ESAF Small Finance Bank Gold Loan Per Gram

AT 0.75%* INTEREST RATE
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ESAF Small Finance Bank Gold Loan Per Gram

ESAF Small Finance Bank Gold Loan Per Gram is ₹ 3,800 to ₹ 4,350

ESAF Small Finance Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,800 to ₹ 4,350
Eligible Age 18 to 75 years
Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
Purity of Gold 18 carat to 22 carat
Type of Gold Gold jewellery and gold coins of 18-24 carats
Loan to Value Ratio 75% of the gold ornament’s market value

 

The Gold Loan Per Gram rates are from ₹ 3,800 to ₹ 4,350. And these Gold Loans has a Loan Value ratio of 75%. As the Loan to Value ratio is useful for Gold Loan Per Gram, you can avail of various Gold Loans from these.

ESAF Small Finance Bank Gold Loan Calculator

  • Dialabank offers the best ESAF Small Finance bank Gold Loan Calculator. And these ESAF Small Finance Bank Gold Loan has various gold loan purity, Gold weight and the Gold Loan to Value ratio.
  • The Gold Loan to Value ratio is 75% and this Gold Loan to Value ratio is useful in various banks. This is one of the most important things in the Gold Loan Per Gram.
  • The purity of the Gold is useful for the Gold Loan Calculator. Without the Gold Loan Calculator, you can’t use this Purity of the Gold. The purity of the Gold plays a major role in the ESAF Small Finance Bank. Gold Loan
  • The weight of the Gold Loan Calculator is used in ESAF Small Finance Bank. These Banks has various Purity, Weight of the loan and the Loan to Value ratio.
  • So in this way you can use these ESAF Small Finance Bank Calculator. Know today’s gold rate at Dialabank.

ESAF Small Finance Bank Gold Loan Rate Per Gram by Gold Purity

Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

  • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
  • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
  • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

The above table shows the Gold Loan Rate Per Gram by Gold Purity.

It has both the highest and lowest rates for the 22-18 carat golds. The highest Gold Loan Per Gram rates is 4999 and the lowest rates is of 4956. And for the 20-carat gold, the highest rate is 4178 and the lowest rates is 3174.

ESAF Small Finance Bank Gold Loan Rates Per Gram 

The following table shows the Gold Loan Per Gram Rates – Updated Mar 28 2024

Updated - Gold Loan Per Gram Rate w.e.f Mar 28 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

 Historical Gold Loan Rates Per Gram

The following table shows the Gold Loan Rates Per Gram of the previous years.

This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
2023 ₹ 54,699 1994 ₹ 4,598
2022 ₹ 52,950 1993 ₹ 4,140
2021 ₹ 50,045 1992 ₹ 4,334
2020 ₹ 48,651 1991 ₹ 3,466
2019 ₹ 35,220 1990 ₹ 3,200
2018 ₹ 31,438 1989 ₹ 3,140
2017 ₹ 29,667 1988 ₹ 3,130
2016 ₹ 28,623 1987 ₹ 2,570
2015 ₹ 26,343 1986 ₹ 2,140
2014 ₹ 28,006 1985 ₹ 2,130
2013 ₹ 29,600 1984 ₹ 1,970
2012 ₹ 31,050 1983 ₹ 1,800
2011 ₹ 26,400 1982 ₹ 1,645
2010 ₹ 18,500 1981 ₹ 1,800
2009 ₹ 14,500 1980 ₹ 1,330
2008 ₹ 12,500 1979 ₹ 937
2007 ₹ 10,800 1978 ₹ 685
2006 ₹ 8,400 1977 ₹ 486
2005 ₹ 7,000 1976 ₹ 432
2004 ₹ 5,850 1975 ₹ 540
2003 ₹ 5,600 1974 ₹ 506
2002 ₹ 4,990 1973 ₹ 279
2001 ₹ 4,300 1972 ₹ 202
2000 ₹ 4,400 1971 ₹ 193
1999 ₹ 4,234 1970 ₹ 184
1998 ₹ 4,045 1969 ₹ 176
1997 ₹ 4,725 1968 ₹ 162
1996 ₹ 5,160 1967 ₹ 103
1995 ₹ 4,680 1966 ₹ 84
1994 ₹ 4,598 1965 ₹ 72

Major Banks Gold Loan Per Gram Rate Comparison

Feature
Manappuram
Axis Bank
Yes Finance
Interest Rate
9.90%
12.50%
9.99%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3,124
3,073
3,069

Tips to Get The Highest Gold Loan Amount from ESAF Small Finance Bank

  • You can avail many benefits from the Gold Loan Amount in ESAF Small Finance Bank.
  • The Gold Loan Purity is one of the most important things for the ESAF Small Finance Bank. And the weight of the Gold Loan is also used for the Highest Gold Loans. These Gold Loans are used for various benefits. And the Loan to Value ratio is also useful for the ESAF Small Finance Bank.
  • The ESAF Small Finance Bank is of highest Gold Loan Amount and in the purity of the Gold Loans, the Gold Loans has various Loan Amount and purity of the loan is in between 18-22 carat gold. So in this way you can use these ESAF Small Finance Bank. These Gold Loans has various interest rates and this Loan Amount is useful for various Loan amounts. So in this way you can use these Gold Loan Amounts in the ESAF Small Finance Bank.

GOLD LOAN @ 0.75%*

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ESAF Small Finance Bank has an allotment of 162 crore rupees – 2021-04-20

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