Gold Loan Arsikere

AT 0.75%* INTEREST RATE
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Gold Loan Arsikere

Major Gold Loan Providers in Arsikere

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Arsikere Features

Seeing for a speedy and cost-effective Gold Loan?

We have a hassle-free path for you!

People who require immediate cash to resolve their wealth-related issues can apply for Gold Loan. Moreover, the individuals who don’t have many records to present can take this Gold Loan. This can be the most accurate way to receive cash from the bank since this loan gives a low rate of interest and simple disbursal in 2-3 hours.

Benefits of Gold Loan Arsikere:

  1. 100% Gold security. 
  2. Lower interest rates are accessible as compared to other plans and offers.
  3. Minimal printed material is into activity in the procedure.
  4. You will get a loan of up to 75% of the market value of gold as prices of gold keep on fluctuating.

Gold Loan Arsikere Interest Rates

Check latest interest rates of gold loan at dialabank.

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Arsikere

  1. Address Proof Requirements : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  2. Signature Proof Requirements: Passport Copy/Driving License/Banker’s verification/Cheque.
  3. 2 photographs (passport-sized).
  4. Identification Proof : Passport Copy/ Voters ID card/ Driving License/Aadhaar card.

Additional Documents Required for Gold Loan Delhi

  1. The Jewel Appraiser certificate (arranged by the bank).
  2. Land Proof(In case of Agricultural Loan exceeding Rs. 1 lac. The data is not wanted for allied agriculture purposes).
  3. Income Proof Requirement (Salary Certificate and Form No.16).
  4. A Demand Promissory Note.

Eligibility Criteria for Gold Loan Arsikere

You can conveniently apply for Gold Loan Arsikere. There are some criteria that are to be kept in mind while availing Gold Loan :

  1. Age Requirement – 21 years (60 years max.)
  2.  Gold must be more than or equal to 10 grams.
  3. The individual applying for Gold Loan must be a citizen of India.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Arsikere

Online Process to Apply for Gold Loan Arsikere

You can apply for the Bank Gold Loan at Dialabank.

  1. Presently, you can implement online for Gold Loan by remaining in the comforts at your place.
  2. All the administrations will be given to you by our relationship managers who will help you to take the suitable loan assets for you with the accurate bank or finance company.
  3. You will have to fill a basic form on our site related to your points of interest so that our customer care officer can check your financial status and your eligibility for a loan.
  4. Our Client Relationship Directors will contact you and will guide you to the correct bank. The bank administrators will arrive at your doorsteps to gather the required records from you. Only at the time of accommodation of gold, you will have to pay a visit to the bank, the rest will be taken care of by the bank’s executives.
Offline Process to Apply for Gold Loan Arsikere

The candidate moreover has an option to gain Gold Loan from the neighbouring branches:

  1. To do so, look for Gold Loan in your locality on Google.
  2. It’ll enroll all the branches of banks and finance companies that provide loans near you. You will have to choose them according to your desire and knowledge.
  3. Then you’ve got to visit their offices and apply for the loan regularly so that the loan gets approved.
  4. But this whole process is much speedier via Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Arsikere

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Arsikere

A good CIBIL score is the most beneficial component of your Gold loan application. This is a very important requirement for every leading institution. The minimum CIBIL score of most of the institutions is 750.

In addition to that, the details of the previous loans are also required. You are required to submit all the details like- the type of loan and the loan amount borrowed. Any delays in the previous payments may act as a barrier to your loan. So keep these things in mind before applying for a loan.

Gold Loan Arsikere Agents

One of the most trusted gold credit executives in Arsikere is Dialabank. You can apply online at Dialabank or give a call at 9878981166

Dialabank makes a variation by determining the most excellent choice between a few Banks and NBFCs by giving you point to point and structured comparison of different banks so our clients don’t have to worry about the complexities of data gathering.

Visit our site Dialabank and fill a basic Gold Loan form and after that our client relationship directors will get in touch with you.

Check gold loan per gram rate at dialabank.

Gold Loan Arsikere Contact Number

Call 9878981166 and avail your Gold Loan Arsikere today!

Pre Calculated EMI Table for Gold Loan Arsikere

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Arsikeregold loan Arsikere

Arsikere is a village in the Hassan district in Karnataka, India. This area is famous for its coconut production and it is the second-largest coconut market in Karnataka after Tiptur along with Malekallu Tirupathi hill.