Major Gold Loan Providers in Adilabad
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Adilabad 
One would state Gold is one of the most esteemed metals for Indians as its respect in our lives can’t be overlooked since each individual is related with it genuinely.
In any case, what is the purpose behind warding your gold off spaces when it can’t help you amidst a crisis?
Therefore, profiting a Gold Loan can help you with overcoming money related necessities.
It is the most approachable way to deal with induce cash effectively in the short-run!
Gold Loan is an ensured and secured loan where a client ensures his gold as a security to the bank and gets the predefined sum of credit.
In this bit of leeway, you should pass on a few all out imports to the bank along the edge of the central whole. What’s more, The second you return your credit you will get your guaranteed gold back and banks are absolutely solid for the security of the gold.
Benefits of Gold Loan Adilabad
- Multipurpose – Gold Loan Adilabad can be utilized to satisfy any money related need of the borrower. The assets get can be utilized for individual consumption, for example, a wedding, travel, and so on or for costs of doing business, for example, development, and so forth.
- Brisk endorsement – it can be benefited effectively with no problem. The advance procedure includes negligible desk work and requires fundamental documentation to get endorsement.
- High quantum – Loan sum is dispensed rapidly and can be taken in real money or in any ledger. You get the alternative of picking the section in the event of the sum taken in real money.
- Low Interest – is offered at affordable rate of interests and a low handling charge. The bank doesn’t charge any documentation expense from the borrower.
- Prepayment – gives the borrowers the choice of prepaying the Gold Loan without charging any extra charges. You simply need to pay the due sum.
Gold Loan Adilabad finances up to 70% of the absolute market cost of your Gold keeping the staying 30% as a security.
Know More: Gold Loan Features
Gold Loan Adilabad Interest Rates
Gold Loan Adilabad can satisfy all your critical present moment and long haul money related prerequisites. The rate of interest that you will be accused of relies upon the absolute credit sum just as the quality/immaculateness of the gold you are to keep as security with the bank. Gold Loan financing costs offered are lower in contrast with different credits since it is a completely secured credit.
Know More – Gold Loan Interest Rate
Documents for Gold Adilabad
Documents required for Applying for Gold Loan Adilabad are :
A duly filled and signed Gold Loan application form shall be submitted along with the following documents:
| Photographs | 2 Passport-Sized photos, clear, without spectacles |
| Identity Proof | Aadhar Card, Passport, PAN Card, etc. (Only 1 is required) |
| Residence Proof | Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required) |
| Agricultural Land Proof |
Required only if the Loan is taken for Agricultural Purpose |
Qualification Criteria for Gold Loan Adilabad
Gold Loan Adilabad is a financial fund which obliges your necessities of present moment or long haul reserves. It is anything but difficult to profit of money related administrations gave by banks at low interest rates and furthermore requires negligible documentation for the equivalent. It gives you the Loan sum inside an hour of use as the valuation and endorsement process is immediately done remembering your desperation in regards to the requirement for reserves.
Major Eligibility criteria for availing Gold Loan Adilabad is:
| Age | 18-70 years of age |
| Nationality | Indian |
| Employment Status | Salaried, Self-Employed |
| Gold Quality | Minimum 18 Carats |
| Requirements | Gold ornaments (18-22 carats) |
| CIBIL score | Above 500 |
Know More – Gold Loan Per Gram
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Adilabad
Online Process to Apply for Gold Loan Adilabad
Applying for the Gold Loan Adilabad’s administration is a basic and bother free procedure that should be possible from the solace of your home. You can do it online by visiting the bank’s authentic site and presenting a structure with fundamental data in regards to yourself and the Gold Loan you wish to profit. You will at that point need to visit the branch with the necessary reports and your gold.
You can likewise apply with Dialabank by following the beneath referenced strides to get a Gold Loan according to your need.
- Visit Dialabank‘s online portal, where you should simply fill a form without any prior registration.
- Our Relationship Manager will reach you and help you all through the Gold Loan procedure and guide you in satisfying your budgetary needs.
- You will get customized administration giving you the alternative of looking at and taking the best arrangement as indicated by your necessities with no additional charges.
- With Dialabank you can think about the various offers and plans from various banks based on subsidizing gave and the pace of premium charged to pick the best advance arrangement for yourself.
Processing Fees / Prepayment Charges on Gold Loan Adilabad
CIBIL Score Required for Gold Loan Adilabad
Whereas looking for after Gold Loan Adilabad, a client will require a great CIBIL Score. Subtleties of the earlier change are to be presented, for case, kind of propels and the worth taken. Any troubles in the loan history can actuate obstacles within the ceaseless gold loan avail.
Gold Loan Adilabad Agents
The most trustworthy gold credit administrator in Adilabad is Dialabank. You can apply online at Dialabank or give a call at 9878981166.
Dialabank urges you to locate the best choice. You can fill the application form to get the best preferences when you apply.
Gold Loan Adilabad Contact Number
Call 9878981166 and advantage significant assistance and underwriting for Gold Loan in Adilabad now!
Pre Calculated EMI Table for Gold Loan Adilabad
About Adilabad
Adilabad is a city which serves as the headquarters of Adilabad district, in the Indian state of Telangana.
