Gold Loan Arakonam

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    Gold Loan Arakonam

    Major Gold Loan Providers in Arakonam

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Arakonam FeaturesGold Loan Arakonam

     

    Facing cash problems during difficult times, but not sure where to go?

    Gold loans are there for your help. Gold loans are one of the safest options to choose, as they are secured form of loan and you can easily avail amount against your gold assets. The application process for gold loans is also very feasible.

    The gold loan process is easy to apply, without any complex documentation process and the customer can expect the loan amount to be credited within a few hours of application. Banks and NBFCs provide attractive offers to the customers which makes it more profitable for the customer.

    Gold Loan Arakonam Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Arakonam

    • Two passport size photographs are a must.
    • Applicants need to submit signature proofs like Driving license/Passport copy/Cheque etc.
    • Identity proofs like Aadhar card/Voter ID card/Passport also need to be attached to the application.
    • Ration card/Electricity bill/Sales Tax certificates or passport copies are accepted as Address proofs.

    Additional Documents Required for Gold Loan Arakonam

    • The applicant needs to submit the income proof like Salary Certificate and Form No. 16
    • Certificate issued by Jewel Appraiser (which the bank will arrange)
    • A Demand Promissory note is also required
    • Land Proof is required if the agriculture loan is more than Rs 1 Lac. No Land Proof is required in the case of allied agriculture purposes.

    Eligibility Criteria for Gold Loan Arakonam

    • The applicant must be an Indian National.
    • Minimum age requirement is 21 years and the maximum is 60 years.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Arakonam

    Online Process to Apply for Gold Loan Arakonam

    Apply for gold loans at various banks at Dialabank.

    The process is quite simple and you just need to fill a basic information form.

    Our customer representative will entertain your request and will call you back to solve your all queries.

    For further detailed information, you can easily call anytime on our contact no. 9878981166.

    Dialabank is the leading platform to apply and enquire about gold loans online. Some of our salient features are:

    1. Dialabank is India’s first and major financial helpline and seeks to serve customers with best services in the country.
    2. Dialabank does charge the customer with any additional hidden fees to apply for a gold loan online through its website.
    3. The customer feedback and response make Dialabank a reliable and trusted company.
    4. Dialabank provides the customer with a document pickup facility from the doorstep which makes it more convenient for customers.
    5. Documentation or paperwork required is also very low when applying with Dialabank.
    6. Finally, our Relationship managers are highly trained to help and guide the customer in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Arakonam

    Customers can also opt for offline applications for gold loans. Users can easily do a google search about gold loan offering banks in their nearby locations. This will show them certain options available in their surroundings. They can choose from the options based on their choices and preferences and avail best services.

    The customer can then visit those departments and apply for the loan and wait for some days until his loan gets approved.

    Few banks need not require complex documentation and can sanction the loans within a few hours while some banks can take some more time depending upon their work process.

    Processing Fees / Prepayment Charges on Gold Loan Arakonam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Arakonam

    CIBIL score is considered by every bank or company according to their criteria. Some companies can consider a lower score as well while most require a higher score to consider the application for a loan.

    Apart from your CIBIL score, the banks also consider the detailed behavior on the previous loans taken by the customer. This includes details about the type of loan taken and the amount borrowed. Any failure or delay in payment of previous loans can prove to be harmful to your new application. So make sure to keep your CIBIL score good before applying for a new loan.

    Gold Loan Arakonam Agents

    Dialabank is the leading and most trusted gold loan agent in Arakonam. You can apply online at Dialabank or give a call at 9878981166

    Dialabank provides you detailed information about various loans and banks from which you can choose from. You can visit the Dialabank website and fill a form. From there our representatives will guide you through the loan process and will help you complete your loan application without any hassle.

    Gold Loan Arakonam Contact Number

    Call 9878981166 to get instant assistance and help for Gold Loan in Arakonam right now.

    Pre Calculated EMI Table for Gold Loan Arakonam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Arakonam

    Arakonam is popular town in Tamil Nadu state in India. The town is well connected with the major metro cities of south India like Chennai, Bangalore, Kochi, Vijaywada, and many more. The railway station of Arakonam connects with all the major places in India. The education services are one the best in the surroundings and are located in the suburbs of Chennai. The weather here remains quite hot throughout the year with the temperatures reaching near 45 degrees during summers.

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