Deutsche Bank gold loan Per Gram

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Deutsche Bank gold loan Per Gram

Deutsche Bank Gold Loan Per Gram Today is ₹ 2,900 to ₹ 3,450

Deutsche Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 2,900 to ₹ 3,450
Eligible Age 18 to 75 years
Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
Purity of Gold 18 carat to 22 carat
Type of Gold Gold jewelry and gold coins of 18-24 carats
Margin in Gold Loan for the Bank 25% of the gold ornament’s market value

Deutsche Bank Gold Loan Calculator

To use Dialabank’s Gold Loan EMI calculator, you need to provide some key details:

Deutsche Bank gold loan Per Gram

  • The interest rate provided by the lender
  • Signed/required gold loan principal amount
  • Expected payment term

When submitting these three details Information, the EMI calculator will immediately calculate the monthly instalment to be paid by the borrower (taking into account the current gold price). One can use similar Information in other EMI calculators, such as home loan calculator, personal loan EMI calculator, auto loan EMI calculator, etc. 

Deutsche Bank Gold Loan Rate Per Gram by Gold Purity

The following table provides an estimate of gold loans per gram. Deutsche Bank will bid for gold jewelry of various levels of purity, with the highest LTV of 75% and the lowest LTV of 65%.

Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

  • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
  • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
  • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

Deutsche Bank Gold Loan Rates Per Gram

₹ 2,900 to ₹ 3,450 is today’s rate of Deutsche Bank Gold Loan Per Gram. In a maximum way, 22-carat ornaments are calculated with an LTV of 75%. There are changes in the price of the gold as per the loan per gram daily.

Updated - Gold Loan Per Gram Rate w.e.f Feb 01 2023

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Historical Gold Loan Rates Per Gram

Studying gold price trends can provide insight into future fluctuations and formulate corresponding investment plans.

This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
2022 ₹ 52,950 1993 ₹ 4,140
2021 ₹ 50,045 1992 ₹ 4,334
2020 ₹ 48,651 1991 ₹ 3,466
2019 ₹ 35,220 1990 ₹ 3,200
2018 ₹ 31,438 1989 ₹ 3,140
2017 ₹ 29,667 1988 ₹ 3,130
2016 ₹ 28,623 1987 ₹ 2,570
2015 ₹ 26,343 1986 ₹ 2,140
2014 ₹ 28,006 1985 ₹ 2,130
2013 ₹ 29,600 1984 ₹ 1,970
2012 ₹ 31,050 1983 ₹ 1,800
2011 ₹ 26,400 1982 ₹ 1,645
2010 ₹ 18,500 1981 ₹ 1,800
2009 ₹ 14,500 1980 ₹ 1,330
2008 ₹ 12,500 1979 ₹ 937
2007 ₹ 10,800 1978 ₹ 685
2006 ₹ 8,400 1977 ₹ 486
2005 ₹ 7,000 1976 ₹ 432
2004 ₹ 5,850 1975 ₹ 540
2003 ₹ 5,600 1974 ₹ 506
2002 ₹ 4,990 1973 ₹ 279
2001 ₹ 4,300 1972 ₹ 202
2000 ₹ 4,400 1971 ₹ 193
1999 ₹ 4,234 1970 ₹ 184
1998 ₹ 4,045 1969 ₹ 176
1997 ₹ 4,725 1968 ₹ 162
1996 ₹ 5,160 1967 ₹ 103
1995 ₹ 4,680 1966 ₹ 84
1994 ₹ 4,598 1965 ₹ 72

Major Banks Gold Loan Per Gram Rate Comparison

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Tips to Get The Highest Gold Loan Amount from Deutsche Bank

  • For gold loans, Deutsche Bank accepts both stamped and unsealed jewellery. However, you can get a Deutsche Bank gold loan with the highest gold content per gram because it reduces underestimating the appraiser. In addition, some banks charge lower processing fees when buying contrast gold jewellery. 
  • Deutsche Bank adjusted the price of 22 carats of gold based on the purity of the gold. Therefore, always try to borrow money from jewellery with higher purity because you will get the most gold loans. 
  •  Always looks for the LTV with the highest gold value. RBI allows Deutsche Bank to charge up to 75% of the LTV to calculate the amount of gold loan it is eligible for.

Gold News

  • The high demand for gold loans shows that households on low incomes are in distress.

 As of March 2021, the outstanding loans granted by gold-plated banks rose from 33,303 crores of Rs 33,303 in March 2020 to 60 464 crores by 82 percent, according to data from the Reserve Bank of India.

  • The second Sovereign Gold Bond plan is scheduled to open on May 24.

On Monday (May 24, 2021), 2021-22, the second sovereign gold bond plan is open to subscriptions. The second round of windows will be available for investors from 24 to May 28 under the 2021-22 gold bond plan schedule formulated by the Reserve Bank of India.

Deutsche Bank Gold Loan Per Gram FAQs

✅ What is Deutsche Bank Gold Loan scheme?

Deutsche Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Deutsche Bank and other leading banks and non-banking financial companies. The current rate for Deutsche Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

 How much Gold Loan can I get per gram in Deutsche Bank?

Deutsche Bank Gold Loan Per Gram Depends upon the weight and purity of your gold. Deutsche Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

✅ How is Deutsche Bank Gold Loan Per Gram calculated?

The Deutsche Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. Deutsche Bank Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.