TMB Platinum Credit Card

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TMB Platinum Credit Card Features

The following are the features of the TMB Platinum Credit Card:TMB Platinum Credit Card

  1. Redeem Online: You can easily track and redeem your cashback online by logging in credit card online.
  2. Flexible Credit Card Limits: Get flexible card limits as per customer’s requirements.
  3. No annual fee: With TMB Platinum Credit Card there is no annual or joining fee charged at the time of issuance of the card.
  4. Validity: With TMB Platinum Credit Card you get up to three years of credit card validity.
  5. Free Credit Period: Get a free credit period of up to 45 days.
  6. Security and Protection: Extended Warranty Protection multiplies the original manufacturers’ or store brand warranty for up to two years.
  7. Easy Cash Withdrawal: You can easily withdraw money.
  8. Personalized Cards: The Customer’s get EMV chip and Personalized Photo to the customers who have maintained an individual term deposit of up to Rs. 50,000 for a  minimum of 3 years.
  9. Foreign Transactions: All sorts of International Transactions are allowed with the TMB Platinum Credit Card.
  10. Green Pin Facility: The green Pin facility is available in the TMB Platinum Credit Card.
  11. Personal Alerts: SMS Alerts on every transaction and updates to the customer.

TMB Platinum Credit Card Eligibility Criteria

Given below are the necessary eligibility criteria for availing TMB Platinum Credit Card:

Particulars Criteria
Minimum Age  18 years
Maximum Age 60 years
The income of the Applicant Gross Annual Income should be 3 lakh or more
Nationality The citizen must possess INDIAN Citizenship.

Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.

CIBIL  A decent CIBIL Score is necessary.
Term Deposit Term deposit with the bank to be maintained for a minimum of Rs. 50,000 for a period of 3 years

TMB Platinum Credit Card Documentation

Necessary Documents required for TMB Platinum Credit Card Documentation:

Identity Proof Address Proof Income Proof
  • Passport
  • PAN Card
  • Adhar Card
  • Driving License
  • Voter ID
  • Recent telephone bills
  • Electricity Bill
  • Passport
  • Voter ID
  • Recent Copy of Salary Slips
  • 3 months bank statement of the salary credits.
  • Recent Income Tax Return proof

Fees and Charges

The fee and Charges related to TMB Platinum Credit Card are as follows:

Services

Fee and Charges

Joining Fee Nil
Annual Fee Nil
Interest Rate Base Rate + 8.50% fixed at 18.90% per annum.
Cash Advance Fee 2.5% is charged on the transaction amount withdrawn
Renewal fee Rs.250 for primary cards
Cash Advance Transaction Fee 3% of the transaction amount
Late Payment Charges Up to Rs. 250
Finance Charges 2% per month
Card Replacement Charges Rs. 100

TMB Platinum Credit Card Rewards and Points Program

Following are the rewards and points involved in TMB Platinum Credit Card:

  • The cardholder gets a Free credit period of up to 45 days.
  • Exclusive reward points on domestic and international spending.

TMB Platinum Credit Card Limit

Given Below is the Credit Card Limit of TMB Platinum Credit Card:

  • Minimum Card Limit of up to – Rs. 20,000/-
  • Maximum Card Limit of up to – Rs. 5.00,00/-
  • Cash Advance Limit –  25% of the sanctioned credit card limit
  • 75% of the term deposit

Video

How to Apply for TMB Platinum Credit Card

Give below are the steps involved while applying for TMB Platinum Credit Card:

  1. First, visit the Dialabank website.
  2. Select TMB Platinum Credit Card.
  3. Fill in the required information in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Check your eligibility and if you are eligible then you can complete the online application.

Other Top Credit Cards by Tamilnad Mercantile bank

  • TMB Titanium Credit Card

FAQ

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