Deutsche Bank gold loan Per Gram

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    Deutsche Bank gold loan Per Gram

    Deutsche Bank Gold Loan Per Gram Today is ₹ 2,900 to ₹ 3,450

    Deutsche Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 2,900 to ₹ 3,450
    Eligible Age 18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Purity of Gold 18 carat to 22 carat
    Type of Gold Gold jewelry and gold coins of 18-24 carats
    Margin in Gold Loan for the Bank 25% of the gold ornament’s market value

    Deutsche Bank Gold Loan Calculator

    To use Dialabank’s Gold Loan EMI calculator, you need to provide some key details:

    Deutsche Bank gold loan Per Gram

    • The interest rate provided by the lender
    • Signed/required gold loan principal amount
    • Expected payment term

    When submitting these three details Information, the EMI calculator will immediately calculate the monthly instalment to be paid by the borrower (taking into account the current gold price). One can use similar Information in other EMI calculators, such as home loan calculator, personal loan EMI calculator, auto loan EMI calculator, etc. 

    Deutsche Bank Gold Loan Rate Per Gram by Gold Purity

    The following table provides an estimate of gold loans per gram. Deutsche Bank will bid for gold jewelry of various levels of purity, with the highest LTV of 75% and the lowest LTV of 65%.

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    Deutsche Bank Gold Loan Rates Per Gram

    ₹ 2,900 to ₹ 3,450 is today’s rate of Deutsche Bank Gold Loan Per Gram. In a maximum way, 22-carat ornaments are calculated with an LTV of 75%. There are changes in the price of the gold as per the loan per gram daily.

    Updated - Gold Loan Per Gram Rate w.e.f Jun 25 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    Studying gold price trends can provide insight into future fluctuations and formulate corresponding investment plans.

    This Table Contains the Average Annual Gold Rate from 1965 - 2022
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    2022 ₹ 52,950 1993 ₹ 4,140
    2021 ₹ 50,045 1992 ₹ 4,334
    2020 ₹ 48,651 1991 ₹ 3,466
    2019 ₹ 35,220 1990 ₹ 3,200
    2018 ₹ 31,438 1989 ₹ 3,140
    2017 ₹ 29,667 1988 ₹ 3,130
    2016 ₹ 28,623 1987 ₹ 2,570
    2015 ₹ 26,343 1986 ₹ 2,140
    2014 ₹ 28,006 1985 ₹ 2,130
    2013 ₹ 29,600 1984 ₹ 1,970
    2012 ₹ 31,050 1983 ₹ 1,800
    2011 ₹ 26,400 1982 ₹ 1,645
    2010 ₹ 18,500 1981 ₹ 1,800
    2009 ₹ 14,500 1980 ₹ 1,330
    2008 ₹ 12,500 1979 ₹ 937
    2007 ₹ 10,800 1978 ₹ 685
    2006 ₹ 8,400 1977 ₹ 486
    2005 ₹ 7,000 1976 ₹ 432
    2004 ₹ 5,850 1975 ₹ 540
    2003 ₹ 5,600 1974 ₹ 506
    2002 ₹ 4,990 1973 ₹ 279
    2001 ₹ 4,300 1972 ₹ 202
    2000 ₹ 4,400 1971 ₹ 193
    1999 ₹ 4,234 1970 ₹ 184
    1998 ₹ 4,045 1969 ₹ 176
    1997 ₹ 4,725 1968 ₹ 162
    1996 ₹ 5,160 1967 ₹ 103
    1995 ₹ 4,680 1966 ₹ 84
    1994 ₹ 4,598 1965 ₹ 72

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Tips to Get The Highest Gold Loan Amount from Deutsche Bank

    • For gold loans, Deutsche Bank accepts both stamped and unsealed jewellery. However, you can get a Deutsche Bank gold loan with the highest gold content per gram because it reduces underestimating the appraiser. In addition, some banks charge lower processing fees when buying contrast gold jewellery. 
    • Deutsche Bank adjusted the price of 22 carats of gold based on the purity of the gold. Therefore, always try to borrow money from jewellery with higher purity because you will get the most gold loans. 
    •  Always looks for the LTV with the highest gold value. RBI allows Deutsche Bank to charge up to 75% of the LTV to calculate the amount of gold loan it is eligible for.

    Gold News

    • The high demand for gold loans shows that households on low incomes are in distress.

     As of March 2021, the outstanding loans granted by gold-plated banks rose from 33,303 crores of Rs 33,303 in March 2020 to 60 464 crores by 82 percent, according to data from the Reserve Bank of India.

    • The second Sovereign Gold Bond plan is scheduled to open on May 24.

    On Monday (May 24, 2021), 2021-22, the second sovereign gold bond plan is open to subscriptions. The second round of windows will be available for investors from 24 to May 28 under the 2021-22 gold bond plan schedule formulated by the Reserve Bank of India.

    Deutsche Bank Gold Loan Per Gram FAQs

    ✅ What is Deutsche Bank Gold Loan scheme?

    Deutsche Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Deutsche Bank and other leading banks and non-banking financial companies. The current rate for Deutsche Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

     How much Gold Loan can I get per gram in Deutsche Bank?

    Deutsche Bank Gold Loan Per Gram Depends upon the weight and purity of your gold. Deutsche Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

    ✅ How is Deutsche Bank Gold Loan Per Gram calculated?

    The Deutsche Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. Deutsche Bank Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.