At Future Capital, we realize the value of your assets and we realize the value of your valued possession, your gold ornaments. We offer you Repayment options as per your convenience which are either EMI holidays or Bullet payments. Under the EMI facility, a part of the interest amount and principal amount are made every month, and under Bullet Payment a part of only the interest amount has to be made.
Uses of Finance Capital Gold Loan
- The applicant can fund many important requirements of your life from personal to professional ones.
- Most of the entrepreneurial people will find a very good advantage in this.
- Very easy and accessible loans can be availed by all segments of people whether being businessmen for the expansion of their business or the general public for their personal needs.
- Parents or students can avail it for higher education or for funding a vacation or organizing a marriage.
Eligibility Criteria of Finance Capital Gold Loan
The required Age for availing the Gold Loan is 18-70 years. The Loan can be availed by all segments of people whether Salaried or Self employed. A CIBIL score of 500 above is required and the gold should be ranging from 18-22 carats at least to avail the loan.
The Documents required for being eligible are Identity Proof i.e. Aadhaar Card or Passport, your Residential Proof and other documents as per the requirement of the criteria.
Dena Bank Gold Loan is available at a very low and reasonable interest rate of 7.0%p.a with the Prepayment charges ranging from 0-2%. The service, document, and Gold Valuation charges remain variable depending on the quantity and quality of the Gold. The processing fee is negligible, that is 1% which will be deducted once the amount again the gold is transferred to your account.
