Deutsche Bank Gold Loan Per Gram Today is ₹ 2,900 to ₹ 3,450
Deutsche Bank Gold Loan Per Gram Today | Gold Loan Rate Per Gram Today is ₹ 2,900 to ₹ 3,450 |
Eligible Age | 18 to 75 years |
Loan Amount Eligibility | Rs. 1,000 to Rs. 2 Cr |
Documents Required | Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required. |
Purity of Gold | 18 carat to 22 carat |
Type of Gold | Gold jewelry and gold coins of 18-24 carats |
Margin in Gold Loan for the Bank | 25% of the gold ornament’s market value |
Deutsche Bank Gold Loan Calculator
To use Dialabank’s Gold Loan EMI calculator, you need to provide some key details:
- The interest rate provided by the lender
- Signed/required gold loan principal amount
- Expected payment term
When submitting these three details Information, the EMI calculator will immediately calculate the monthly instalment to be paid by the borrower (taking into account the current gold price). One can use similar Information in other EMI calculators, such as home loan calculator, personal loan EMI calculator, auto loan EMI calculator, etc.
Deutsche Bank Gold Loan Rate Per Gram by Gold Purity
The following table provides an estimate of gold loans per gram. Deutsche Bank will bid for gold jewelry of various levels of purity, with the highest LTV of 75% and the lowest LTV of 65%.
The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.
Gold Purity
Gold Rate Per Gram- Average Of Past 30 Days
Highest Gold Loan Per Gram
Lowest Gold Loan Per Gram
22 carat
₹ 4,620
₹ 4,999
₹ 4,956
20 carat
₹ 3,939
₹ 4,178
₹ 3,795
18 carat
₹ 3,545
₹ 3,784
₹ 3,460
Deutsche Bank Gold Loan Rates Per Gram
₹ 2,900 to ₹ 3,450 is today’s rate of Deutsche Bank Gold Loan Per Gram. In a maximum way, 22-carat ornaments are calculated with an LTV of 75%. There are changes in the price of the gold as per the loan per gram daily.
Updated - Gold Loan Per Gram Rate w.e.f Feb 01 2023
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Historical Gold Loan Rates Per Gram
Studying gold price trends can provide insight into future fluctuations and formulate corresponding investment plans.
This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year
Price (24 karat per 10 grams)
Year
Price (24 karat per 10 grams)
2022
₹ 52,950
1993
₹ 4,140
2021
₹ 50,045
1992
₹ 4,334
2020
₹ 48,651
1991
₹ 3,466
2019
₹ 35,220
1990
₹ 3,200
2018
₹ 31,438
1989
₹ 3,140
2017
₹ 29,667
1988
₹ 3,130
2016
₹ 28,623
1987
₹ 2,570
2015
₹ 26,343
1986
₹ 2,140
2014
₹ 28,006
1985
₹ 2,130
2013
₹ 29,600
1984
₹ 1,970
2012
₹ 31,050
1983
₹ 1,800
2011
₹ 26,400
1982
₹ 1,645
2010
₹ 18,500
1981
₹ 1,800
2009
₹ 14,500
1980
₹ 1,330
2008
₹ 12,500
1979
₹ 937
2007
₹ 10,800
1978
₹ 685
2006
₹ 8,400
1977
₹ 486
2005
₹ 7,000
1976
₹ 432
2004
₹ 5,850
1975
₹ 540
2003
₹ 5,600
1974
₹ 506
2002
₹ 4,990
1973
₹ 279
2001
₹ 4,300
1972
₹ 202
2000
₹ 4,400
1971
₹ 193
1999
₹ 4,234
1970
₹ 184
1998
₹ 4,045
1969
₹ 176
1997
₹ 4,725
1968
₹ 162
1996
₹ 5,160
1967
₹ 103
1995
₹ 4,680
1966
₹ 84
1994
₹ 4,598
1965
₹ 72
Major Banks Gold Loan Per Gram Rate Comparison
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Tips to Get The Highest Gold Loan Amount from Deutsche Bank
- For gold loans, Deutsche Bank accepts both stamped and unsealed jewellery. However, you can get a Deutsche Bank gold loan with the highest gold content per gram because it reduces underestimating the appraiser. In addition, some banks charge lower processing fees when buying contrast gold jewellery.
- Deutsche Bank adjusted the price of 22 carats of gold based on the purity of the gold. Therefore, always try to borrow money from jewellery with higher purity because you will get the most gold loans.
- Always looks for the LTV with the highest gold value. RBI allows Deutsche Bank to charge up to 75% of the LTV to calculate the amount of gold loan it is eligible for.
Gold News
- The high demand for gold loans shows that households on low incomes are in distress.
As of March 2021, the outstanding loans granted by gold-plated banks rose from 33,303 crores of Rs 33,303 in March 2020 to 60 464 crores by 82 percent, according to data from the Reserve Bank of India.
- The second Sovereign Gold Bond plan is scheduled to open on May 24.
On Monday (May 24, 2021), 2021-22, the second sovereign gold bond plan is open to subscriptions. The second round of windows will be available for investors from 24 to May 28 under the 2021-22 gold bond plan schedule formulated by the Reserve Bank of India.
Deutsche Bank Gold Loan Per Gram FAQs
✅ What is Deutsche Bank Gold Loan scheme?
Deutsche Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Deutsche Bank and other leading banks and non-banking financial companies. The current rate for Deutsche Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.
✅ How much Gold Loan can I get per gram in Deutsche Bank?
Deutsche Bank Gold Loan Per Gram Depends upon the weight and purity of your gold. Deutsche Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.
✅ How is Deutsche Bank Gold Loan Per Gram calculated?
The Deutsche Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. Deutsche Bank Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.
Table of Contents
- 1 Deutsche Bank Gold Loan Per Gram Today is ₹ 2,900 to ₹ 3,450
- 2 Deutsche Bank Gold Loan Calculator
- 3 Deutsche Bank Gold Loan Rate Per Gram by Gold Purity
- 4 Deutsche Bank Gold Loan Rates Per Gram
- 5 Historical Gold Loan Rates Per Gram
- 6 Major Banks Gold Loan Per Gram Rate Comparison
- 7 Tips to Get The Highest Gold Loan Amount from Deutsche Bank
- 8 Gold News
- 9 Deutsche Bank Gold Loan Per Gram FAQs