Gold Loan Aurangabad

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Aurangabad

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Aurangabad Features

The gold loan Aurangabad helps you to use your gold as an advantage and give you leverage to spend money according to your wish, it got many features which can make you take gold loan immediately.

Also, you can take up to 75 percent of the value of gold.

gold loan aurangabad

  1. Gold Loan Aurangabad Interest rate is 10.70 % PA only.
  2. Also, it offers a very low processing fee of 0.85%.
  3. Further, pre-closer charges range from 0-2 %, which is quite low.
  4. Besides Tenure minimum of six months; maximum five year
  5. Lastly Amount – Thousand to a crore.

Gold Loan Aurangabad Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Aurangabad

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Aurangabad 

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Aurangabad

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. Should be an Indian National

gold loan at 7%

How to Apply for Gold Loan Aurangabad

Online Process to Apply for Gold Loan Aurangabad
ou can apply for the HDFC Bank Gold Loan at Dialabank. The process is very very simple. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country and our process is faster, better, and smooth.
  2. One more thing is that you will get a high LTV of your gold.
  3. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. One of the best aspects of Dialabank is that it guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank
  6. We are available throughout the country.
  7. The bank has a good reputation among the customers because of its best services.
  8. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
  9. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
Offline Process to Apply for Gold Loan Aurangabad

The offline process to apply for gold loan Aurangabad is made simpler with databank which makes you every detail you need available to you at just a click.

HDFC gold loan is the most preferred gold loan by the customers.

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Aurangabad

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Aurangabad

You need to have a good credit history before applying for a gold loan process.

Because every lending institution has its criteria and requirements for the minimum CIBIL score required for processing a Gold Loan application in Hajipurr. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Gold Loan Aurangabad Agents

Dialabank is the leading agent for availing Gold Loan in Aurangabad.

You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Gold Loan Aurangabad Contact Number

Call 9878981166 and get instant guidance help and approval for Gold Loan in Aurangabad from the dialabank.

Pre Calculated EMI Table for Gold Loan Aurangabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Aurangabad

Aurangabad is a city in Maharashtra state, in India. It’s known for the 17th-century marble Bibi ka Maqbara shrine, styled on the Taj Mahal. The nearby Shivaji Maharaj Museum, dedicated to the Maratha king Shivaji, displays war weapons and a coin collection. North of the city, the Aurangabad Caves comprise ancient, rock-cut Buddhist shrines. West of the city, battlements surround the medieval Daulatabad Fort


 

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