Education Loan for Studying in the USA

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Rates as low as 9.33%
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Education Loan for Studying in the USA

Education Loan for Studying in the USA

Education Loan for Studying in the USA @ 9.33% Only!

Education Loan is a financial help offered by the Banks and NBFCs to help a scholar in pursuing Expensive Education. Different Banks in India offers finance which may vary according to the university or college and customers’ requirement.

For studies in India, banks offer a maximum Education Loan amount of up to 10 lakh rupees, and for abroad studies, it is up to 20 lakh rupees. It may vary according to the banks or NBFCs.

Education Loan for Studying in the USA

United States of America is also known as the US or America. It has the worlds’ strongest Economy and Military. It is a powerful country and the Tech Giant in the world. The Capital of the USA is Washington. The most populous city is New York. Many students from other countries come to the USA to pursue higher studies.

The USA has various good quality and high ranked institutions where students want to study. The USA provides a safe, secure and healthy environment for the students. Thats’ why it has good fame among the students. The famous courses in the USA are engineering, IT & Computing, language,  agriculture, design, mass communication, journalism, fine arts, multimedia, business studies, and management.

If you have a dream to study in the United States, you can avail the best Education Loan for Studying in the USA with the help of Dialabank at the Lowest Interest Rates with Easy norms and Flexible schemes. Fulfil your dream of pursuing higher education and live a stable, comfortable and happy life. Enjoy the personalized and Doorstep Services of Dialabank.

We provide Education loans for all institutions of the USA. These are the top ten colleges in the USA are:

Rank University Name
1. Stanford University
2. Harvard College
3.  Yale University
4. Columbia University
5. Princeton University
6. MIT University
7. Caltech University
8. University of Chicago
9. Brown University
10. University of Pennsylvania

Education loan Features

  • Repayment starts either 1 year after course completion or 6 months after obtaining employment (whichever is earlier).
  • You can also avail of the tax rebate offered under Section 80-E of the Income Tax Act 1961 for the entire interest amount paid towards your education loan.
  • Education loans are available for a maximum tenure of 15 years.
  • Education Tuition fees, Admission fees, travelling, books, laptops and other expenses are all covered under education loans.

Education Loan Eligibility Criteria

  • You need to be an Indian Resident.
  • Your age should be between 16 – 35 yrs.
  • COLLATERAL is required for all loans greater than Rs. 7.5 Lakhs.
  • All Loans require a co-applicant.

Documents Required for Education Loan

CATEGORY APPLICANT (STUDENT )
KYC (KNOW YOUR CUSTOMER) AGE PROOF
SIGNATURE PROOF
IDENTITY PROOF
RESIDENCE PROOF
INCOME DOCUMENTS – Education Loan for Studying in the USA
SALARIED Latest 2 Salary Slips carrying the date
Latest 6 Months Bank Statement of the Salary Account.
SELF-EMPLOYED Last 2 Year ITR with Computation of Income
Last 2 Years Audited Balance Sheet
Last 6 Months Bank Statement
Proof of Turnover (Latest Sales / Service Tax Return)
SELF-EMPLOYED PROFESSIONALS Last 2 Year ITR with Computation of Income
Last 2 Years Audited Balance Sheet / P& L
Last 6 Months Bank Statement
Proof of Qualification
OTHERS Completed Application Form
Latest Photograph (Signed Across)

Live Your Dream of Pursuing Studies from the USA. Don’t miss the opportunity. We are here with this Secure and Simple Education Loan.

Education Loan in various cities for Studying in the USA

Education Loan Berhampore Education Loan Agartala
Education Loan Ahmednagar Education Loan Aizawl
Education Loan Amravati Education Loan Barasat
Education Loan Bharatpur Education Loan Berhampur

FAQs For Education Loan 

How long does it take for an education loan to be sanctioned?

It takes 15 days for an education loan to be sanctioned.

What are the terms and conditions for an education loan?

To avail of an education loan, the person must be an Indian citizen, securing admission into college/university in India or abroad.

Will the education loan interest be the same throughout the entire course?

The education loans are offered at a floating rate of interest, so the rate of interest may increase or decrease depending upon the external economic conditions and internal company policies.

What expenses does an education loan cover?

Yes, an education loan covers tuition fees, living expenses, travelling, books, laptops, a thesis and other education-related expenses.