Andhra Pradesh Grameena Vikas Bank Gold Loan Key Features – Apply Now
| Andhra Pradesh Grameena Vikas Bank Gold Loan Interest Rate | Starting 5.88% per annum |
| Rate Per Gram Today is ₹ 2,900 to ₹ 3,450 | |
| Andhra Pradesh Grameena Vikas Bank Gold Requirement | Minimum 18 Carat |
| Andhra Pradesh Grameena Vikas Bank Gold Loan Processing Fee | 1% of the Principal Loan Amount |
| Andhra Pradesh Grameena Vikas Bank Minimum Loan Amount | 90% LTV on Your Gold Market Price |
| Andhra Pradesh Grameena Vikas Bank Maximum Loan Amount | Up to Rs. 1 Crore (With Income Proof) |
| Andhra Pradesh Grameena Vikas Bank Prepayment Charges | 2%+GST (Within 3 Months), 0 (After 3 months) |
| Andhra Pradesh Grameena Vikas Bank Repayment Tenure | 3 Months to 36 Months |
| Andhra Pradesh Grameena Vikas Bank Gold Loan Schemes | Bullet Payment Scheme, EMI Scheme |
GOLD LOAN @ 0.49%*
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Types of Andhra Pradesh Grameena Vikas Bank Gold Loan
- Loan Against Gold – Andhra Pradesh Grameena Vikas Bank offers a low rate of interest on gold loans starting at just 11% p.a.
- Loan Against Gold for Agriculture – To benefit the farmers from its loan scheme Andhra Pradesh Grameena Vikas Bank offers a lower rate of interest on loan against gold for agriculture purposes, with flexible repayment options.
GOLD LOAN @ 0.49%*
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Benefits of Andhra Pradesh Grameena Vikas Bank Agricultural Jewel Loan Scheme
- For 0.30% of the loan amount, a Minimum of ₹ 300 is charged as a processing fee ranging from more than ₹25,000 – less than ₹ 5 lakh
- 0.28% of the credit sum, subject to at least Rs.1,500 applicable on more than Rs.5 lakh and less than Rs.1 crore
Andhra Pradesh Grameena Vikas Bank Gold Loan Overdraft Scheme
The loan amount is provided as an overdraft facility and works as a Credit Card for the borrower where the customer can spend the money as and when they wish to. The interest is charged only on the amount that is used.
GOLD LOAN @ 0.49%*
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✅ How does Andhra Pradesh Grameena Vikas Bank Gold Loan work?
Andhra Pradesh Grameena Vikas Bank Gold Loan is an easy lending scheme through which you can avail a loan by pledging your gold ornaments (18-24 carats) with the bank. On pledging the gold, the loan amount will be instantly credited into your account, which you can pay in the form of SIs, PDS or EMI instalments.
✅ What is Gold Loan Interest Rate in Andhra Pradesh Grameena Vikas Bank?
A Gold Loan interest rate in Andhra Pradesh Grameena Vikas Bank starts at 5.88% per annum. It may vary depending on your eligibility requirements and the loan amount required.
✅ How to calculate Gold Loan Interest in Andhra Pradesh Grameena Vikas Bank?
You can calculate the interest on your Andhra Pradesh Grameena Vikas Bank Gold Loan by simply subtracting the borrowed amount from the payable loan amount. You can use Dialabank’s EMI Calculator which gives you the exact value of your payable amount.
✅ What is the loan tenure of Andhra Pradesh Grameena Vikas Bank Bank Gold Loan?
The loan tenure for the Andhra Pradesh Grameena Vikas Bank Gold loan is from 3 months to 36 months.
✅ How much Processing Fee is applicable on Andhra Pradesh Grameena Vikas Bank Gold Loan?
The processing fee applicable on an Andhra Pradesh Grameena Vikas Bank Gold Loan is 0.7% + GST of the loan amount.
✅ What if I can’t pay the interest on Andhra Pradesh Grameena Vikas Bank Gold Loan for 3 months?
If you cannot repay your Andhra Pradesh Grameena Vikas Bank gold loan for 3 months the bank will remind you to repay the loan amount on time. If you continuously make loan defaults the bank will have all rights to sell your gold ornaments.
✅What is the Overdraft Scheme for Andhra Pradesh Grameena Vikas Bank Gold Loan?
The Overdraft Scheme has a Credit/Loan Limit. They charge interest on the amount utilized.
✅What is the Andhra Pradesh Grameena Vikas Bank Gold Loan closure procedure?
The Gold loan will end after the loan payment is done in full.
✅What is the Andhra Pradesh Grameena Vikas Bank customer care number?
9878981144 is the customer care number.
✅ What are Andhra Pradesh Grameena Vikas Bank Gold Loan Preclosure charges?
The Bank preclosure charges are 2%+GST (Within 3 Months), 0 (After 3 months)
✅ What is the maximum gold loan tenure?
The maximum gold loan tenure is 36 months
✅ What are Andhra Pradesh Grameena Vikas Bank Gold Loan Foreclosure charges?
It charges up to 0.50% of the principal amount as Foreclosure charges.
✅ What is the minimum gold loan tenure?
The minimum gold loan tenure is 3 months.
Other Major Gold Loan Providers
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Table of Contents
- 1 Andhra Pradesh Grameena Vikas Bank Gold Loan Key Features – Apply Now
- 2 Types of Andhra Pradesh Grameena Vikas Bank Gold Loan
- 3 Benefits of Andhra Pradesh Grameena Vikas Bank Agricultural Jewel Loan Scheme
- 4 Andhra Pradesh Grameena Vikas Bank Gold Loan Overdraft Scheme
- 4.1 APPLY NOW
- 4.2 ✅ How does Andhra Pradesh Grameena Vikas Bank Gold Loan work?
- 4.3 ✅ What is Gold Loan Interest Rate in Andhra Pradesh Grameena Vikas Bank?
- 4.4 ✅ How to calculate Gold Loan Interest in Andhra Pradesh Grameena Vikas Bank?
- 4.5 ✅ What is the loan tenure of Andhra Pradesh Grameena Vikas Bank Bank Gold Loan?
- 4.6 ✅ How much Processing Fee is applicable on Andhra Pradesh Grameena Vikas Bank Gold Loan?
- 4.7 ✅ What if I can’t pay the interest on Andhra Pradesh Grameena Vikas Bank Gold Loan for 3 months?
- 4.8 ✅What is the Overdraft Scheme for Andhra Pradesh Grameena Vikas Bank Gold Loan?
- 4.9 ✅What is the Andhra Pradesh Grameena Vikas Bank Gold Loan closure procedure?
- 4.10 ✅What is the Andhra Pradesh Grameena Vikas Bank customer care number?
- 4.11 ✅ What are Andhra Pradesh Grameena Vikas Bank Gold Loan Preclosure charges?
- 4.12 ✅ What is the maximum gold loan tenure?
- 4.13 ✅ What are Andhra Pradesh Grameena Vikas Bank Gold Loan Foreclosure charges?
- 4.14 ✅ What is the minimum gold loan tenure?
- 5 Other Major Gold Loan Providers
