Gold Loan Athni

Major Gold Loan Providers in Athni

Gold Loan Athni Features

Cash problems? Don’t know what to do?

Don’t worry Gold loan is available for you. This loan requires minimal paperwork as it is unsecured and you can get your loan sanctioned within 48 hours after all the verification procedures.

Gold loan Athni offers financial help to the customers at the lowest possible and economical interest rates. To get a gold loan, the person applying needs to have  a fine and firm source of income and has a decent credit history, which will speed up the verification and the loan approval.

Moreover, you can get a loan of up to 75 percent of the market value of gold, this is because of the constant changes in the market price of the gold.

Gold Loan Athni Interest Rates

Documents for Gold Loan Athni

The documents required for processing gold loan application in Athni are: identity proof- passport copy/voters ID card/ Driving license/ Aadhar card, address proof- ration card/ tel, electricity bill/ rental bill/ passport copy/ trade license/ shop& est. license/ sales tax certificate, signature proof- passport copy/ driving license/banker’s verification/cheque and 2 passport sized photographs.

Additional Documents Required for Gold Loan Athni

The additional documents required are: landproof- in case of agriculture loan of more than Rs.1 lac. The proof is not required for allied agriculture purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for) and income proof- salary certificate and form no.16.

Eligibility Criteria for Gold Loan Athni

The minimum age of the individual applying should be atleast 21 years and can extend up to 60 years. The individual must also be having Indian Nationality.

How to Apply for Gold Loan Athni

Online Process to Apply for Gold Loan Athni

You can also apply for the HDFC Bank gold loan at Dialabank for which you would just have to fill a simple form online.

After which you will get a call from our representative. Moreover, you will also get a document to pick up facility at your doorstep.

For further information, you can contact us on 9878981166 at anytime.

Dialabank is supposed to be one of the best platforms available online to apply for a gold loan. The many reasons behind this are:

1. Dialabank happens to be India’s first financial hotline, which provides the best financial aid to the customers all over the country.
2. They also provide free guidance to its customers. There are no extra fees for applying for a gold loan online on the website.
3. You will get a high LTV of your gold.
4. Apart from that, the bank also has an extraordinary reputation amongst the customers for their fast and immediate services.
5. You can also a get a low HDFC Gold Loan interest rate if you apply for a gold loan on Dialabank.
6. They also offer a document pick up facility from the customer’s doorstep to make the process easier.
7. Minimal paperwork is required when applying for a gold loan through Dialabank.
8. In the end, the relationship managers who are thoroughly trained to guide and offer you service in he entire gold loan process.

Offline Process to Apply for Gold Loan Athni

The person applying also has the choice to get a Gold loan from the nearby branches. To do this, you can search for Gold loan near me on google. It will also show a list of all the branches of banks and other financial institutions which are offering loans near you. You would just have to choose them according to your preference and expertise, but Dialabank would do that for you in a better way.

You would then have to visit particular departments to apply for the loan and then visit many times before the loan finally gets sanctioned.

There are other banks and financial institutions where this process is done much faster such as HDFC gold loan branches and Muthoot gold loan branches.

You can apply for loans from HDFC gold loan branches. If you want to look for any other branches nearby,search Muthoot Gold loan branches near me. Google will show you a list of all the Muthoot Gold loan branches near and around you.

Processing Fees / Prepayment Charges on Gold Loan Athni

CIBIL Score Required for Gold Loan Athni

CIBIL score is a 3-digit summary of your credit transactions history. Which is why most of the lending institutions has different criterias for the minimum CIBIL score which is needed for processing a Gold loan application in Athni. Most of the institutions need atleast a minimum score of 750 or more to process your loan application.

It’s not just your CIBIL score, that some institutions look at. They also take a close look at your behavior on the previous loans that you have taken. This includes the details of the type of loan that you have taken, the loan tenure, how regular you have been in paying your interest amount and the amount borrowed. Any delay in these payments from your previous loans would become a hurdle for you while trying to apply for a new loan. Make sure you have a decent CIBIL score before applying for a loan.