Arunachal Pradesh Rural Bank Gold Loan

 

Arunachal Pradesh Rural Bank Gold Loan Rate Per Gram

Updated - Gold Loan Per Gram Rate w.e.f Feb 04 2023
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

 

Arunachal Pradesh Rural Bank Gold Loan EMI Calculator

Rate of Interest	6 months	1 Yr	2 Yrs	3 Yrs
7.00%	17008	8652	4477	3088
8.00%	17058	8699	4523	3134
8.50%	17082	8722	4546	3157
9.00%	17107	8745	4568	3180
9.50%	17131	8678	4591	3203
10.00%	17156	8791	4614	3227
10.50%	17181	8815	4637	3250
11.00%	17205	8838	4661	3274
11.50%	17230	8861	4684	3298
12.00%	17254	8885	4707	3321
12.50%	17279	8908	4731	3345
13.00%	17304	8932	4754	3369
13.50%	17329	8955	4778	3393
14.00%	17354	8979	4801	3418
14.50%	17378	9002	4825	3442
15.00%	17403	9026	4845	3466

How to Pay Your Arunachal Pradesh Rural Bank Gold Loan EMI?

Your Arunachal Pradesh Rural Bank gold advance can be reimbursed in the following three different ways.

1. Standing Instruction (SI): For Arunachal Pradesh Rural Bank users.
2. Electronic Clearing Service (ECS): For Non-Arunachal Pradesh Rural Bank users.
3. Post-Dated Checks (PDC): You can submit post-dated EMI checks from a non-Arunachal Pradesh Rural Bank account at your closest Arunachal Pradesh Rural Bank Loan Center.

Arunachal Pradesh Rural Bank Gold Loan Contact Number

For any sort of assistance regarding the Arunachal Pradesh Rural Bank gold loan, you can contact us on the number 9878981144.

Gold Ornaments Accepted by Arunachal Pradesh Rural Bank

Gold jewellery of 18-24 carats such as Gold Bangles, Gold rings, Gold anklets, and Gold necklaces, all of which are accepted for availing a Gold Loan.

Uses of Arunachal Pradesh Rural Bank Gold Loan

The funds acquired by availing the Arunachal Pradesh Rural Bank Gold Loan service can be used for several purposes such as:

• To finance any personal expenses such as a wedding, travel, payment of higher education fees, etc.
• For all your business needs, such as buying raw material, expansion of business, etc.
• You can also avail a Gold Loan for agricultural purposes. The bank offers lower rates of interest for Gold Loans that are used for agriculture or allied activities.

Arunachal Pradesh Rural Bank Agricultural Jewel Loan Scheme

Scheme	Agricultural Jewel Loan Scheme
Interest Rate	Starting at 7%
Least amount of Loan	Depends on the value of the jewel
Loan period	Adjustment of advance sum inside 2 months from the date of reap of yields

 

 

Benefits of Arunachal Pradesh Rural Bank Agricultural Jewel Loan Scheme

• The Bank charges a minimal processing fee.
• For 0.30% of the loan amount, a Minimum of ₹ 300 is charged ranging from more than ₹25,000 – less than ₹ 5 lakh.
• 0.28% of the credit sum, subject to at least Rs.1,500 applicable on more than Rs.5 lakh and less than Rs.1 crore.

Arunachal Pradesh Rural Bank Gold Loan Overdraft Scheme

The overdraft facility works as a Credit Card and the Gold Loan Amount is used as per the choice of the borrower. The total loan amount has a Credit Limit and the interest is charged on the amount that is used.

FAQs About Arunachal Pradesh Rural Bank Gold Loan

✅ What is Arunachal Pradesh Rural Bank Gold Loan?

Arunachal Pradesh Rural Bank provides Gold Loan to people aged 18-70 years at attractive interest rates depending on the amount to be sanctioned and the quality of your gold. Arunachal Pradesh Rural Bank gives gold loans starting from Rs 25000 to a maximum of Rs 25 lakhs with a tenure commencing up to 36 months.

✅ How can I get the Gold Loan from Arunachal Pradesh Rural Bank?

You can get a gold loan from Arunachal Pradesh Rural Bank by either personally visiting any of the branches near you or you can apply online with Dialabank by simply filling a form online. Once your documentation is verified the loan amount will be disbursed to the account.

✅ How much Gold Loan can I get per gram in Arunachal Pradesh Rural Bank?

