YES PREMIA Credit Card Features
- MasterCard World Golf Program: Enjoy 4 Green Fee waiver at select golf courses in the nation. Likewise, get a complimentary golf exercise each month.
- Rewards reclamation choice: Redeem your prize focuses on InterMiles and use it to book your flight tickets. 4 rewards focuses will be 1 InterMiles.
- Fuel Surcharge waiver: Save on your fuel charges utilizing the fuel overcharge waiver appropriate at all fuel outlets in India for exchanges between Rs.400 to Rs.5,000.
- Credit shield: This highlights that the card offers to ensure you if there should be an occurrence of loss of card, false exercises, or robbery.
- Priority Pass Membership and MasterCard Lounge Program: Enjoy up to 2 domestic lounge visits every quarter across 30+ airport lounges in India.
- Concierge services: Get 24×7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
- Card Protection Plan: Safeguard your Mastercard with the Card Protection Plan. This component ensures you if there should arise an occurrence of loss of card, robbery, or extortion.
- Protection front of Rs.2.5 lakh if there should arise an occurrence of an inadvertent passing of the essential cardholder.
- Rate of interest charged at 3.5% on revolving credit or overdue amount.
- Contactless Card Technology.
- Password for IVR Transaction
YES PREMIA Credit Card Eligibility Criteria
The following is the eligibility criteria for YES PREMIA Credit Card :
|Minimum Age||21 years|
|Maximum Age||60 years|
|Occupation||Salaried or self-employed|
|Minimum Income per month||Rs. 1,20,000|
|Income Tax||If you are self-employed, your Income Tax Return should be Rs.15 lakh or more.|
YES PREMIA Credit Card Documentation
The following documents are required for YES PREMIA Credit Card
Fees and Charges
The Fees and Charges related to YES PREMIA Credit Card are shown in the below table:
Fees and Charges
|Annual Fee||Rs. 1,599|
|Cash Limit||30% of the credit limit|
|Cash Advance Fee||2.5% of the amount withdrawn; a minimum of Rs. 300.|
|Overlimit Fee||2.5% of the over-limit amount; minimum of Rs. 500|
|Foreign Exchange Mark-up||2.50%|
|Add-on Card Fee||NIL (up to 3 cards)|
Rewards Points programs
₹100= 4 reward points (on grocery stores & supermarkets, department stores and spending on restaurants)
₹100= 3 Reward Points (On others)
Save ₹7104 on the annual expenditure of ₹4 Lakh
YES PREMIA Credit Card Limit
- The YES PREMIA Credit Card Cash limit is 30% of the credit limit.
How to apply for YES PREMIA Credit Card
- Go first to the Dialabank website.
- Choose YES PREMIA Credit Card.
- For that card, fill in an application form. Properly fill in all the necessary details.
- Check your eligibility, and then you can finish the online application if you are eligible.
Other Top Credit Cards by YES Bank
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- YES FIRST Exclusive Credit Card
- YES FIRST Preferred