Gold Loan Attingal
If you have some desires but you are not able to fulfill them due to lacking funds, here’s a solution for you. Apply for a Gold Loan and fulfill your financial need easily. The Gold Loan is designed to meet your financial requirement. Don’t waste time thinking and grab the best deal on the Gold Loan today.
Benefits & Features of Gold Loan Attingal
- Loan Tenure up to 3 yrs
- Loan up to Rs. 20 Lakhs
- Loan up to 75% the value of gold.
- Lowest interest rates in the market
- Safety and security of your gold
- Flexible repayment options
- No hidden charges
- Convenient and Fast
- Get a Gold loan with minimum documentation. Loan Disbursement on the same day of documentation & gold submission.
Gold Loan Attingal Eligibility Criteria
- The minimum loan amount for taking a gold loan is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.
- Minimum age of applicant: 21 years
- Maximum age of applicant at loan maturity: 65 years
- Gold jewelry should be owned by the applicant or any of the family members.
- Attractive interest rates
- Safety and security of your gold jewelry
- Flexible repayment options
- No hidden charges
Documents required for Gold Loan Attingal
- Proof of Identity – (Aadhar Card/PAN Card/Passport / Voter’s ID / Driving License/PAN Card/Aadhar Card)
- Signature Proof (Passport /Driving License/Banker’s verification)
- Address Proof- (Aadhar Card/PAN Card/Ration card /Driving License/ Voter’s ID / Utility Bill (anyone within last 3months) / Registered Rental Agreement. / Credit Card Statement / Passport )
- Date of Birth Proof ( Driving Licence / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing a date of birth)
- 2 Passport size colored photographs
Gold Loan Attingal Interest Rates
Gold Loan Attingal Features
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewellery
- Get your loan processed in less than 30 minutes
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates
- Simple documentation and fast processing
- The overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
Advantages of Taking Gold Loan Attingal
- No income and salary criteria – Gold loans do not require any documentation or validation for income or salary of the person, so even if you are unemployed and unsalaried you can still avail a gold loan. This is because you are pledging a valuable asset i.e. gold in return for the money.
- Can be provided in cases of bad credit history as well as the low-income level
- Relatively Lower interest rates – Another advantage of taking a gold loan is that they are available at low interest rates, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
- You need to repay only the interest – You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
- Total Convenience –The most convenient of all the loans is a gold loan. This is because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 80% or more of its market value immediately.
- Less processing time –No tedious and lengthy documentation is required in case of gold loans, hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.
How to Apply?
Now you can apply online for Gold Loan by sitting at your home with one click. All the services will be provided to you by our customer relationship managers who will help you choose the right type of loan for you with the right bank.
- Just fill a simple form displayed on our website related to your details so that our customer care department can check your financial status and your eligibility for the loan that you have applied.
- Our Customer Relationship Managers will contact you and will guide you to the right bank.
- The bank executives will arrive at your doorsteps to collect the required documents from you.
- Only at the time of submission of gold you have to pay a visit to the bank, the rest will be taken care of by the bank’s executives.
Attingal is a municipality in the Thiruvananthapuram metropolitan area in Thiruvananthapuram district of Kerala state, India.
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