The per gram Gold Loan amount is Rs 5,340 and varies depending on the purity of your gold ornaments (18Cr to 22Cr). It varies per gram of gold.

✅ How does Arunachal Pradesh Rural Bank Gold Loan work?

Once the borrower pledges his gold with Arunachal Pradesh Rural Bank and fulfils the documentation required, the loan amount is instantly disbursed in his account.

✅ What is Gold Loan Interest Rate in Arunachal Pradesh Rural Bank?

The gold loan interest rate in Arunachal Pradesh Rural Bank starts at 7.0% per annum.

✅ How to check Gold Loan status in Arunachal Pradesh Rural Bank?

To check your gold loan status in Arunachal Pradesh Rural Bank just follow the steps given below:

• Visit the Arunachal Pradesh Rural Bank web page.
• Fill in your personal details and unique credentials to log in.
• Track the status of your loan application.

✅ How to calculate Gold Loan Interest in Arunachal Pradesh Rural Bank?

You can calculate the Interest rates on gold loan your Arunachal Pradesh Rural Bank Loan by simply subtracting the borrowed amount from the payable loan amount.

✅ What is the maximum loan amount I can avail myself on Gold Loan from Arunachal Pradesh Rural Bank?

You can avail a Gold Loan of up to Rs 1 crore from Arunachal Pradesh Rural Bank provided you fulfill the eligibility requirements.

✅ What is the loan tenure of the Arunachal Pradesh Rural Bank Gold Loan?

The tenure for which the Arunachal Pradesh Rural Bank Gold loan is available is from 6 months to 60 months.

✅ How much Processing Fee is applicable on Arunachal Pradesh Rural Bank Gold Loan?

The processing fee applicable on Arunachal Pradesh Rural Bank Gold Loan is 1.5% % of the loan amount.

✅ What are the charges for Prepayment in Arunachal Pradesh Rural Bank Gold Loan?

The prepayment charges in Arunachal Pradesh Rural Bank Gold loan is 0-2% of the outstanding loan amount.

✅ How to renew Arunachal Pradesh Rural Bank Gold Loan Online?

To renew the Arunachal Pradesh Rural Bank loan against gold online you will have to apply for the same on Arunachal Pradesh Rural Banks’ portal.

✅ How to Pay Arunachal Pradesh Rural Bank Gold Loan Interest Online?

You can pay the Arunachal Pradesh Rural Bank loan amount online using any of the modes available like e-wallets, net banking, m-banking, debit cards etc.

✅ What if I can’t pay the interest on Arunachal Pradesh Rural Bank Gold Loan for 3 months?

If you cannot pay your Arunachal Pradesh Rural Bank gold loan amount for 3 months the bank will warn you to repay the loan amount on time. If, in case you continuously make loan defaults the bank will have all rights to sell your gold ornaments pledged.

✅ How can I apply for EMI Moratorium on Arunachal Pradesh Rural Bank Gold Loan?

You can apply for the Arunachal Pradesh Rural Bank gold loan either by visiting the branch personally and filling the form for the same or can also apply online on Arunachal Pradesh Rural Bank’s website by logging in with your credentials.

✅ How to pay Arunachal Pradesh Rural Bank Gold Loan through Credit Card?

Paying Arunachal Pradesh Rural Bank gold loan through credit card is not possible and authentic as per the RBI guidelines.

✅What is the Overdraft Scheme for Arunachal Pradesh Rural Bank Gold Loan?

Arunachal Pradesh Rural Bank’s Overdraft Scheme has a Credit/Loan Limit. The bank charges interest on the amount withdrawn/utilized.

✅What is the Arunachal Pradesh Rural Bank Gold Loan closure procedure?

The Jewel loan can only be closed after the payment is done in full.

✅What is the Arunachal Pradesh Rural Bank customer care number?

 9878981144 is the customer care number

✅ What is Arunachal Pradesh Rural Bank Gold Loan Preclosure charges?

The Bank preclosure charges are 2%+GST (Within 3 Months), 0 (After 3 months)

✅ What is the maximum gold loan tenure?

The maximum gold loan tenure is 36 months

✅ What are Arunachal Pradesh Rural Bank Gold Loan Foreclosure charges?

Up to 0.50% of the principal amount are Foreclosure charges.

✅ What is the minimum gold loan tenure?

The minimum gold loan tenure is 6 months.

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