Gold Loan Ariyalur

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Ariyalur

    Major Gold Loan Providers in Ariyalur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Ariyalur Features

    Gold Loan Ariyalur

    Do you need cash real quick?

    Are you confused about your financial prospects?

    Gold loans are something you should consider taking. With minimum paperwork, gold loans can get approved and verified easily within minimum time.

    Why Gold Loan Ariyalur?

    Gold Loan Ariyalur provides financial assistance to all its client at affordable interests on Gold Loan. For a gold loan, the loan applicant must have a gold ornament or article. Also, if a person has a good credit history and an adequate source of income, the process of loan verification and approval gets faster.

    Furthermore, one can take a loan of up to 75 percent of the market value of the gold. The reason behind this is the fluctuating market price of gold.

    Gold Loan Ariyalur Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Know more about Gold loan interest rates.

    Documents for Gold Loan Ariyalur

    You want to submit Signature proof (Cheque, Banker’s Verification, Driving Licence, Passport Copy), and 2 passport-sized photos.

    Address proof: (Trade license/Ration card/ Rental bill/ Passport copy /Shop & Est. License/Sales Tax certificate/Tel, Electricity Bill).

    Proof of Identity(Voters ID card/Passport Copy/ Driving License/Aadhaar card).

    Additionally,

    Documents required are Land Proof (if agriculture loan is more than 1 lakh), note on Demand Promissory, Certificate from the Jewel Appraiser (Bank will arrange), Income Proof.

    Eligibility Criteria for Gold Loan Ariyalur

    Nationality should be Indian and the Age of the applicant should be minimum of 21 years to a maximum of 60 years to apply for Gold Loan.

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Ariyalur

    Online Process to Apply for Gold Loan Ariyalur
    1. Fill a simple form online at the website of Dialabank.
    2. You will get a call back from our agent.

    Call on 9878981166 anytime.

    Dialabank is regarded as the best platform to apply for a gold loan online. Because:

    • Dialabanlk Provides you fast and best service.
    • It is Proud to be the country’s first financial helpline.
    • Provide you with high LTV on the ornament.
    • Pickup facility(only for documents) from the doorstep for your ease.
    • Get a low-Interest Rate at Dialabank.
    • Relationship managers are trained thoroughly to guide you throughout the process to help you with the whole process of the gold loan application.
    • Less paperwork is required for applying for a gold loan.
    Offline Process to Apply for Gold Loan Ariyalur

    Many banks are there that provide gold loans from the offline process. You will have to search for banks and NBFCs on google and choose the best option according to you. But, they will not provide you with an approval in one go. You have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

    Whereas, Dialabank can do that for you in a quicker and better manner.

    Processing Fees / Prepayment Charges on Gold Loan Ariyalur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    Know more about Gold loan per gram.

    CIBIL Score Required for Gold Loan Ariyalur

    No CIBIL score is required for Gold Loan Ariyalur. If you have gold, you can easily get a gold loan.

    Gold Loan Ariyalur Agents

    One of the leading and most trusted gold loan agents in Ariyalur is Dialabank. You can apply online at the website of Dialabank or give a call at 9878981166

    Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of distinct banks so that you do not have to worry about the complex data and processes you have to go through and hence you can make the best option.

    Gold Loan Ariyalur Contact Number

    Call 9878981166 and get immediate help and approval for Gold Loan in Ariyalur.

    Pre Calculated EMI Table for Gold Loan Ariyalur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Ariyalur

    In the state of Tamil Nadu, India. Ariyalur is a city in Ariyalur district that is circled with seven concrete industries and two sugar mills. Located at a distance of 310 kilometers from the state capital, Chennai. This city is famous for its historical relevance. With a large number of historical monuments and temples present, this city is worth visiting.