Union Bank Rupay Platinum Credit card

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Union Bank Rupay Platinum Credit Card Features

Union Bank Rupay Platinum Credit Card

The features of Union Bank Rupay Platinum Credit card are as follows :

  1. Get a monthly overall fuel surcharge waiver of Rs 75.
  2. Enjoy a cashback of Rs 50 per month on the payment of utility bills.
  3. Get an Rs 8 Lacs Air Crash Cover and Rs 5 Lacs Death Cover.
  4. Enjoy the credit limit on the Union Bank Rupay Platinum Card of up to Rs 1 Lac.
  5. Get a cashback of Rs 50 on mobile wallets reloaded on the minimum transaction of ⁇ 500 per month.
  6. Get the minimum transaction of Rs 500 for a cashback of Rs 25 on IRCTC.

Union Bank Rupay Platinum Credit Card Eligibility Criteria

Following are the necessary eligibility criteria for availing Union Bank Rupay Platinum Credit card :

Particulars

Criteria

Minimum Age  21 years
Maximum Age 70 years
Income Eligibility The primary cardholder must have a minimum income of 1.80 lacs
Nationality Applicant should be an Indian citizen
CIBIL A decent CIBIL Score is required.

Union Bank Rupay Platinum Credit Card Documentation

The banks asks for certain mandatory documents for availing Union Bank Rupay Platinum Credit card:

Identity Proof Address Proof Income Proof

Aadhar Card

Voter ID Card

Passport

PAN Card

ID Proof

Driving License

Pan Card

Utility Bills

For Business class 2 years I.T.Returns with computation sheets

For Salaried class Form 16 / ITRs with latest Salary slip.

Union Bank Rupay Platinum Credit Card Fees and Charges

The fee and Charges related to Union Bank Rupay Platinum Credit card are as follows:

Services

Fee and Charges

Joining and Renewal fees Nil
Finance Charges 1.90%
Credit Limit for Cash Advance 20% of the Limit
ATM Cash Advance Charges INR 100
Late Payment ChargesUnion Bank Rupay Platinum Credit card INR 200
Card Replacement Charges INR 100

Union Bank Rupay Platinum Credit Card Rewards and Points Program

Following are the rewards and points received along with the Union Bank Rupay Platinum Credit card :

Union points can be received on the basis of monthly consumer purchases on a credit card issued by the Union Bank of India. The composition of the rewards points is as follows-

  • If the monthly expenditure is up to Rs. 10,000, for each Rs. 100 expended, 1 Union Point can be won.
  • If monthly spending ranges from Rs. 10,001 to Rs. 30,000, then for every Rs.100 spent, points can be received at a rate of 1.5 points.
  • If the monthly expenditure is above Rs. 30,000, for each Rs. 100 expended, 2 Union Points can be received.

Union Bank Rupay Platinum Credit card Limit

This limit is determined by various personal details like your income, source of income, etc.

Video

How to Apply for Union Bank Rupay Platinum Credit card

  1. First of all, visit the Dialabank website.
  2. Choose the Union Bank Rupay Platinum Credit card from the page issued by Union Bank.
  3. With the required details, fill in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Compare the eligibility criteria and then, if you are eligible, you can finish the online application.

Other Top Credit Cards by Union Bank

  • Union Bank Signature Credit Card
  • Union Bank Rupay Select Credit Card
  • Union Bank Rupay Platinum Credit Card
  • Union Bank Unsecure Credit Card

FAQS

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