YES PREMIA Credit Card

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why Us?

Compare Across 25 Banks
Minimum Documentation
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

YES PREMIA Credit Card

YES PREMIA Credit Card Features

  • YES PREMIA Credit CardMasterCard World Golf Program: Enjoy 4 Green Fee waiver at select golf courses in the nation. Likewise, get a complimentary golf exercise each month.
  • Rewards reclamation choice: Redeem your prize focuses on InterMiles and use it to book your flight tickets. 4 rewards focuses will be 1 InterMiles.
  • Fuel Surcharge waiver: Save on your fuel charges utilizing the fuel overcharge waiver appropriate at all fuel outlets in India for exchanges between Rs.400 to Rs.5,000.
  • Credit shield: This highlights that the card offers to ensure you if there should be an occurrence of loss of card, false exercises, or robbery.
  • Priority Pass Membership and MasterCard Lounge Program: Enjoy up to 2 domestic lounge visits every quarter across 30+ airport lounges in India.
  • Concierge services: Get 24×7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
  • Card Protection Plan: Safeguard your Mastercard with the Card Protection Plan. This component ensures you if there should arise an occurrence of loss of card, robbery, or extortion.
  • Protection front of Rs.2.5 lakh if there should arise an occurrence of an inadvertent passing of the essential cardholder.
  • Rate of interest charged at 3.5% on revolving credit or overdue amount.
  • Contactless Card Technology.
  • Password for IVR Transaction

YES PREMIA Credit Card Eligibility Criteria

The following is the eligibility criteria for YES PREMIA Credit Card :

Eligibility Criteria


Minimum Age 21 years
Maximum Age 60 years
Occupation  Salaried or self-employed
Minimum Income per month Rs. 1,20,000
Income Tax If you are self-employed, your Income Tax Return should be Rs.15 lakh or more.

YES PREMIA Credit Card Documentation

The following documents are required for YES PREMIA Credit Card

Address proof

Identity Proof

Income proof

  • Aadhaar card
  • Telephone bill
  • Electricity bill
  • Passport
  • Voter ID card
  • Ration card
  • Passport
  • Driving license
  • PAN Card
  • Aadhaar card
  • Voter’s ID card
  • Ration Card
  • Passport
  • 2 Passport size photographs
For salaried

  • Latest payslips
  • Bank Account statements for the past 6 months.

For self-employed

  • Recent ITR (Income Tax Returns)
  • Audited profit and loss statement
  • Balance sheet

Fees and Charges

The Fees and Charges related to YES PREMIA Credit Card are shown in the below table:

Fees and Charges


Annual Fee Rs. 1,599
Cash Limit 30% of the credit limit
Cash Advance Fee 2.5% of the amount withdrawn; a minimum of Rs. 300.
Overlimit Fee 2.5% of the over-limit amount; minimum of Rs. 500
Foreign Exchange Mark-up 2.50%
Add-on Card Fee NIL (up to 3 cards)

Rewards Points programs

  • ₹100= reward points (on grocery stores supermarkets, department stores and spending on restaurants) 
  • ₹1003 Reward Points  (On others) 
  • Save  ₹7104 on the annual expenditure of ₹4 Lakh

YES PREMIA Credit Card Limit

  • The YES PREMIA Credit Card Cash limit is 30% of the credit limit.

How to apply for YES PREMIA Credit Card

It would be best if you used Dialabank with ease to apply for the YES PREMIA Credit Card
Taking the following steps to get your credit card quickly
  • Go first to the Dialabank website.
  • Choose YES PREMIA Credit Card.
  • For that card, fill in an application form. Properly fill in all the necessary details.
  • Check your eligibility, and then you can finish the online application if you are eligible.

Other Top Credit Cards by YES Bank 

  • YES Prosperity Edge
  • YES Prosperity Rewards Plus
  • YES Prosperity BUSINESS Card
  • YES Prosperity Rewards Credit Card
  • YES FIRST Exclusive Credit Card
  • YES FIRST Preferred


Vijaya Bank Visa Doctors Credit Card Vijaya Bank Visa Classic Credit Card
United Bank Of India Loan On Credit Card Yes Bank Credit Cards
Vijaya Bank Visa Gold Credit Card YES Prosperity BUSINESS Credit Card
Yes Bank Loan on Credit Card YES FIRST BUSINESS Credit Card