Standard Chartered DigiSmart Credit Card

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Standard Chartered DigiSmart Credit Card Features 

Given are the important features of Standard Chartered DigiSmart Credit Card:

Standard Chartered DigiSmart Credit Card

  • Exclusive Offers: Customers can enjoy the BOGO offer on INOX movie tickets on Saturday and Sunday. The offer can be availed 2 times in a month with a maximum discount of Rs.400.
  • Cashback Offers: DigiSmart card users will also get 15% cashback on booking Ola Cab rides up to the maximum cashback of Rs. 600 per month.
  • Discount Offers: By using promo code DIGI SMART, cardholders get 10% off on buying groceries online through Grofers. There is no minimum order value and 5 transactions can be made in a month with a maximum discount of Rs. 1,000 per month.
  • E-Shopping Offers: With DigiSmart Credit Card, users can get a 20% discount when shopping on Myntra up to a maximum discount of Rs. 700. This offer is valid only once per month.
  • Zomato Offer: When ordering food through Zomato, cardholders can avail 10% discount. There is no minimum spending value. One user can enjoy this offer only 5 times in a month.
  • Loan Options: Eligible users can also avail of a loan on their DigiSmart Credit Card. Loan of up to Rs. 5 Lakh can be availed with tenure options ranging from 12 months to 60 months.

Standard Chartered DigiSmart Credit Card Eligibility Criteria 

Given below is the necessary Criteria for Standard Chartered DigiSmart Credit Card:

Particulars Criteria
Occupation Salaried or Self-Employed
Minimum Income (Salaried Individuals) Rs. 50,000 p.m.
Minimum Income (Self-Employed) Rs. 50,000 p.m.

Standard Chartered DigiSmart Credit Card Documents Required 

Given below are the necessary documents required for Standard Chartered DigiSmart Credit Card:

Proof of Identity Proof of Address Proof of Income
  • PAN Card
  • Adhar Card
  • Driving License
  • Passport
  • Voter’s ID
  • Overseas Citizen of India Card
  • Person of India Origin Card
  • Job Card Issued By NREGA
  • Adhar Card
  • Driver’s License
  • Passport
  • Utility Bill not more than 3-month-old
  • Ration Card
  • Property Registration document
  • Job Card issued by NREGA
  • Latest One or two Salary Slip
  • Latest Form 16
  • Last 3 month’s bank Statement

Fees and Charges 

Title Details
Monthly Fee Rs. 49 (waived off on spending Rs. 5,000 in the previous calendar month)
Cash Advance Charges 3% of withdrawal or Rs. 300 per transaction, whichever is higher
Add-on Fee (per annum) Nil
Overlimit Charges 2.5% of the over-limit amount subject to a minimum of Rs. 500
Surcharges Rs. 10 or 1% of the transaction (whichever is higher) are levied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station
Goods and Services Tax (GST) GST is levied on all taxable supplies
Late Payment Charges Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 15,000

Rs. 800 for statement outstanding balance greater than Rs. 15,000

Rewards Points programs

Following are the reward points that the cardholder receives along with Standard Chartered DigiSmart Credit Card:

  • The user gets to Save up to ₹47000 on an Annual Spend of ₹4 Lakh

Standard Chartered DigiSmart Credit Card Limit

  • The flexible credit limit is offered to the Standard Chartered DigiSmart cardholders.
  • The credit limit is 20% of annual income subject to a minimum of Rs. 30,000 and a maximum of Rs.200,000
  • The cash advance limit is 50% of his total spending limit subject to Rs.15,000 per day.

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How to apply for Standard Chartered DigiSmart Credit Card?

You can easily apply for a Standard Chartered DigiSmart Credit Card through Dialabank. Follow the following steps and get your credit card easily.

  • First, visit the Dialabank website.
  • Select Standard Chartered DigiSmart Credit Card.
  • Fill the application form for that card.
  • Fill in all your basic details correctly.
  • Check your eligibility and if you are eligible then you can complete the online application.

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