Gold Loan Akhnoor

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Akhnoor

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Akhnoor FeaturesJammu

Looking for a secured loan? Nowadays, thousands of financial institutions are available in the market dealing with millions of borrowers. The borrower must head on a suitable deal with an appropriate offer. Gold Loan is the best alternative available with a low-interest rate. So, Dialabank is here to lessen the burden of loan seekers!

Dialabank is here to offer 100% safety and security of your gold jewels. Our premium is calculated on daily reducing balance with minimal documentation as well as easy repayment schemes. There are no hidden/ additional charges and quick loan approval process. So Hurry and get your loan processed in 30 minutes of registration with us!

Gold Loan Akhnoor Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Akhnoor

  • Identity Proof: Passport Copy/ Voter ID card/ Aadhaar card/ Driving License.
  • Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/ Trade license / Shop License/ Sales Tax certificate.
  • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
  • 2 passport size photographs.

Additional Documents Required for Gold Loan Akhnoor

  • Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
  • A Demand Promissory Note.
  • Bank will arrange certificate by Jewel Appraiser.
  • Income Proof (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan Akhnoor

  • Age limit: 21-60 years
  • Nationality: Indian

gold loan at 7%

How to Apply for Gold Loan Akhnoor

Online Process to Apply for Gold Loan Akhnoor
  • Apply for the Gold Loan at Dialabank.
  • Fill a simple form online.
  • Get a call back from our representative.
  • Document to pick up facility available from your doorstep.

Dialabank is the best platform to apply for a gold loan online as:

  • We are India’s first financial helpline and provide the best financial services to customers all over India.
  • We charge no additional fee for the online application on our website.
  • Get a high LTV of your gold along with complete security of your jewels.
  • We enjoy a good reputation among our customers because of our reliable services.
  • Apply for a gold loan with us and get a low-interest rate.
  • We provide a document pick up facility from your doorstep.
  • Very little paperwork is required to ease the process.
  • Our Relationship Managers are trained thoroughly to serve you in the entire process.

For more information, contact9878981166.

Offline Process to Apply for Gold Loan Akhnoor

The applicant may also avail the Gold Loan from nearby branches. To do so,

  • Search Gold Loan near me on google.
  • A list of all nearby branches of banks and finance companies will appear.
  • Select them according to your preference and knowledge.
  • Visit those departments and apply for the loan
  • Be prepared to visit many times before than loan gets finally approved!

Some financial institutes where this process can be much faster is HDFC Gold Loan branches and Muthoot Gold Loan branches. Avail loans from HDFC Gold Loan branches. To find a nearby branch, you may search for Muthoot Gold Loan near me. All branches of Muthoot Gold Loan near you will be enlisted.

It  is a piece of cake for you made by Dialabank.

 Prepayment Charges/Processing Fees on Gold Loan Akhnoor

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Akhnoor

For availing the gold loan,  having a good CIBIL score is obligatory. That is the reason every lending institution has its criteria for the minimum CIBIL score of 700-750 for processing a Gold Loan application.

Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken, which includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to avail a fresh loan. Thus, make sure your CIBIL score is good before applying for a loan.

Gold Loan Akhnoor Agents

One of the leading and most trusted loan agents in India is Dialabank. We help you to find the best-suited alternative by providing a detailed and structured market comparison of different banks. So no need to worry about the complex information and process you have to go through and hence make the right choice with us!

Visit our website to fill a simple form asking for basic details. Afterwards, our Customer Relationship Manager will get in touch with you.

Gold Loan Akhnoor Contact Number

You can apply online at Dialabank or give a call at 9878981166 and get instant help for Gold Loan.

Pre Calculated EMI Table for Gold Loan Akhnoor

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Akhnoor

Akhnoor is a town in Jammu and Kashmir, which is located on the banks of River Chenab. Akhnoor, Chowki Choura, and Khour form three administrative sub-division as well as the educational zones. Some of the famous tourist spots include Akhnoor Fort, Sumah Devta, Jia Pota Ghat, and Indus Valley Civilization. The place is also well known for its archaeological and historical sites.


 
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