Gold Loan Alibag

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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Major Gold Loan Providers in Alibag

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Alibag Features

Gold Loan Alibag

Are you going out of your money?

Do you need money for accomplishing your tasks?

As long as gold loans are available for you, there is nothing you should worry about. Since it is a secured loan, it requires minimum paperwork to get approved and verified.

Why Gold Loan Alibag?

Gold Loan Alibag aims to provide financial assistance to all its customers at affordable interest rates. To receive a gold loan, you need to have a gold ornament or article. Also, if an applicant has a good credit history and a better source of income, all these things help in the faster processing of approval and verification.

In the end, you can take a loan of up to 75 percent of the market value of gold because the market price of the gold is always changing.

Gold Loan Alibag Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Alibag

  • 2 passport size photographs.
  • Signature Proof: Passport Copy/Banker’s verification/ Driving License/cheque or any other recognized record.
  • Address Proof: Ration card/ Electricity Bill/ Rental bill/ Telephone Bill/Passport copy/Trade license /Shop & Est. License/Sales Tax certificate or other utility bills
  • Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar or other government recognized records.

Additional Documents Required for Gold Loan Alibag

  • A Demand Promissory Note is necessary.
  • Income Proof: Salary Certificate and Form No.16
  • Eventually, Bank will arrange a Certificate by the Jewel Appraiser.
  • Land Proof: No proof is required for an agriculture loan of more than Rs 1 lac.

Eligibility Criteria for Gold Loan Alibag

  • The loan applicant should recognize themselves as an Indian citizen.
  • The minimum age of the loan applicant should be 21 years while the maximum age of the loan applicant should be 60 years.

gold loan at 7%

How to Apply for Gold Loan Alibag

Online Process to Apply for Gold Loan Alibag

You can apply for the major banks through the website of Dialabank.

First, you should visit the website, fill and submit a form.

Then, our customer relationship managers will connect with you to assist in the whole process.

For better understanding, you can also call on 9878981166.

Dialabank is the leading online platform for online gold loans, here are some of the reasons:

  1. Operates on the Pan-India level; provides financial services across the country.
  2. Dialabank doesn’t charge money for online gold loan applications.
  3. You will receive a high LTV of your gold
  4. Because of its finest services, it is well-reputed among customers.
  5. If you apply for a gold loan via Dialabank, you will get lower interest rates.
  6. Dialabank provides a document pickup facility for the convenience of the customers.
  7. Minimum paperwork is needed for a Dialabank gold loan application.
  8. Customer Relationship Managers are friendly and help clients throughout the loan process.
Offline Process to Apply for Gold Loan Alibag

The person can apply for gold loans in any of the local branches as well. So, the person needs to search on google and compare the details of all the branches and NBFCs and select according to his preference or knowledge. Still, the chances of making a wrong decision are pretty high. Thus, to save people’s time, Dialabank handles all your workload as well as queries, and do this quickly for free of cost.

Processing Fees / Prepayment Charges on Gold Loan Alibag

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Alibag

No CIBIL score is required for Gold Loan Alibag

Gold Loan Alibag Agents

The most reliable and leading gold loan agent in Alibag is Dialabank. You can apply online at Dialabank or give a call at 9878981166.

By structured market comparison of Dialabank, you can choose the right bank without any confusion. Dialabank provides a list of banks and NBFCs that give gold loans and compares them thoroughly. With this, you can get to the right decision in no time. You just need to visit the website, fill a simple online form, submit it, and our customer relations representative will get in touch with you for the whole loan approval process.

Gold Loan Alibag Contact Number

At the moment, you can call 9878981166 for instant help and approval for Gold Loan in Alibag.

Pre Calculated EMI Table for Gold Loan Alibag

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Alibag

In the Raigad district of Maharashtra, Alibag is a coastal town, municipal council, and the headquarters of the Raigad district and is south of the city of Mumbai. Alibag is a portion of the Mumbai Metropolitan Region and is situated at a distance of about 96km from Mumbai and 143km from Pune, Maharashtra.

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