Q. How much Personal Loan can I take?

A person can apply for a personal loan ranging from Rs 50,000 to Rs 15,00,000, depending on the person’s capability to repay the amount. It also depends on the documents one has submitted, residence, city, place of work and bank wishes that the EMI should not exceed 30 to 40 percent of a person’s net salary or 2-3 times the amount of income tax return.

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