Education Loan Varanasi

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Education Loan Varanasi

About Education Loan Varanasi

Varanasi, one of the cities of Uttar Pradesh, has witnessed great growth and development in the past few years. With development, the city has brought abundant opportunities for students seeking higher education. But, now that education is becoming expensive, the need for an education loan is higher today than in the past.  To cater to the needs of the students’ various banks present in the city provide low-interest education loans in Varanasi that can be availed by every citizen of the country with minimum documentation and effort.

Education loan Varanasi

Major Education Loan Providers in Varanasi

Education Loan Criteria SBI Education Loan Axis Education Loan HDFC Education Loan
Interest Rate 7.45% – 9.55% 8.55% – 10.5% 9.50% – 13.3%
Loan Amount 1.5 Crores Loan Up to 40 Up to 20 Lakh
Loan Tenure Up to 15 Years Up to 15 Years Up to 15 Years
Loan Processing Fee Up to 2.0% Up to 15k Up to 1.0%
Loan for Abroad Studies Yes Yes Yes
Online Approval Yes Yes Yes
Apply Apply Now Apply Now Apply Now

Top Institutes for Education Loan Varanasi

Types of Colleges in Varanasi

  • Engineering college
  • Biotechnology college
  • Medical college
  • Pharmacy college
  • Management college
  • Architecture college
  • Law college
  • Science, Commerce, and Arts college
  • Physical education college
  • B.ED college


Top 10 Colleges in Varanasi

  • Indian Institute Of Technology
  • Faculty Of Law Banaras Hindu University
  • Institute Of Medical Sciences – [IMS]
  • Banaras Hindu University – [BHU]
  • Institute Of Management Studies Banaras Hindu University
  • Mp Institute Of Management And Computer Application
  • Sams Institute Of Hotel Management
  • Udai Pratap College
  • Indian Institute Of Vegetable Research – [IIVR]
  • Dav Post Graduate College


Top 10 Universities in Varanasi

  • MMV Mahila Maha Vidyalaya
  • Central Hindu Boys School
  • Faculty of Commerce, Banaras Hindu University
  • Banaras Hindu University
  • Govt Degree College
  • Institute of Medical Sciences
  • Institute of Agricultural Sciences
  • Indian Institute of Technology
  • Institute of Medical Sciences, Banaras Hindu University
    School of Management Sciences

Courses Offered

Courses Offered
B.Sc M.Sc
B.Com M.Com
B.E, B.Tech M.E, M.Tech
B.Pharm. M.Pharm.
BHM PG Diploma in Hotel Management
B.Arch M.Arch

Types of Expenses covered by Education Loan Varanasi

Expenses Covered Courses Covered
Studying in India Studying Abroad
  • Stationary and instrument cost
  • Insurance premium for the borrower
  • Laptop or computer cost, if necessary for the course
  • Hostel, mess, or accommodation charges, whichever applicable
  • Tuition fee
  • Library and laboratory charges
  • Examination fees
  • Admission acceptance fee
  • All other necessary expenses in relation to study tours, thesis, project work, etc. till the course completion
  • Professional/technical/regular diploma/degree/Graduation/Post-Graduation courses from UGC/AICTE/IMC/ICMS/AIBMS/ICMR/Govt. approved institute or IIT/IIM, IISC/NIFT/XLRI, etc.
  • Engineering, Aeronautical, Medical, Veterinary, Dental, Law, Computer, Management, teacher training, nursing courses, etc.
  • Courses such as CA, CFA, ICWA
  • Professional/Job-centric/technical/diploma/degree/Graduation/Post-graduation courses such as MBA/MCA/MS etc.
  • Courses from CIMA UK, CPA in the USA, etc.

Education Loan Varanasi Documents/Security Required

  • 2 passport size photographs.
  • PAN Card of both the student and the Parents/ Guardian.
  • Statement of the bank of the borrower for the last six months.
  • Income tax Returns/ IT assessment order of the previous 2 yrs (If IT Payee).
  • Statement of all the assets and liabilities of the borrower.
  • Statement of Income (i.e. Salary slips/ Form 16 if applicable)
  • The education Loan application form should be complete.
  • Previous examination/ academic performance mark sheets to be presented.
  • Proof of admission, any scholarship provided studentship, etc., from the concerned college.
  • List of expenses essential for the course.
  • Co-applicants are required for the loan


How to Apply for Education Loan Varanasi

Checking the rates offered by various banks is an important step before you avail education loan in Varanasi. To make the job easy for you, Dialabank does the job by providing the lowest interest rates available in the market. The advantages of considering Dialabank before taking an education loan in Varanasi are:

  • We do not charge any fee from our customers.
  • Get expert advice and guidance on interest rates.
  • The process is time-saving with Dialabank.
  • The loan gets disbursed within no time.


Applying for an education loan in Varanasi is easy with Dialabank. The steps that need to be followed for applying online are as follows:

  • Go to Dialabank
  • The page will require you to fill in your details like name, mobile, location, and net monthly income.
  • Choose an education loan from the options given in the box.
  • Accept that you have read the privacy policy and click on “Request a quote”.
  • You will be provided with the best deals by Dialabank according to your need.
  • The applicant will get all the details where they can read and understand more about the education loan Varanasi.

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