fuel surcharge waiver: 1% fuel surcharge waiver across all petrol pumps
  • Get a complimentary membership to the Priority Pass program worth $99 (each visit costs $27)

Video 

 

FAQ

Who is qualified to apply for a credit card from the South Indian Bank?

South Indian Bank’s credit card is available to all self-employed and salaried individuals.

How do I obtain a credit card from a South Indian Bank?

An individual may obtain a SIB credit card by submitting an application on the bank’s website or in person at a branch.

How old do you have to be to get a SIB credit card?

A SIB credit card is only available to those who are at least 21 years old.

What factors are taken into account when applying for a South Indian Bank credit card?

The following factors are taken into account when applying for a South Indian Bank credit card: the applicant’s age, salary, credit score, and credit background.

What is the highest credit card cap that SIB credit cardholders will receive?

Under the South Indian Bank –SBI Platinum Card, the minimum credit card cap given to SIB credit card holders is Rs. 10,00,000.

 Is it possible to increase the credit card limit?

Yes, really. The credit card limit will be expanded if the applicant’s credit profile has improved, as measured by increased repayment capability.


News

South Indian Bank launches video KYC account opening

Video KYC Accounting Opening has been launched by South Indian Bank. With the aid of the customer’s PAN and Aadhaar number, this digital initiative allows them to open an account via video call. Video KYC Accounting Opening has been launched by South Indian Bank. With the aid of the customer’s PAN and Aadhaar number, this digital initiative allows them to open an account via video call.

South Indian Bank (NSE: SOUTHBANK) Stock Increased An Energizing 105% In The Last Year

The possible risks are reduced unless you borrow money to invest. However, if you choose the right company to invest in, you will make more money than you lose. The South Indian Bank Limited (NSE: SOUTHBANK), for example, has seen its share price rise by 105 per cent in the last year. Most people would be delighted with that, particularly after only a year! In other positive news, the stock price has increased by 40% in the last thirty days. When you look at the big picture, the stock has lost 57 per cent in the last three years.

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