Education Loan Deoghar
Every child needs a quality education for his growth and stability. Deoghar, situated in the East Indian state of Jharkhand also provides ample opportunities for students in and around the city. But the increasing rates of education have hindered the path of education seekings students. To make things easy, almost all major banks and NBFCs operating in the city offer low-interest education loan Deoghar. The offers provided are the best in the city and provide a hassle-free experience.
Major Education Loan Providers in Deoghar
| Education Loan Criteria | SBI Education Loan | Axis Education Loan | HDFC Education Loan |
| Interest Rate | 7.45% – 9.55% | 8.55% – 10.5% | 9.50% – 13.3% |
| Loan Amount | up to 1.5 Crores | up to 40 Lakhs | up to 20 Lakhs |
| Tenure | 15 years | 15 Years | 15 Years |
| Processing Fee | up to 2.0% | up to 15,000 | up to 1.0% |
| Abroad Studies | Yes | Yes | Yes |
| Approval | Yes | Yes | Yes |
| Apply Online | SBI Education | Axis Education Loan | HDFC Education Loan |
Top Institutes for Education Loan Deoghar
Types of Colleges in Deoghar
- Engineering college
- Biotechnology college
- Medical college
- Pharmacy college
- Management college
- Architecture college
- Law college
- Science, Commerce, and Arts college
- Physical education college
- B.ED college
Top 10 Colleges in Deoghar
- Government Teachers Training college
- Deoghar college
- Rama Devi Bajla Mahila college
- Madhupur college
- Dr Jagannath Mishra college
- Amaryuti Satsang college
- Dr JM college
- Dr J.N. Mishra college
- Amardyuti Evening college
- Balanand Sanskrit college
Top 5 Universities in Deoghar
- Dr. Zain Husain Institute
- DIPSER
- Birla Institute of Technology
- Deoghar college
- SCE
Courses Offered
| Courses Offered | |
| UG | PG |
| B.A | M.A |
| B.Sc | M.Sc |
| B.Com | M.Com |
| B.E, B.Tech | M.E, M.Tech |
| BDS, MBBS | MD, MS, MDS |
| B.Pharm. | M.Pharm. |
| BBA | MBA |
| LLB | LLM |
| BHM | PG Diploma in Hotel Management |
| B.Arch | M.Arch |
Types of Expenses covered by Education Loan Deoghar
| Expenses Covered | Courses Covered | |
| Studying in India | Studying Abroad | |
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Documents Required for Education Loan Deoghar
While you are applying for an education loan Deoghar, you simply need to make sure you have the following documents and relevant copies:
Proof of Identity
- Voter ID card
- Driving License
- Passport
- PAN Card
- Government department ID card
- Aadhar Card or Aadhar enrolment number
Proof of Income
- The parent’s latest salary slip showing all the deductions, or
- Form 16 along with the latest salary certificate
- Last 2 year’s IT returns of the past 2 years or
- In the case of a self-employed individual,
If the applicant is a Self-Employed Individual
- Balance sheet and profit and loss account, computation of income for the last 2 years.
- Income Tax Returns – last 2 years for Applicants
Proof of Residence (anyone)
- Valid passport
- Voter id card
- Driving license
- Postpaid utility bill (gas bill and electricity bill)
- Updated passbook or bank account statement
- Notarized registered rent agreement
Additional Documents
- Updated Passbook or bank account where the salary is credited for the last 6 months at least
- Educational documents of the student:
- Copy of fee acknowledgement slip
- Admission letter to the educational institutions
- Passing certificate
- Previous examination mark sheet
APPLY FOR EDUCATION LOAN AT 9.50%
How to Apply for Education Loan Deoghar
It is crucial to check the rates offered by various banks before you avail education loan Deoghar. To make the job easy for you, DialaBank does the job by providing the lowest interest rates available in the market. The advantages of considering DialaBank before taking an education loan Deoghar are:
- No fee is charged by our customers.
- Get expert advice and guidance to assist you.
- The process is time-saving with DialaBank.
- The Loan gets disbursed within no time.
Applying for an education loan to Deoghar is easy with DialaBank. The steps that need to be followed for applying online are as follows:
- Go to Dialabank
- The page will require you to fill in your details like name, mobile, location, and net monthly income.
- Choose an education loan from the options given in the box.
- Accept that you have read the privacy policy and click on “Request a quote”.
- You will be provided with the best deals by DialaBank according to your need.
- The applicant will get all the details where they can read and understand more about the education loan Deoghar.
Education Loan In Other Cities
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FAQ for Education Loan
Is it necessary to have a co-applicant for a student loan?
Yes, a co-applicant is necessary for all full-time programmes. A parent, guardian, or spouse can be a co-applicant (if married).
Is there a penalty for paying off a student loan early?
On school loans, most banks do not charge prepayment penalties. However, before signing on the dotted line, double-check with the bank.
Is there any kind of incentive for a female student who applies for a student loan?
Banks often provide women students seeking higher education in India and abroad a 0.5 per cent interest rate reduction on their education loans.
