Gold Loan Allagadda

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    Gold Loan Allagadda

    Best Banks for Gold Loan in Allagadda

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    About Gold Loan Allagaddagold loan allagadda

    Are you looking for executing your plan? Do you have a great idea but no investors? Then you don’t need any. Gold Loan is a solution for you. If you have gold jewelry, you can easily take Gold Loan Allagadda without much documentation and at a low-interest rate.


    Read More – About Gold Loan

    Gold Loan Rate Per Gram Today in Allagadda

    Updated - Gold Loan Per Gram Rate w.e.f Jul 02 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Allagadda Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    10.70% is the minimum annual rate of interest you can expect on this loan amount. Also, Gold Loan Allagadda come up with minimal foreclosure charges that vary from 0-3% of the total loan amount. Through this feature, you can skip the pending EMI’s and their respective interest rate amount. The tenure duration starts at six months and can be extended up to 5 years.

    Know More – Gold Loan Interest Rate

    Gold Loan in Allagadda Documents Required

    1. Identity Proof: Voters ID card/ Driving License /Passport Copy
    2. 2 passport size photographs.
    3. Address Proof: Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/
    4. Ration card/ Tel, Electricity Bill/ Rental bill
    5. Signature Proof: Banker’s verification/Cheque /Passport Copy/Driving License.

    Gold Loan in Allagadda Eligibility Criteria

    1. Applicant’s age should be above 18 years and below 65 years.
    2. The applicant must be an Indian citizen.
    3. The minimum gold should be 10 gm to avail of a gold loan.
    4. Gold must be from 18 carats to 22 carats.
    5. A Gold Loan Allagadda can be availed only on jewelry.

    How to Apply for Gold Loan Allagadda

    Online Process to Apply for Gold Loan Allagadda

    You can apply for the Gold Loan with Dialabank. The process is easy and straightforward. Just fill a simple form online.

    After that, you will get a call from our agent. Furthermore, you will avail of a document to pick up the facility from your doorstep. For more information about the gold loan Allagadda, you can call on 9878981166.

    Dialabank is considered as the best platform when you are applying for a gold loan online. There are reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; Dialabank provides the best financial services to applicants all over the country.
    2. Besides that, the bank has a good reputation among the applicants because of its fast and best services.
    3. Another reason, if you apply for a gold loan on Dialabank, then you will avail of a low Gold Loan Interest Rate.
    4. Also, Dialabank provides a document pickup service from the doorstep of the customer.
    5. One more important thing is that Dialabank helps customers without any fee. There are no supplementary charges of applying for a gold loan online on the website of Dialabank.
    6. Also, if you are applying for a gold loan with Dialabank, very little paperwork is required.
    7. You can avail of a high LTV of your gold.
    8. In the end, the Relationship managers are trained enough to guide you in the whole process of Gold Loan.
    Offline Process to Apply for Gold Loan Allagadda

    The applicant also has a choice to get a Gold Loan from the nearby branches. Type Gold Loan near me on google. It will present all the nearby departments from where you can avail of the loan.

    You can avail loans from Gold Loan Branches. To find the nearest branch, search Gold Loan near me.

    Processing Fees / Prepayment Charges on Gold Loan Allagadda

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Allagadda

    Every lending foundation has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Allagadda.  Most institution’s requirement is having a 750 CIBIL score for the processing of your loan application.

    The foundations also examine the detailed behavior of the previous loans taken. It involves details on the type of loan taken and the loan amount borrowed. Any delayed payments for previous loans can act as an obstacle to getting a fresh loan.

    Gold Loan Allagadda Agent and Contact Number

    Dialabank is the leading and trustworthy agent for availing Gold Loan in Allagadda. You can apply online at www.dialabank.com or call 9878981166.

    Dialabank assists you to find the best option of Banks and NBFCs by offering you with a detailed market comparison of various banks so that you can make the right decision. Visit www.dialabank.com and fill a form using your personal and employment details. Our relationship managers will get in contact with you who will guide you about the gold loan processing.

    Gold Loan Allagadda Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Allagadda.

    About Allagadda

    Allagadda is a municipality in the Kurnool district of the Indian state of Andhra Pradesh. It is a very easy and effortless process to take a gold loan when you will apply through Dialabank. In a gold loan, there is no need to mortgage any property as it is a secured loan. so, it is very beneficial for an individual to take a gold loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

    Know More – Gold Loan Near Me

    Gold Loan in Other Cities

    Gold Loan Samastipur Gold Loan Saharsa
    Gold Loan Rosera Gold Loan Rajgir
    Gold Loan Purnia Gold Loan Nawada
    Gold Loan Naugachia Gold Loan Munger

    FAQs About Gold Loan Allagadda

    1. How does  Gold Loan work?
      The loan on gold is very simple to comprehend. The Banks /NBFC offers you funds against your gold ornament. The amount depends on the gold weight.
    2.  Gold Loan is secured?
      Yes, it is necessary to note that the loan on gold comes in the category of secured loans. Due to a gold loan, the consumer put their gold ornaments into the bank’s locker as security.
    3. What happens when you are not capable to repay a Gold Loan?
      If the consumer is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
    4. To get a gold loan do I need a co-aspirant?
      No, to get a Gold loan you don’t require any co-applicant.
    5. Is a gold loan a better choice than a Personal loan?
      Yes, a Gold loan is better than personal Loan cause Gold Loan banks/NBFC takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is less secured and hence carries higher interest than a gold loan.
    6. What is the best online platform to get a gold loan?
      Dialabank is the best platform to get a gold loan. Dialabank provides you a hassle-free process as well as the lowest interest rate in the market as compared to others.
    7. Is there any charge payable for the Gold Loan?
      Yes, you have to pay the loan processing fee (non-refundable) and the Valuation fee.

    Gold Loan in Allagadda Interest Rates and Charges

    Bank Processing Fee
    Prepayment Charges
    HDFC Bank Personal Loan 0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Personal Loan 0.50% to 1.50% Nil
    ICICI Bank Personal Loan 0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Personal Loan 500/- to 0.50% Nil
    Kotak Personal Loan 1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Personal Loan Nil Nil
    Muthoot Personal Loan Nil Nil
    Manappauram Personal Loan Nil Nil
    PNB Personal Loan 0.70% to 1% Nil
    Canara Bank Personal Loan 0.01 Nil
    Andhra Bank Personal Loan Nil Nil

    To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.