Standard Chartered Platinum Rewards Credit Card Features
- The customers can enjoy faster checkouts, secure payments, and complete freedom from cash
- The customers can transfer balance up to Rs. 5,00,000 from other bank credit card at an attractive interest rate
- The customers can avail of the facility of safe online transactions on his/her credit card via 3D secure OTP verification
- The customers can easily check balance and make instant card payments via online banking and SC Mobile
- Earn 100% cashback, up to Rs.500 on restaurant bills in the first 90 days.
Standard Chartered Platinum Rewards Credit Card Eligibility Criteria
Particulars |
Criteria |
| Minimum Age | 18 years |
| Maximum Age | 60 years |
| Minimum income of the applicant | Salaried applicants- Rs. 32,500 per month; Self-employed applicants- Rs. 5,50,000 per annum |
| Nationality | The citizen must possess INDIAN Citizenship.
Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card. |
| CIBIL | A decent CIBIL Score is necessary. |
Standard Chartered Platinum Rewards Credit Card Documents Required
| Address Proof | Identity Proof | Income Proof |
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Fees and Charges
Title |
Details |
| Annual Fee | Rs. 250 |
| Annual Fee ( second year onwards) | Rs. 250 |
| Free Credit Period | Nil |
| Cash Advance Charges | 3% of withdrawal or Rs. 300 per transaction, whichever is higher |
| Add-on Fee (per annum) | Nil |
| Overlimit Charges | 2.5% of the over-limit amount subject to a minimum of Rs. 500 |
| Surcharges | Rs. 10 or 1% of the transaction (whichever is higher) are levied on Petrol transactions. Rs. 25 or 2.5% (whichever is higher) are levied on Railway station |
| Goods and Services Tax (GST) | GST is levied on all taxable supplies |
| Late Payment Charges | Rs. 0 for statement outstanding balance is less than or equal to Rs. 100 |
| Rs. 100 for statement outstanding balance between Rs. 100 and Rs. 500 | |
| Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000 | |
| Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 15,000 | |
| Rs. 800 for statement outstanding balance greater than Rs. 15,000 |
Standard Chartered Platinum Rewards Credit Card Reward and Points Program
- Earn 5 reward points for every ₹150 spent on dining and fuel with no monthly cap on the rewards earned
- Earn 1 reward point for every ₹150 spent on all other categories
- ₹150 = 5 Reward Point (For Dining & Fuel)
- ₹150 = 1 Reward Point (For others)
Standard Chartered Platinum Rewards Credit Card Limit
- Minimum Card Limit of up to – Rs. 20,000/-
- Maximum Card Limit of up to – Rs. 5.00,00/-
- Cash Advance Limit – 25% of the sanctioned credit card limit
How to Apply for Standard Chartered Platinum Rewards Credit Card?
Give below are the steps involved while applying for Standard Chartered Platinum Rewards Credit Card:
- First, visit the Dialabank website.
- Select Standard Chartered Platinum Rewards Credit Card.
- Fill in the required information in the application form for that card.
- Fill in all the necessary personal details correctly.
- Check your eligibility and if you are eligible then you can complete the online application.
Other Top Credit Cards by Standard Chartered Bank
- Ultimate Credit Card
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- Manhattan Credit Card
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- Emirates World Credit Card
FAQs
| RBL Loan on Credit Card | SBI Bank Loan On Credit Card |
| SBI Advantage Platinum Credit Card | RBL Bank Titanium Delight Card |
| South Indian Bank Credit Cards | SBI Platinum Card |
| SBI Signature Card | SBI Card Elite |
