GET GOLD LOAN
DURING LOCKDOWN

⍟  All Our Branches are Open
⍟  Lowest Interest Rate of 0.79% p.m.

    I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

    ESAF Small Finance Bank Gold Loan Per Gram

    ESAF Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621

    ESAF Small Finance Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    Eligible Age 18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Purity of Gold 18 carat to 22 carat
    Type of Gold Gold jewellery and gold coins of 18-24 carats
    Loan to Value Ratio 75% of the gold ornament’s market value

     

    The Gold Loan Per Gram rates are from ₹ 3,506 to ₹ 4,621. And these Gold Loans has a Loan Value ratio of 75%. As the Loan to Value ratio is useful for Gold Loan Per Gram, you can avail of various Gold Loans from these.

    ESAF Small Finance Bank Gold Loan Calculator

    • Dialabank offers the best ESAF Small Finance bank Gold Loan Calculator. And these ESAF Small Finance Bank Gold Loan has various gold loan purity, Gold weight and the Gold Loan to Value ratio.
    • The Gold Loan to Value ratio is 75% and this Gold Loan to Value ratio is useful in various banks. This is one of the most important things in the Gold Loan Per Gram.
    • The purity of the Gold is useful for the Gold Loan Calculator. Without the Gold Loan Calculator, you can’t use this Purity of the Gold. The purity of the Gold plays a major role in the ESAF Small Finance Bank. Gold Loan
    • The weight of the Gold Loan Calculator is used in ESAF Small Finance Bank. These Banks has various Purity, Weight of the loan and the Loan to Value ratio.
    • So in this way you can use these ESAF Small Finance Bank Calculator. Know today’s gold rate at Dialabank.

    ESAF Small Finance Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    The above table shows the Gold Loan Rate Per Gram by Gold Purity.

    It has both the highest and lowest rates for the 22-18 carat golds. The highest Gold Loan Per Gram rates is 4999 and the lowest rates is of 4956. And for the 20-carat gold, the highest rate is 4178 and the lowest rates is 3174.

    ESAF Small Finance Bank Gold Loan Rates Per Gram 

    The following table shows the Gold Loan Per Gram Rates – Updated Jun 21 2021

    Updated - Gold Loan Per Gram Rate w.e.f Jun 21 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

     Historical Gold Loan Rates Per Gram

    The following table shows the Gold Loan Rates Per Gram of the previous years.

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature
    Manappuram
    Axis Bank
    Yes Finance
    Interest Rate
    9.90%
    12.50%
    9.99%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,124
    3,073
    3,069

    Tips to Get The Highest Gold Loan Amount from ESAF Small Finance Bank

    • You can avail many benefits from the Gold Loan Amount in ESAF Small Finance Bank.
    • The Gold Loan Purity is one of the most important things for the ESAF Small Finance Bank. And the weight of the Gold Loan is also used for the Highest Gold Loans. These Gold Loans are used for various benefits. And the Loan to Value ratio is also useful for the ESAF Small Finance Bank.
    • The ESAF Small Finance Bank is of highest Gold Loan Amount and in the purity of the Gold Loans, the Gold Loans has various Loan Amount and purity of the loan is in between 18-22 carat gold. So in this way you can use these ESAF Small Finance Bank. These Gold Loans has various interest rates and this Loan Amount is useful for various Loan amounts. So in this way you can use these Gold Loan Amounts in the ESAF Small Finance Bank.

    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    News

    ESAF Small Finance Bank has an allotment of 162 crore rupees – 2021-04-20

    The ESAF Small Finance Bank has an allotment of 162 crores rupees. This Allotment has different ESAF Small Finance Bank. And there is a total of 2.18 crores for the HNI Category. And there are many other 250 basis points for FY22. There are many comfortable other BFSI stocks and these has various FY2020-21. This business has various 17412 crores and CASA has various strategies.