Development Credit Bank Gold Loan

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Unlock the Real Value of your Gold
Rates as low as 1% p.m.
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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About Development Credit Bank Gold Loan

Call us on 9878981166 

Development Credit Bank is a bank that was set up 78 years ago. The bank does business in agriculture, retail, government, commodities, NBFCs and so on. They provide quick service for their customers and deal with various financial products. There are more than 92 branches of the bank across 14 states and 2 union territories. It provides instant loan against gold. Gold Loan is basically taken to overcome short term requirements of a person.

What is Gold loan?

Gold is one of the most precious and costly metals in India. Its value in our lives cannot be ignored because every person is attached to it emotionally. However, what is the point of keeping your gold in a closed drawer when it can help you in times of emergency. Taking a Loan Against Gold can help you to overcome any drastic situation. Gold Loan is the best way to get cash in a short span.

Why Development Credit Bank Gold Loan?

Development Credit Bank Gold Loan

Development Credit Bank provides many different kinds of loan to the people. One of these loans provided by them is the Gold Loan. A Loan Against Gold is financed in exchange for mortgaging of one’s gold ornaments or jewellery. Nearly every person in our country owns gold and can avail this loan. Any individual who needs a Personal Loan or a Business Loan, they can apply for this loan and avail instant finance. A person generally, who is ineligible for these loans, maybe due to poor credit history, or it may be due to the low monthly income of the applicant.

  1. Quick disbursal.
  2. No credit check or salary criteria.
  3. Simple documentation.
  4. 100% security of your precious asset.
  5. Less processing charges.
  6. No hidden charges.
Loan Tenure / PeriodRate of Interest (p.a.)Valuation Fee
 12 months11 % to 14 %NIL
Eligibility Criteria for Development Credit Bank Gold Loan:
AgeFor Salaried Individuals: 21 – 60 years

For Self Employed Individuals: 21 – 75 years

 Carat Range of Gold18 to 22
Tenure of the loan6 months or 12 months
Rate of Interest Charged13.50% to 17.00%
EMI OptionLoan Duration can be extended to 36 months
  1. Loan up to 80% for DCB customers
  2. Loan up to 70% for Non-DCB customers
  3. No income documents required 

There are many banks that provide loans to the people, that it becomes confusing to understand their requirements. In order to get more information, apply on our website, or call us right now on 60011600 or 9878981166.

Development Credit Bank Gold Loan Procedure
  1. First of all, Apply online for Loan against Gold.
  2. Afterwards, the borrower will have to submit an application form along with his / her valuable Gold asset.
  3. Then the bank will evaluate the real value of your Gold in terms of its purity and weight.
  4. Finally, the loan is sanctioned to the applicant after checking the genuineness of the asset provided.
  5. The whole Gold Loan process takes around.
Leading Gold Loan Providers (Click to Apply)
Manappuram Gold LoanMuthoot Gold Loan
Other Major Gold Loan Providers

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