Gold Loan Aruppukkottai

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Lowest Rate of Interest
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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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About Gold Loan Aruppukkottai

Major Gold Loan Providers in Aruppukkottai

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Aruppukkottai FeaturesGold Loan Aruppukkottai

Gold advance, the new pattern for securing fast money. You need another home, another vehicle, or need to satisfy your fantasy. Stress no more, Dialabank gives simple access to gold credit, store your gold, and get money for it under 30 minutes.

Gold credit, as the name proposes, is the advance that is given to the candidate against the home loan of gold. Any individual can approach gold credits in the wake of saving the gold he/she needs to store as a home loan and following explicit procedural advances. In general, acquiring gold advances is simple.

Advantages of Gold Loan Aruppukkottai

  1. The documentation required is negligible, thus it doesn’t request any endorsement to show your pay. Charge card history is additionally not required.
  2. Gold Loan Aruppukkottai requires just a couple of archives, for example, ID verification and address confirmation. Subsequent to giving such materials, the candidate can profit the advance.
  3. Financing costs are an alluring arrangement for Gold Loan Aruppukkottai. For the most part, the financing cost changes between 12-16% per annum and is likewise very as low contrasted with individual credits.
  4. In horticultural territories, the gold credit is accessible at a financing cost of just 7-8%.
  5. It is the most helpful and clear type of credit in light of the fact that here you should simply promise your gold with a bank or fund organization and you can profit up to 75% of the market estimation of the gold as advance.
  6. The borrower here has the alternative to pay just the enthusiasm during the term of the advance and can pay the chief sum once the term is finished.
  7. The gold is 100% secure, and the credit can be obtained under 30 minutes.

Know More –  Gold Loan Features and Benefits

Gold Loan Aruppukkottai Interest Rates

The Rate of Interest is the sum that is charged on the measure of credit. The Gold Loan Interest Rate relies upon the elements expressed beneath:

LTV Ratios – Furthermore, lending institutions charge a higher rate of interest on the gold loan with a high LTV ratio. Thus, the more the LTV of the gold jewelry, the higher is the Rate of Interest charged by the applicant.

1.ROI on Gold Loan Aruppukkottai is 10.75% and can go to 24%.

2. The handling expense charged is as a rule, and subsequently, it is charged @ 0.85%

3. The gold advance can be secured for a base time of a half year, which can be reached out up to a limit of 5 years.

Know More – Gold Loan Interest Rate

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Required Documentation and Eligibility Criteria for Gold Loan Aruppukkottai

  1. Identity proof verification, for example, Passport, Voter Card, or driving permit.
  2. Address confirmation, for example, power charge, apportion card, and so on.
  3. Visa, DL, or some other confirmation with signature should be submitted for signature verification.
  4. Two identification size photos are additionally required.
  5. The candidate ought to be at least 18 years old.
  6. The gold adornment submitted ought to be in any event 18 carats or above.
  7. Gold Loan Aruppukkottai can be benefited by a candidate who has at any rate of 10 grams of gold.

gold loan at 7%

How to Apply for Gold Loan Aruppukkottai

Online Process to Apply for Gold Loan Aruppukkottai

1. You can benefit from a gold advance with a single snap while sitting at home. All the administrations will be given to you by our client relationship supervisors who will assist you with picking the correct kind of advance for you.

2. Just fill a straightforward form on Dialabank‘s website identified with your subtleties so our client care division can check your money related status and your qualification for the credit that you have applied.

3. You will be directed to the correct investor for additional assistance in your advance. The bank heads will show up at your doorsteps to gather required reports from you.

4. Only at the hour of accommodation of gold you need to visit the Bank, the rest will be dealt with by the Bank’s heads.

For more data, call on 9878981166 anytime.

Processing Fees / Prepayment Charges on Gold Loan Aruppukkottai

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Aruppukkottai

It’s not simply your CIBIL score that these establishments check. Two or three establishments also inspect your direct in the past credits taken. This may meld subtleties of such a development taken, the credit residency, the total obtained, and how rapidly you managed your duties and the loan entirety.

Gold Loan Aruppukkottai Agents

One of the fundamental and most trusted in gold credit pros in Aruppukkotai is Dialabank. You can apply online at Dialabank or give a call at 9878981166

Dialabank urges you to find the best option between a couple of Banks and NBFCs by giving you an ordered and sorted out the market connection of different manages an account with the objective that you don’t need to worry over the complexities of information and technique you have to understand and consequently you can choose the right choice.

Visit our site Dialabank and fill an essential structure mentioning a couple of nuances and after that our customer relationship chiefs will before long associate with you.

Gold Loan Aruppukkottai Contact Number

Call 9878981166 and get instantaneous assistance and endorsement for Gold Loan Aruppukkottai now!

Pre Calculated EMI Table for Gold Loan Aruppukkotai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Aruppukkotai

Aruppukottai is a town and a municipality in Virudhunagar district in the state of Tamil Nadu, India. Aruppukottai’s classical name is “Sengattu Aravakotai”. Aruppukottai is about 50 km from Madurai. 

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