⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Ariyalur

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Major Gold Loan Providers in Ariyalur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Ariyalur Features

Gold Loan Ariyalur

Do you need cash real quick?

Are you confused about your financial prospects?

Gold loans are something you should consider taking. With minimum paperwork, gold loans can get approved and verified easily within minimum time.

Why Gold Loan Ariyalur?

Gold Loan Ariyalur provides financial assistance to all its client at affordable interests on Gold Loan. For a gold loan, the loan applicant must have a gold ornament or article. Also, if a person has a good credit history and an adequate source of income, the process of loan verification and approval gets faster.

Furthermore, one can take a loan of up to 75 percent of the market value of the gold. The reason behind this is the fluctuating market price of gold.

Gold Loan Ariyalur Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Ariyalur

You want to submit Signature proof (Cheque, Banker’s Verification, Driving Licence, Passport Copy), and 2 passport-sized photos.

Address proof: (Trade license/Ration card/ Rental bill/ Passport copy /Shop & Est. License/Sales Tax certificate/Tel, Electricity Bill).

Proof of Identity(Voters ID card/Passport Copy/ Driving License/Aadhaar card).

Additionally,

Documents required are Land Proof (if agriculture loan is more than 1 lakh), note on Demand Promissory, Certificate from the Jewel Appraiser (Bank will arrange), Income Proof.

Eligibility Criteria for Gold Loan Ariyalur

Nationality should be Indian and the Age of the applicant should be minimum of 21 years to a maximum of 60 years to apply for Gold Loan.


gold loan at 7%

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How to Apply for Gold Loan Ariyalur

Online Process to Apply for Gold Loan Ariyalur
  1. Fill a simple form online at the website of Dialabank.
  2. You will get a call back from our agent.

Call on 9878981166 anytime.

Dialabank is regarded as the best platform to apply for a gold loan online. Because:

  • Dialabanlk Provides you fast and best service.
  • It is Proud to be the country’s first financial helpline.
  • Provide you with high LTV on the ornament.
  • Pickup facility(only for documents) from the doorstep for your ease.
  • Get a low-Interest Rate at Dialabank.
  • Relationship managers are trained thoroughly to guide you throughout the process to help you with the whole process of the gold loan application.
  • Less paperwork is required for applying for a gold loan.
Offline Process to Apply for Gold Loan Ariyalur

Many banks are there that provide gold loans from the offline process. You will have to search for banks and NBFCs on google and choose the best option according to you. But, they will not provide you with an approval in one go. You have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

Whereas, Dialabank can do that for you in a quicker and better manner.

Processing Fees / Prepayment Charges on Gold Loan Ariyalur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Ariyalur

No CIBIL score is required for Gold Loan Ariyalur. If you have gold, you can easily get a gold loan.

Gold Loan Ariyalur Agents

One of the leading and most trusted gold loan agents in Ariyalur is Dialabank. You can apply online at the website of Dialabank or give a call at 9878981166

Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of distinct banks so that you do not have to worry about the complex data and processes you have to go through and hence you can make the best option.

Gold Loan Ariyalur Contact Number

Call 9878981166 and get immediate help and approval for Gold Loan in Ariyalur.

Pre Calculated EMI Table for Gold Loan Ariyalur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ariyalur

In the state of Tamil Nadu, India. Ariyalur is a city in Ariyalur district that is circled with seven concrete industries and two sugar mills. Located at a distance of 310 kilometers from the state capital, Chennai. This city is famous for its historical relevance. With a large number of historical monuments and temples present, this city is worth visiting.

 

 

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