Gold Loan Assandh

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Major Gold Loan Providers in Assandh

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Assandh Features

gold loan assandh Gold loan is a financial product offered by banks and NBFCs in which the applicant takes the loan amount from the bank by providing collateral. This collateral can be in the form of gold ornaments such as a gold pendant, or gold earrings. Instead of going for high rates personal loan you can get at lower Gold loan interest rate if you have gold more than 10 grams. Moreover, you will get back your gold ornaments at the moment of closure of investment.

In India gold is termed as wealth and most of the Indians love to invest in gold. The power of gold is not hidden from anyone. There are times in everyone’s life when financial conditions are not supporting you, at that time gold can be used as a tool. Gold Loan is the safest and easiest way to get financed.

Gold Loan Rate Per Gram Today in Assandh

Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan Assandh Interest Rates and charges

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Documents for Gold Loan Assandh

Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
2 passport size photographs.

Additional Documents Required for Gold Loan Assandh

Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Assandh

First of all the applicant should be a citizen of India.
The maximum principal loan amount will depend upon the weight of the gold, profile of the customer, etc.
Minimum age of applicant: 21 years
The applicant or any of the family members should own gold jewellery.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Assandh

Online Process to Apply for Gold Loan Assandh

You can apply for the Gold Loan per gram at Dialabank. The process is straightforward. To begin, You have to simply fill a form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

Dialabank is India’s first financial helpline; it provides customers across the india with the best financial services.
Minimum documentation required.
Besides that, due to its best services the bank has a strong reputation among customers.
Dialabank also provides a document pickup facility from the doorstep of the customer.
One more important thing is that Dialabank guides the customers free of cost.
That is, there is no extra cost on the Dialabank website for applying for a gold loan online.
You will get a high LTV of your gold.
Lastly, Relationship managers are trained enough to guide you through the entire Gold Loan process.

The steps that need to be followed are:

Visit dialabank.com
Fill in the required details in the form.
Click on request a quote.
Our relationship manager will contact you soon.

Offline Process to Apply for Gold Loan Assandh

The applicant also has an option to avail Gold Loan from the nearby branches, offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring financial institutes from where you can avail of the loan. Then, you will have to visit the bank/NBFC frequently until the loan gets approved.

Thus, it can be a very tiring and time-consuming process. So applying with DialaBank is the best choice that you can make while availing a gold loan.

Gold Loan Assandh Agents

Dialabank is the leading agent for availing gold Loan in Assandh. You can apply online at www.dialabank.com or give a call at 9878981166.

Dialabank helps you to find the best option among various banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Our customer relationship managers will guide you in every step.