Gold Loan Avinashi

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Avinashi

Major Gold Loan Providers in Avinashi

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Avinashi Features

Now you can forget all your financial problems as the Gold Loan is ready for you anytime. Being a guarded loan, it wants limited documentation and so you can get your gold loan sanctioned within 2-3 hours of the fulfillment of the verification method.

Gold Loan Avinashi provides its clients with economic support at the best and at most affordable interest rates. To get Gold loan consent, the applicant must have a firm and a considerable source of income. Also, reliable credit history is very important, these will make the process of confirmation and loan consent faster.

Keeping in mind the inconstancy in the market value of gold, you can avail of a loan amount of up to 75% of the market price of gold.

Gold Loan Avinashi Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Know more about Gold loan interest rates.

Documents for Gold Loan Avinashi

  1. Proof of Identity requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/Cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Avinashi

  1. Proof of Land: In Agriculture Loan of more than Rs. 1 lac. The same is not needed for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. The Jewel Appraiser Certification (Bank will arrange).
  4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Avinashi

  1. The minimum age of the individual needs to be 21 years and maximum up to 60 years.
  2. Must be an Indian National.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Avinashi

Online Process to Apply for Gold Loan Avinashi

You can choose to apply for the bank Gold Loan at Dialabank.

You just require to fill a simple online form.

You will get a call from our representative once you have filled the form. Furthermore, you will also get a doorstep document pick-up facility.

For more details, you can ring us on 9878981166 anytime.

Dialabank is highly regarded as the perfect platform to apply for a gold loan online and there are many reasons behind that including:

  1. Dialabank is India’s first financial helpline; it carries a legacy of offering the best financial services to its customers all over the country.
  2. Dialabank guides all the customers with no additional charges to apply for a gold loan online on the website of Dialabank.
  3. Moreover, you will even get a high LTV of your gold.
  4. The bank carries a good reputation amongst the customers due to its fine and fast services.
  5. If you choose to apply for a gold loan on Dialabank, you will enjoy a low-Interest Rate.
  6. Dialabank provides a doorstep document pickup facility to ease the process for its customers.
  7. When you apply for a gold loan through Dialabank, very little documentation is needed.
  8. Our Relationship Managers are skilled and trained thoroughly to guide in the process of Gold Loan.

Offline Process to Apply for Gold Loan Avinashi

In order to get a loan through the nearby branches. The applicant needs to search Gold Loan near me on google. The search will provide information about all the bank branches and finance companies that provide gold loans near you. To select the suitable option you will base it on preference and knowledge.

To apply for the loan, you will have to visit various departments, and then you need to visit many times more before the gold loan gets approved.

But Dialabank can make it easier for you by assisting you.

Processing Fees / Prepayment Charges on Gold Loan Avinashi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

Know more about Gold loan per gram.

CIBIL Score Required for Gold Loan Avinashi

When you choose to apply for a Gold Loan, a good CIBIL score plays a significant part, this is due to the fact that every lending institution in Avinashi has its criteria for the minimum CIBIL score that is required to process a Gold Loan application. Most of the institutions ask for a minimum CIBIL score of 750 for processing your gold loan application.

The CIBIL score is not the only criterion, the institutions also consider detailed behavior on your previous loans. These details include the type of loan taken and the amount borrowed. So any delayed payments shown for your previous loans can act as a hurdle to you availing a new loan. Make sure your CIBIL score is good before you apply for a gold loan.

Gold Loan Avinashi Agents

Dialabank stands as one of the leading as well as most trusted gold loan agents in Avinashi. You can apply online at Dialabank or ring us at 9878981166

Dialabank assists you in getting the most suitable option amongst several banks and NBFCs as the market comparison that is provided to the customers is comprehensive and well-structured in nature so it reduces the time and effort you spend on the complex information process and more on the important thing that is making the right decision. Visit our website www.dialabank.com and fill a form with some details and after that our customer relationship managers will soon get in touch with you.

Gold Loan Avinashi Contact Number

Call 9878981166 and get instant help as well as approved Gold Loan in Avinashi right now.

Pre Calculated EMI Table for Gold Loan Avinashi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Avinashigold loan Avinashi

Avinashi is a Special Grade Town Panchayat in the Tirupur region of Tamil Nadu. Avinashi is one of the nine taluks of the area. It is one of the famous traveler stops in Kongunadu province.