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    Gold Loan Asansol

    Major Gold Loan Providers in Asansol

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Asansol Features

    Gold Loan AsansolGold Loans are now pretty easy and convenient to avail of as most of the major banks and NBFCs provide the service at a low Gold loan interest rate online and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as collateral or security deposit. Banks sanction Apply Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The amount of loan varies upon the purity of the Karats of gold.

    Gold Loan Asansol Interest Rates

    Bank
    Interest Rate
    HDFC Bank Gold Loan
    10.25% to 14%
    Axis Bank Gold Loan
    10.50% to 16%
    ICICI Bank Gold Loan
    10.75% to 16%
    SBI Gold Loan
    9.5 % to 13%
    Kotak Gold Loan
    11% to 14%
    IIFL Gold Loan
    9.24% to 24%
    Muthoot Gold Loan
    12% to 24%
    Manappauram Gold Loan
    12% to 26%
    PNB Gold Loan
    10.05% to 16%
    Canara Bank Gold Loan
    9.75 % to 13%
    Andhra Bank Gold Loan
    10.70% to 16%

    Documents for Gold Loan Asansol

    1. Signed Application form
    2. 2 colored passport size photographs of applicant
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    5. Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)
    6. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
    7. Certificate by the Jewel Appraiser (Bank will arrange)
    8. A Demand Promissory Note.
    9. Proof of Income (i.e. salary slips/ Form 16) of borrower

    Eligibility Criteria for Gold Loan Asansol

    1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
    2. The applicant should be an Indian National
    3. He/She should be salaried or self-employed


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    How to Apply for Gold Loan Asansol

    Online Process to Apply for Gold Loan Asansol
    • It is an easy and convenient process.
    • You have to fill an online form.
    • Our relationship manager will then contact you for any assistance required
    • You can also avail document pick up facility from your doorstep.
    • For more information, you can call on 9878981166.

    Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. The bank has a good reputation among the customers because of its best services.
    3.  Dialabank provides document pickup facility from the doorstep of the customer.
    4. There is no processing fee or additional charges for availing the service through Dialabank
    5. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
    6. Gold Loans can be availed at low rate of interest with minimum documentation requirement
    Offline Process to Apply for Gold Loan Asansol

    Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

    Processing Fees / Prepayment Charges on Gold Loan Asansol

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Asansol

    Most of the major banks and NBFCs offer Gold Loan without asking for CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

    Gold Loan Asansol Agents

    Dialabank is the leading agent for availing Gold Loan in Asansol. You can apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

    Gold Loan Asansol Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Asansol.

    Pre Calculated EMI Table for Gold Loan Asansol

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Asansol

    Second Largest city after Kolkata in the state of West Bengal, Asansol is a city whose economy thrives on coal mines and steel industries and production of the same. Many IT giants have their companies set up in the city. The city is one of the fastest developing in recent years in West Bengal.

    गोल्ड लोन आसनसोल के बारे मे हिंदी मे जाने

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