Andhra Pradesh Grameena Vikas Bank Gold Loan

About Andhra Pradesh Grameena Vikas Bank Gold Loan

Andhra Pradesh Grameena Vikas Bank is known as a regional rural bank in Country.  It was up in 2006 as a Regional Rural Bank as per the Regional Rural Banks Act of 1976. The Bank is headquartered at Warangal, in-state Telangana, India. Andhra Pradesh Grameen Vikas bank provides Gold loan with a low-interest rate as well as the gold loan is disbursed very quickly you can say within an hour. Gold Loan whole process takes just a few minutes for the approval.

Q. How much Gold Loan can I get per gram in Andhra Pradesh Grameena Vikas Bank?

Gold Loan rate per gram depends upon the quality of the gold that is to be pledged by the borrower and the prevailing market price of Gold. The bank gives you about 70% funding of the total market value of your gold.

Q. What is Andhra Pradesh Grameena Vikas Bank Gold Loan?

Loan against Gold as security with the banks is a service to fulfil the urgent monetary needs of the borrowers which can be for personal, business or agriculture use. The Andhra Pradesh Grameena Vikas Bank gives this loan at a competitive rate of interests with flexible tenure. The bank also gives easy repayment options.

Q. What is the Gold Loan interest rate in Andhra Pradesh Grameena Vikas Bank?

Rate of interests charged on these loans are less as compared to other loans such as home loans because these are fully secured loans and the banks have no risk in lending this amount. For more information contact the customer care executive of the bank.

Q. How to pay Andhra Pradesh Grameena Vikas Bank Gold Loan online?

The Andhra Pradesh Grameena Vikas Bank provides various methods for the repayment of the Gold Loan which are convenient and fast. You can visit the branch for more details.

Q. How to apply Gold Loan in Andhra Pradesh Grameena Vikas Bank?

Applying for the Andhra Pradesh Grameena Vikas Bank Gold Loan is a simple and hassle-free process and can be done by visiting the branch directly and filling a form and getting the evaluation of your gold done. You can also apply online through Dialabank’s digital platform for applying from the comfort of your own home.

Q. How to renew Andhra Pradesh Grameena Vikas Bank Gold Loan online?

Renewal procedure of Gold Loan required your presence in the branch as the gold you kept earlier with the bank has to be dealt with. For detailed information, contact the customer care executive or visit the branch directly.

Q. How to take Gold Loan from Andhra Pradesh Grameena Vikas Bank?

Taking the Gold Loan is a simple process. You need to be an Indian Resident above 18 years of age who has gold and requires funds for the fulfilment of his needs. The loan taking procedure is simple and hardly takes 40-90 minutes depending on the loan amount.

Q. What is Gold Loan in Andhra Pradesh Grameena Vikas Bank?

Gold Loan is a financial service provided by Andhra Pradesh Grameena Vikas Bank for fulfilling those in need of funds by keeping their gold as security for the loan. The bank gives quick disbursal with minimal requirement of documents for applying for the loan. They also give easy repayment options with a prepayment facility.

Q. How to get Andhra Pradesh Grameena Vikas Bank Gold Loan?

Getting the Gold Loan from Andhra Pradesh Grameena Vikas Bank is an easy process and can be done online by visiting Dialabank’s official website and filling a form with basic information to compare the offers from various banks and get the best deal according to your needs.

Q. How to check Andhra Pradesh Grameena Vikas Bank Gold Loan status?

Checking the status of your Gold Loan from Andhra Pradesh Grameena Vikas Bank is an easy process. You just need to call the customer care executive on the toll-free helpline number or visit the bank’s nearest branch for detailed information on your application status.

Q. How to close Andhra Pradesh Grameena Vikas Bank Gold Loan?

Closure of Gold Loan takes place once the bank has realised the due amount of your loan and has released your gold kept as security. You can pay this amount using various conventional methods.

Q. How to renew Andhra Pradesh Grameena Vikas Bank Gold Loan?

For the renewal procedure, you need to visit the bank’s branch with all your loan-related documents and get the gold kept as security released and revalued for the formation of new terms of the loan. For more information visit the nearest branch of the bank.

Q. What happens if someone defaults Andhra Pradesh Grameena Vikas Bank Gold Loan?

If you are unable to pay the due amount, the bank charges penalty fee from you and also auctions off your gold for recover of the amount in case the defaults are continued.

Q. How many branches of Andhra Pradesh Grameena Vikas Bank Gold Loan?

Andhra Pradesh Grameena Vikas Bank is a rural bank which is sponsored by SBI and has more than 700 locations with their headquarters at Warangal, Telangana.

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