All About Gold Loan
As we can derive from its name only that it is the loan which is provided against your gold. This loan is offered by many banks and non-banking financial institutions (NBFCs). It is a secured loan where you have to keep your gold as a security. The gold can be in any form- jewelry, gold coins (but must weigh 50 grams), gold biscuits, etc. And when a customer fails to repay the loan amount then the lender has the right to auction their gold.
Applying for a Gold Loan?
Visit A Bank:
A person can visit their nearest bank for the loan, they have to take their gold with them which should be of minimum 10 grams, and the gold object should exhibit the purity of 18-24 karat. The person has to submit their KYC documents ( Pan Card, Aadhaar Card), two photographs, any residence proof. No income proof is required to apply for this loan. He can apply for the loan and can get the loan amount after the completion of the verification process. The process hardly takes an hour.
Nowadays people apply for everything online whether it is about shopping, or ordering food; with just one click it happens so easily; like that one can avail for a loan online by just sitting at the office or relaxing at home. One can visit the site www.dialabank.comand can apply online. You have to add your detail and the weight of the gold and after that team contacts with the borrower and gives them the best offer. Once the loan is processed, the amount will be disbursed in the account of the borrower.
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