Chhattisgarh Rajya Gramin Bank Gold Loan

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Rates as low as 1% p.m.
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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

About Chhattisgarh Rajya Gramin Bank Gold Loan

Chhattisgarh Rajya Gramin Bank is a scheduled bank sponsored by state bank of India is headquartered in the city of Raipur. This bank provides a lot of financial services to the people living in rural areas. One of the services they provide is Gold Loan. It is a secured service that can be very useful for people in need of money.

Documents required for Chhattisgarh Rajya Gramin Bank Gold Loan

  • Applicant’s Identity Proof: Verification documents required should be specifically among the following: Voter ID /Ration card /Aadhar card / Driving License/ Valid  Passport
  • Signature Proof: The documents required as signature proof includes: Passport Copy/Driving License/Banker’s verification/cheque
  • Customer’s Residence Proof: The documents required as proof of residence are: Telephone Bill/ Electricity Bill/ Rental bill /Trade license /Shop & Est. License/Sales Tax certificate.
  • Documents required for the farmers are namely:
  • Land Proof and Income proof
  • Other: Two passports sized colored photographs.

Chhattisgarh Rajya Gramin Bank Gold Loan Eligibility

Chhattisgarh Rajya Gramin Bank Gold Loan

Being eligible for a gold loan is easier in comparison to other loans:

  1. The age of the applicant should lie between 18 years to 70 years.
  2. The applicant should be a citizen of India.
  3. The quality of gold should be from 18 Carat to 22 Carat in order to get a loan.
  4. Another equally important criteria are the weight of gold which should be more than 10 grams.
  5. Anyone can apply for a gold loan whether you are a salaried applicant or self-employed.

Why to choose Chhattisgarh Rajya Gramin Bank Gold Loan?

  1. Documentation requirements are very less in comparison to other services.
  2. Availability of this service is great.
  3. Credit Score does not matter in this service.
  4. Negligible cost of processing a loan.
  5. A flexible period of the loan is offered.
  6. The safety of ornaments is the responsibility of the bank.
  7. The system of this service is very transparent.

How to Apply for Chhattisgarh Rajya Gramin Bank Gold Loan?

The applicants have an option to apply easily at the comfort of their home. In order to do so, just follow the steps:

  1. Apply on Dialabank for a Gold Loan.
  2. A borrower will have to submit an application form along with his / her valuable Gold asset.
  3. The bank will evaluate the real value of your Gold in terms of its purity and weight.
  4. The Loan is sanctioned to the applicant after checking the genuineness of the asset provided.
  5. The whole Gold Loan process takes approximately 45 minutes after evaluation of the assets.

FAQs About Chhattisgarh Rajya Gramin Bank Gold Loan

Q. How much Gold Loan can I get per gram in Chhattisgarh Rajya Gramin Bank?

Per gram Gold Loan rates in the Chhattisgarh Rajya Gramin Bank varies according to the quality of your Gold and the current prevailing market prices.

Q. What is Chhattisgarh Rajya Gramin Bank Gold Loan?

Chhattisgarh Rajya Gramin Bank provides Loan against Gold kept as security at low-interest rates for the fulfilment of the urgent monetary requirements of the borrower. The Loan can be availed for a maximum amount of ₹2 lakhs depending on the quality and the quantity of your gold for a maximum tenure of 1 year.

Q. What is the Gold Loan interest rate in Chhattisgarh Rajya Gramin Bank?

The rate of interest charged on Gold Loans by Chhattisgarh Rajya Gramin Bank is 12% per annum depending on your loan amount. For more information visit the nearest branch.

Q. How to pay Chhattisgarh Rajya Gramin Bank Gold Loan online?

You can make the payment for your loan on a bullet payment basis at the end of the tenure including the principal amount and the interest that is to be charged on the loan.

Q. How to apply Gold Loan in Chhattisgarh Rajya Gramin Bank?

Apply for a Gold Loan by visiting the nearest Chhattisgarh Rajya Gramin Bank branch or visit Dialabank’s digital platform to avail of the best-personalized offers.

Q. How to renew Chhattisgarh Rajya Gramin Bank Gold Loan online?

Renew your Chhattisgarh Rajya Gramin Bank Gold Loan by visiting the nearest branch. The Gold submitted will be revalued. You will then submit a renewal form and once everything is processed a renewal fee will be charged for your loan to be renewed.

Q. How to take Gold Loan from Chhattisgarh Rajya Gramin Bank?

Taking a Gold Loan from the Chhattisgarh Rajya Gramin Bank is a simple and easy process. You can take up to ₹2 lacs for a maximum period of 12 months at attractive interest rates.

Q. What is Gold Loan in Chhattisgarh Rajya Gramin Bank?

Gold Loan is given in exchange for gold ornaments as security. You get funds at low-interest rates as compared to other loans and the amount is lent for a maximum period of 12 months.

Q. How to get Chhattisgarh Rajya Gramin Bank Gold Loan?

There are no eligibility criteria for taking gold loans which makes it easier to get the loan. You can apply for the loan by filling a form and attaching the required documents and submitting it with the loan officer. You can also apply online at Dialabank.com to avail the best-personalized service.

Q. How to check Chhattisgarh Rajya Gramin Bank Gold Loan status?

The status of your Chhattisgarh Rajya Gramin Bank can be checked by visiting the nearest branch or contacting the customer care number.

Q. How to close Chhattisgarh Rajya Gramin Bank Gold Loan?

You shall make sure to pay all your overdue amount and any pending charges as applicable. Once the entire process is completed, you will get your pledged gold back.

Q. How to renew Chhattisgarh Rajya Gramin Bank Gold Loan?

Visit your loan branch with the loan documents and apply for a renewal with the loan officer. After revaluation of your gold and payment of any fee as applicable, your loan will be renewed for another term.

Q. What happens if someone defaults Chhattisgarh Rajya Gramin Bank Gold Loan?

If someone does not pay the amount that is due for your Gold Loan on time then the bank charges a penalty fee and auctions off the gold to recover the amount of the defaults are continued in the payment schedule.

Q. How many branches of Chhattisgarh Rajya Gramin Bank Gold Loan?

Chhattisgarh Rajya Gramin Bank has more than 550 branches with its Head Office at Raipur, Chhattisgarh.

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