Major Gold Loan Providers in Arakonam
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Arakonam Features
Facing cash problems during difficult times, but not sure where to go?
Gold loans are there for your help. Gold loans are one of the safest options to choose, as they are secured form of loan and you can easily avail amount against your gold assets. The application process for gold loans is also very feasible.
The gold loan process is easy to apply, without any complex documentation process and the customer can expect the loan amount to be credited within a few hours of application. Banks and NBFCs provide attractive offers to the customers which makes it more profitable for the customer.
Gold Loan Arakonam Interest Rates
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Arakonam
- Two passport size photographs are a must.
- Applicants need to submit signature proofs like Driving license/Passport copy/Cheque etc.
- Identity proofs like Aadhar card/Voter ID card/Passport also need to be attached to the application.
- Ration card/Electricity bill/Sales Tax certificates or passport copies are accepted as Address proofs.
Additional Documents Required for Gold Loan Arakonam
- The applicant needs to submit the income proof like Salary Certificate and Form No. 16
- Certificate issued by Jewel Appraiser (which the bank will arrange)
- A Demand Promissory note is also required
- Land Proof is required if the agriculture loan is more than Rs 1 Lac. No Land Proof is required in the case of allied agriculture purposes.
Eligibility Criteria for Gold Loan Arakonam
- The applicant must be an Indian National.
- Minimum age requirement is 21 years and the maximum is 60 years.
GOLD LOAN @ 0.49%*
How to Apply for Gold Loan Arakonam
Online Process to Apply for Gold Loan Arakonam
Apply for gold loans at various banks at Dialabank.
The process is quite simple and you just need to fill a basic information form.
Our customer representative will entertain your request and will call you back to solve your all queries.
For further detailed information, you can easily call anytime on our contact no. 9878981166.
Dialabank is the leading platform to apply and enquire about gold loans online. Some of our salient features are:
- Dialabank is India’s first and major financial helpline and seeks to serve customers with best services in the country.
- Dialabank does charge the customer with any additional hidden fees to apply for a gold loan online through its website.
- The customer feedback and response make Dialabank a reliable and trusted company.
- Dialabank provides the customer with a document pickup facility from the doorstep which makes it more convenient for customers.
- Documentation or paperwork required is also very low when applying with Dialabank.
- Finally, our Relationship managers are highly trained to help and guide the customer in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Arakonam
Customers can also opt for offline applications for gold loans. Users can easily do a google search about gold loan offering banks in their nearby locations. This will show them certain options available in their surroundings. They can choose from the options based on their choices and preferences and avail best services.
The customer can then visit those departments and apply for the loan and wait for some days until his loan gets approved.
Few banks need not require complex documentation and can sanction the loans within a few hours while some banks can take some more time depending upon their work process.
Processing Fees / Prepayment Charges on Gold Loan Arakonam
CIBIL Score Required for Gold Loan Arakonam
CIBIL score is considered by every bank or company according to their criteria. Some companies can consider a lower score as well while most require a higher score to consider the application for a loan.
Apart from your CIBIL score, the banks also consider the detailed behavior on the previous loans taken by the customer. This includes details about the type of loan taken and the amount borrowed. Any failure or delay in payment of previous loans can prove to be harmful to your new application. So make sure to keep your CIBIL score good before applying for a new loan.
Gold Loan Arakonam Agents
Dialabank is the leading and most trusted gold loan agent in Arakonam. You can apply online at Dialabank or give a call at 9878981166
Dialabank provides you detailed information about various loans and banks from which you can choose from. You can visit the Dialabank website and fill a form. From there our representatives will guide you through the loan process and will help you complete your loan application without any hassle.
Gold Loan Arakonam Contact Number
Call 9878981166 to get instant assistance and help for Gold Loan in Arakonam right now.
Pre Calculated EMI Table for Gold Loan Arakonam
Arakonam is popular town in Tamil Nadu state in India. The town is well connected with the major metro cities of south India like Chennai, Bangalore, Kochi, Vijaywada, and many more. The railway station of Arakonam connects with all the major places in India. The education services are one the best in the surroundings and are located in the suburbs of Chennai. The weather here remains quite hot throughout the year with the temperatures reaching near 45 degrees during summers.
Gold Loan in Other Cities in Tamil Nadu
|Gold Loan Ambattur||Gold Loan Lalgudi|
|Gold Loan Bhuvanagiri||Gold Loan Uthiramerur|
|Gold Loan Vandavasi||Gold Loan Peravurani|
|Gold Loan Sirkali||Gold Loan Virudhachalam|
Table of Contents
- 1 Major Gold Loan Providers in Arakonam
- 2 Gold Loan Arakonam Features
- 3 Gold Loan Arakonam Interest Rates
- 4 Documents for Gold Loan Arakonam
- 5 Eligibility Criteria for Gold Loan Arakonam
- 6 How to Apply for Gold Loan Arakonam
- 7 Processing Fees / Prepayment Charges on Gold Loan Arakonam
- 8 CIBIL Score Required for Gold Loan Arakonam
- 9 Gold Loan Arakonam Agents
- 10 Pre Calculated EMI Table for Gold Loan Arakonam
- 11 About Arakonam