Education Loan Saharsa

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Why Us?

Rates as low as 9.33%
Pre-Admission Loans
Study in India / Abroad
Doorstep Service
Unsecured Loan Available

Education Loan Saharsa

Education Loan Saharsa

Education plays a vital role in the growth of an individual. Lack of money can lead to a lot of problems for a student and his family. Education loan Saharsa understands these problems and that’s why they help by offering education loan schemes to them. This helps students to pursue their favourite courses in their dream college/university. Education Loan Saharsa can be very beneficial for studious students.

There are a lot of advantages and benefits associated with Education loan Saharsa

  • Approval of loan amount up to Rs.20 lakhs.
  • No hidden charges and competitive Rate of Interest.
  • Hassle-free process and minimal documentation.
  • Flexible repayment options start after completion of the course.

Major Education Loan Providers in Saharsa

Education Loan Criteria SBI Education Loan HDFC Education Loan Axis Education Loan
Interest Rate 7.45% – 9.55% 9.50% – 13.3% 8.55% – 10.5%
Loan Amount Up to 1.5 crore Up to 20 Lakh Up to 40 Lakh
Tenure Up to 15 Years Up to 15 Years Up to 15 Years
Processing Fee Up to 2.0% Up to 1.0% Up to 15k
Loan for Abroad Studies Yes Yes Yes
Online Approval Yes Yes Yes
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Top Institutes for Education Loan in Saharsa

 

Types of Colleges in Saharsa

  • Engineering college
  • Bio-technology college
  • Medical college
  • Pharmacy college
  • Management college
  • Architecture college
  • Law college
  • Science, Commerce, and Arts college
  • Physical education college
  • B.ED college

Top 10 Colleges in Saharsa

  • MLT College Saharsa
  • Saharsa College of Engineering
  • Rajendra Mishra College ”Saharsa” Sardar Patel College of Engineering
  • Dr. D.Y. Patil Medical College
  • Narsee Monjee Institute of Management Studies

Top 10 Universities in Saharsa

  • Indian Institute of Technology (IIT)
  • University of Mumbai
  • International Institute for Population Sciences
  • SNDT Women’s University
  • Padmashree Dr. D. Y. Patil Vidyapeeth
  • Tata Institute of Fundamental Research
  • Tata Institute of Social Sciences
  • University of Petroleum and Energy Studies
  • Narsee Monjee Institute of Management & Higher Studies
  • Bhabha Atomic Research Centre

Courses Offered

Courses Offered
UG PG
B.A M.A
B.Sc M.Sc
B.Com M.Com
B.E, B.Tech M.E, M.Tech
BDS, MBBS MD, MS, MDS
B.Pharm. M.Pharm.
BBA MBA
LLB LLM
BHM PG Diploma in Hotel Management
B.Arch M.Arch

Types of Expenses covered by Education Loan Saharsa

Expenses Covered Courses Covered
Studying in India Studying Abroad
  • Books, equipment, and instrument cost
  • Cost of laptop or computer, if required for the course
  • Hostel or mess charges
  • Entire tuition fee
  • Library and laboratory fees
  • Examination fees
  • Accommodation cost, if there is any
  • Admission acceptance fee
  • All other necessary expenses in relation to study tours, thesis, project work etc. till course completion
  • Insurance premium for the borrower
  • Professional/technical/regular diploma/degree/Graduation/Post-Graduation courses from UGC/AICTE/IMC/ICMS/AIBMS/ICMR/Govt. approved institute or IIT/IIM, IISC/NIFT/XLRI etc.
  • Engineering, Aeronautical, Medical, Veterinary, Dental, Law, Computer, Management, teacher training, nursing courses etc.
  • Courses such as CA, CFA, ICWA
  • Professional/Job-centric/technical/diploma/degree/Graduation/Post-graduation courses such as MBA/MCA/MS etc.
  • Courses from CIMA UK, CPA in USA etc.

Documents Required for Education Loan Saharsa

When you are applying for an Education Loan Saharsa, you simply need to make sure you have the following documents and relevant copies:

Proof of Identity

  • Voter ID card
  • Driving License
  • Passport
  • PAN Card
  • Government department ID card
  • Aadhar Card or Aadhar enrolment number

Proof of Income

  • The parent’s latest salary slip showing all the deductions, or
  • Form 16 along with the latest salary certificate
  • Last 2 year’s IT returns of the past 2 years or
  • In the case of a self-employed individual,

If the applicant is a Self-Employed Individual

  • Balance sheet and profit and loss account, computation of income for the last 2 years.
  • Income Tax Returns – last 2 years for Applicants, 26 AS, Traces
    • Business proof: Gomasta License, Registration Certificate, Service Tax Registration, among
  • IT Assessment / Clearance Certificate, Income Tax Challans / TDS Certificate (Form 16A) / Form 26 AS for income declared in ITR.

Proof of Residence (any one)

  • Valid passport
  • Voter id card
  • Driving license
  • Postpaid utility bill (gas bill and electricity bill)
  • Updated passbook or bank account statement
  • Notarized registered rent agreement

Additional Documents

  • Updated Passbook or bank account where the salary is credited for the last 6 months at least
  • Educational documents of the student:
    • Copy of fee acknowledgement slip
    • Admission letter to the educational institutions
    • Passing certificate
    • School leaving certificate
    • High School Examination mark sheet


APPLY FOR EDUCATION LOAN AT 9.50%

How to Apply for Education Loan Saharsa

Education loan saharsaFor availing of Education Loan Saharsa, you can follow the age-old process of going to a bank and waiting in a queue and then asking your queries. But DialaBank provides you with an option where you can know everything from your home about Education Loan Saharsa. Just visit the website of DialaBank and follow these steps: