Gold Loan Adipur

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Adipur

    Major Gold Loan Providers in Adipur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Adipur Features

    Gold Loan AdipurThere are times when your financial situation is not supporting you. Don’t worry. Go for a Gold Loan. It is the best way to turn your dreams into reality. It is the fastest and most secure loan available in the financial market. Gold Loan is specially designed for those people who need quick cash for their sudden needs. It is the fastest and easiest type of loan available as compared to any other loan. It requires minimal documentation. Gold Loan offer fast cash without any hindrance or CIBIL score requirement.

    Gold Loan Adipur Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Adipur

    1. 2 passport size photographs.
    2. Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
    3. Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
    4. Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).

    Additional Documents Required for Gold Loan Adipur

    1. A Demand Promissory Note.
    2. Certificate by the Jewel Appraiser (Bank will arrange).
    3. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Adipur

    1. The applicant should be 21 years of age.
    2. He/she should not be more than 60 years of age.
    3. Should be an Indian National.


    gold loan

    On What Factors does the Gold Loan Amount Depend?

    The amount of Loan disbursed depends on mainly two factors:

    The Quantity of Gold: To begin with, the weight of gold is one of the main factors that decide the amount of loan disbursed to the customer. The weight is measured after subtracting the weight of the stones(if any) in the jewellery. The higher the quantity of gold more is the amount that can be given to the customer.

    *Note: Minimum of 10 grams of gold is required for loan approval. 

    Quality of Gold: Another factor that decides the loan amount is the quality of gold. The purity should lie between 18 Carat to 22 Carat. Therefore, the better is the purity of gold, the more is the amount of loan that can be approved.

    How to Apply for Gold Loan Adipur

    Online Process to Apply for Gold Loan Adipur

    Applying online with DialaBank for gold loan per gram is the easiest and most reliable way to apply for a gold loan because:

    1. Dialabank is India’s first financial helpline with its spread all across the country.
    2. DialaBank offers the lowest Gold loan interest rate.
    3. Minimum documentation required.
    4. Dialabank provides a document pickup facility.
    5. You will get a high LTV of your gold.
    6. Relationship managers are trained enough to guide you in the entire process of Gold Loan.
    7. No sort of charges charged by DialaBank.

    The process for applying online is as follows:

    1. Click dialabank.com
    2. Fill in the required details and select a gold loan.
    3. Wait as our relationship manager will contact you.
    Offline Process to Apply for Gold Loan Adipur

    Availing gold loan offline can be hectic and troublesome. You will be required to visit the banks frequently in this situation. This is why DialaBank is the best option for you to enjoy your gold loan process staying at your home.

    Processing Fees / Prepayment Charges on Gold Loan Adipur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Adipur

    No, the banks do not check the CIBIL Score of a person to approve a gold loan. Loan Against Gold is a secured service, hence, the bank is not concerned about the repayment history of a person. Because, even if the applicant fails to repay the loan, the banks can cover the loan amount through the gold ornaments that they have in their possession.

    Read More: What is CIBIL Score?

    Gold Loan Adipur Agents

    Dialabank is the leading agent for availing Gold Loan in Adipur. Its connectivity across all financial institutions makes it your best alternative.

    Our relationship managers handle all your documentation and queries to make sure you have a hassle-free experience.

    You can apply gold loan online at www.dialabank.com or give a call at 9878981166. 

    Gold Loan Adipur Contact Number

    You can Call at 9878981166 and get instant help and approval for Gold Loan in Adipur.

    Pre Calculated EMI Table for Gold Loan Adipur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Adipur

    Adipur is a town in the Kutch District in the state of Gujarat, India. The town is situated approximately 5 miles (8.0 km) from Gandhidham. Adipur was initially founded as a refugee camp after the partition of India, in 1947, by the government of India. Its administration was passed onto a self-governing body called the Sindhu Resettlement Corporation Ltd (SRC).

    गोल्ड लोन पुणे के बारे में हिंदी में जानिए गोल्ड लोन पुणे