Education Loan Begusarai

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Rates as low as 9.33%
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Education Loan Begusarai

Every child needs a quality education in order to lead a complete, successful, and comfortable life. Unfortunately, such education comes at a cost that not everyone who deserves it can afford. That is where education loans come into play. Education loans are funds offered by banks and financial institutions to meritorious students to help them pursue their dream course.

At this time banks play a crucial role and also they help students educate without and disturbance. The educational loan helps many people in their tough times to complete their education.

Major Education Loan Providers in Begusarai

Education Loan Criteria SBI Education Loan HDFC Education Loan Axis Education Loan
Interest Rate 7.45% – 9.55% 9.50% – 13.3% 8.55% – 10.5%
Loan Amount  Up to 1.5 Crores Up to 20 Lakh Up to 40 Lakh
Loan tenure Up to 15 Years Up to 15 Years Up to 15 Years
Loan Processing Fee Up to 2.0% Up to 1.0% Up to 15k
Loan for Studying Abroad Yes Yes Yes
Online Approval Yes Yes Yes
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SBI Education Loan

HDFC Education Loan

Axis Education Loan

Top Institutes for Education Loan Begusarai

Types of Colleges in Begusarai

Top 10 Colleges in Begusarai

Top 10 Universities in Begusarai

Courses Offered

Types of Colleges in Begusarai

  • Engineering college
  • Biotechnology college
  • Medical college
  • Pharmacy college
  • Management college
  • Architecture college
  • Law college
  • Science, Commerce, and Arts college
  • Physical education college
  • B.ED college

Top 10 Colleges in Begusarai

  • Ganga Global Institute of Teacher Education
  • Kamla Bhubneswer B. Ed. College
  • Rashtrakavi Ramdhari Singh Dinkar College of Engineering
  • Akhil Bharatiya Skt. Hindi Vidyapeeth, Khamhar, Begusarai
  • Sarswati Bilas Skt. College. Shokhara Barauni
  • A. P. S. M. College
  • G. D. College
  • M. M. Rahmani B. Ed. College
  • R. B. S. College.
  • GANESH DUTT COLLEGE.

Top 10 Universities in Begusarai

  •  Lalit Narayan Mithila University

Courses Offered

Courses Offered
UG PG
B.A M.A
B.Sc M.Sc
B.Com M.Com
B.E, B.Tech M.E, M.Tech
BDS, MBBS MD, MS, MDS
B.Pharm. M.Pharm.
BBA MBA
LLB LLM
BHM PG Diploma in Hotel Management
B.Arch M.Arch

Types of Expenses covered by Education Loan

Expenses Covered Courses Covered
Studying in India Studying Abroad
  • Books, equipment, and instrument cost
  • Cost of laptop or computer, if required for the course
  • Hostel or mess charges
  • Entire tuition fee
  • Library and laboratory fees
  • Examination fees
  • Accommodation cost, if there is any
  • Admission acceptance fee
  • All other necessary expenses in relation to study tours, thesis, project work, etc. till course completion
  • Insurance premium for the borrower
  • Professional/technical/regular diploma/degree/Graduation/Post-Graduation courses from UGC/AICTE/IMC/ICMS/AIBMS/ICMR/Govt. approved institute or IIT/IIM, IISC/NIFT/XLRI, etc.
  • Engineering, Aeronautical, Medical, Veterinary, Dental, Law, Computer, Management, teacher training, nursing courses, etc.
  • Courses such as CA, CFA, ICWA
  • Professional/Job-centric/technical/diploma/degree/Graduation/Post-graduation courses such as MBA/MCA/MS etc.
  • Courses from CIMA UK, CPA in the USA, etc.

Documents Required for Education Loan Begusarai

The government has also supported and emphasized the need for education for all and accordingly awarded subsidies on the interest rates banks charge on education loans. understands that some financial push by means of an education loan or student loan can go a long way in helping someone achieve a better life that comes with education and good academic background. And so it offers loans for education at the most competitive rates among all banks. It has also kept the documentation process extremely simple.

When you are applying for an education loan, you simply need to make sure you have the following documents and relevant copies:

  • Voter ID card/ Driving License/Passport/Pan card
  • Government department ID card.
  • Aadhar Card or Aadhar enrolment number.
  • The parent’s latest salary slip showing all the deductions, or
  • Form 16 along with the latest salary certificate
  • Last 2 year’s IT returns of the past 2 years or
  • In the case of a self-employed individual.
  • Balance sheet and profit and loss account, computation of income for the last 2 years.
  • Income Tax Returns – last 2 years for Applicants, 26 AS, Trace.
  • Business proof: Gomasta License, Registration Certificate, Service Tax Registration, among
  • IT Assessment / Clearance Certificate, Income Tax Challans / TDS Certificate (Form 16A) / Form 26 AS for income declared in ITR.

Additional Documents

  • Updated Passbook or bank account where the salary is credited for the last 6 months at least
  • Educational documents of the student:
  • Copy of fee acknowledgment slip
  • Admission letter to the educational institutions
  • Passing certificate
  • School leaving certificate
  • High School Examination mark sheet

APPLY FOR EDUCATION LOAN AT 9.50%

How to Apply for Education Loan Begusarai

Education loan Begusarai1.Visit www.dialabank.com.

2.click on the loan section and you can find the Education loan link.

3.After clicking on the Education loan link, you will be directed to details of the Education loan and there you can select your preferred city.

4.For more information and free guidance on the Education loan, you may call 9878981166.

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