Education Loan Deoghar

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Rates as low as 9.33%
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Study in India / Abroad
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Education Loan Deoghar

Education Loan Deoghar

Every child needs a quality education for his growth and stability. Deoghar, situated in the East Indian state of Jharkhand also provides ample opportunities for students in and around the city. But the increasing rates of education have hindered the path of education seekings students. To make things easy, almost all major banks and NBFCs operating in the city offer low-interest education loan Deoghar. The offers provided are the best in the city and provide a hassle-free experience.

Major Education Loan Providers in Deoghar

Education Loan Criteria SBI Education Loan Axis Education Loan  HDFC Education Loan
Interest Rate 7.45% – 9.55% 8.55% – 10.5% 9.50% – 13.3%
Loan Amount up to 1.5 Crores up to 40 Lakhs up to 20 Lakhs
Tenure 15 years 15 Years 15 Years
Processing Fee up to 2.0% up to 15,000 up to 1.0%
Abroad Studies Yes Yes Yes
Approval Yes Yes Yes
Apply Online SBI Education Axis Education Loan HDFC Education Loan

Top Institutes for Education Loan Deoghar

Types of Colleges in Deoghar

  • Engineering college
  • Biotechnology college
  • Medical college
  • Pharmacy college
  • Management college
  • Architecture college
  • Law college
  • Science, Commerce, and Arts college
  • Physical education college
  • B.ED college

Top 10 Colleges in Deoghar

  • Government Teachers Training college
  • Deoghar college
  • Rama Devi Bajla Mahila college
  • Madhupur college
  • Dr Jagannath Mishra college
  • Amaryuti Satsang college
  • Dr JM college
  • Dr J.N. Mishra college
  • Amardyuti Evening college
  • Balanand Sanskrit college

Top 5 Universities in Deoghar

  • Dr. Zain Husain Institute
  • Birla Institute of Technology
  • Deoghar college
  • SCE

Courses Offered

Courses Offered
B.Sc M.Sc
B.Com M.Com
B.E, B.Tech M.E, M.Tech
B.Pharm. M.Pharm.
BHM PG Diploma in Hotel Management
B.Arch M.Arch

Types of Expenses covered by Education Loan Deoghar

Expenses Covered Courses Covered
Studying in India Studying Abroad
  • Hostel or mess charges
  • Library and laboratory fees
  • Examination fees
  • Academic fees
  • Accommodation cost, if there is any
  • Admission acceptance fee
  • Insurance premium for the borrower
  • Books, equipment, and instrument cost
  • Cost of laptop or computer, if required for the course completion
  • Professional/technical/regular diploma/degree/Graduation/Post-Graduation courses from UGC/AICTE/IMC/ICMS/AIBMS/ICMR/Govt. approved institute or IIT/IIM, IISC/NIFT/XLRI, etc.
  • Engineering, Aeronautical, Medical, Veterinary, Dental, Law, Computer, Management, teacher training, nursing courses, etc.
  • Courses such as CA, CFA, ICWA
  • Professional/Job-centric/technical/diploma/degree/Graduation/Post-graduation courses such as MBA/MCA/MS etc.
  • Courses from CIMA UK, CPA in the USA, etc.

Documents Required for Education Loan Deoghar

While you are applying for an education loan Deoghar, you simply need to make sure you have the following documents and relevant copies:

Proof of Identity

  • Voter ID card
  • Driving License
  • Passport
  • PAN Card
  • Government department ID card
  • Aadhar Card or Aadhar enrolment number

Proof of Income

  • The parent’s latest salary slip showing all the deductions, or
  • Form 16 along with the latest salary certificate
  • Last 2 year’s IT returns of the past 2 years or
  • In the case of a self-employed individual,

If the applicant is a Self-Employed Individual

  • Balance sheet and profit and loss account, computation of income for the last 2 years.
  • Income Tax Returns – last 2 years for Applicants

Proof of Residence (anyone)

  • Valid passport
  • Voter id card
  • Driving license
  • Postpaid utility bill (gas bill and electricity bill)
  • Updated passbook or bank account statement
  • Notarized registered rent agreement

Additional Documents

  • Updated Passbook or bank account where the salary is credited for the last 6 months at least
  • Educational documents of the student:
    • Copy of fee acknowledgement slip
    • Admission letter to the educational institutions
    • Passing certificate
    • Previous examination mark sheet


Education loan DeogharHow to Apply for Education Loan Deoghar

It is crucial to check the rates offered by various banks before you avail education loan Deoghar. To make the job easy for you, DialaBank does the job by providing the lowest interest rates available in the market. The advantages of considering DialaBank before taking an education loan Deoghar are:

  • No fee is charged by our customers.
  • Get expert advice and guidance to assist you.
  • The process is time-saving with DialaBank.
  • The Loan gets disbursed within no time.

Applying for an education loan to Deoghar is easy with DialaBank. The steps that need to be followed for applying online are as follows:

FAQ for Education Loan

Education Loan Deoghar Is it necessary to have a co-applicant for a student loan?

Yes, a co-applicant is necessary for all full-time programmes. A parent, guardian, or spouse can be a co-applicant (if married).

Education Loan Deoghar Is there a penalty for paying off a student loan early?

On school loans, most banks do not charge prepayment penalties. However, before signing on the dotted line, double-check with the bank.

Education Loan Deoghar Is there any kind of incentive for a female student who applies for a student loan?

Banks often provide women students seeking higher education in India and abroad a 0.5 per cent interest rate reduction on their education loans.