YES Prosperity Edge

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YES Prosperity Edge

YES Prosperity Edge Features

  • Rewards redemption option: Redeem your reward focuses on JPMiles and use it to book your flight tickets. 4 rewards focuses will be 1 JPMile.
  • Fuel Surcharge waiver: Save on your fuel charges utilizing the fuel overcharge waiver material at all fuel outlets in India for transactions between Rs.400 to Rs.5,000. YES Prosperity Edge
  • Insurance benefits: Get Life Insurance Coverage of up to Rs.50 lakh for death because of an air mishap. Likewise, get medical insurance of up to Rs.15 law in the event of crisis hospitalisation abroad.
  • Credit shield: This element that the card offers to ensure you if there should be an occurrence of loss of card, false exercises, or robbery.
  • Priority Pass Membership and MasterCard Lounge Program: Enjoy up to 2 domestic lounge visits each quarter across 30+ air terminal lounges in India.
  • Attendant services: Get 24×7 devoted attendant help who will assist you with hotel reservations, flight bookings, restaurant reference, film tickets help, and flower and gift delivery.
  • Card Protection Plan: Safeguard your Credit Card with the Card Protection Plan. This component ensures you if there should be an occurrence of loss of card, robbery, or extortion.

YES Prosperity Edge Eligibility Criteria

The following is the eligibility criteria for YES Prosperity Edge :

Eligibility Criteria


Minimum Age 21 years
Maximum Age 60 years
Minimum Income Rs. 60,000 per month
Self-employed  Income Tax Return should be Rs.7.20 lakh or more
Fixed Deposits fixed deposit with YES Bank

YES Prosperity Edge Documentation

The following documents are required for YES Prosperity Edge

Address proof

Identity Proof

Income proof

  • Aadhaar card
  • Telephone bill
  • Electricity bill
  • Passport
  • Voter ID card
  • Ration card
  • Passport
  • Driving license
  • PAN Card
  • Aadhaar card
  • Voter’s ID card
  • Ration Card
  • Passport
  • 2 Passport size photographs

For salaried

  • Latest payslips
  • Bank Account statements for the past 6 months.

For self-employed

  • Recent ITR (Income Tax Returns)
  • Audited profit and loss statement
  • Balance sheet

Fees and Charges

The Fees and Charges related to YES Prosperity Edge are shown in the below table:

Fees and Charges


Annual Fee Rs.1,199 (Taxes will be applicable)
Renewal Fee (annual) Rs.1,199 (Taxes will be applicable)
Add-on Card Fee NIL( up to 3 cards)
Cash Limit 30% of the credit limit
Overlimit Fee 2.5% of the over-limit amount; minimum of Rs. 500
Cash Advance Fee 2.5% of the amount withdrawn; a minimum of Rs. 300
Foreign Exchange Mark-up 3%

YES Prosperity Edge Credit Card Rewards Points programs

  • 500 Reward Points on each registration for YES PayNow.
  • Rs. 100= incentive points (on grocery stores supermarkets, department stores and spending on restaurants) 
  • Rs. 100= points of reward (On others)
  • Save Rs. 3432 on the annual expenditure of Rs.Lakh

YES Prosperity Edge Credit Card Limit

  • The Yes Prosperity Edge Cash limit is 30% of the credit limit.

How to apply for YES Prosperity Edge

To apply for the YES Prosperity Edgeyou should easily use Dialabank. 
To quickly get your credit card, take the following steps: 
  • Go first to the website for Dialabank.
  • Pick your favourite YES Prosperity Edge.
  • Fill up an application form for that card. Fill in all the appropriate details correctly.
  • Check your eligibility, and then, if you are eligible, you can finish the online application.

Other Top Credit Cards by YES Bank 

  • YES Premia Credit Card
  • YES Prosperity Rewards Plus
  • YES Prosperity BUSINESS Card
  • YES Prosperity Rewards Credit Card
  • YES FIRST Exclusive Credit Card
  • YES FIRST Preferred


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