Gold Loan Babina

Major Gold Loan Providers in Babina

Gold Loan Babina Features

Gold Loan in Babina provides proper financial aid to the customers at the best affordable interest rates as low as 75 per cent. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process faster.

Top features include any time liquidity or ready to use funds, easy repayment schemes, premiums calculated on daily reducing balance, simple documentation and fast processing, no hidden charges, overdraft limit varies depending on the market rate of gold and many more of them.

Gold Loan Babina Interest Rates

For more information about gold loan interest rate

Documents for Gold Loan Babina

The following documents are needed from the applicant:

• Voters ID card Passport Copy/ Driving License/Aadhaar card as Identity Proof.
• 2 Passport-sized photographs.
• Ration card/ Tel, Electricity Bill/ Rental bill/ Sales Tax certificate/Passport copy/Trade license /Shop License as Address Proof.
• Cheque/Passport Copy/Driving License/Banker’s verification as Signature Proof.

Additional Documents Required for Gold Loan Babina

1. Certificate of Jewel Appraiser arranged by the bank.
2. When the Agriculture Loan is more than Rs. 1 lakhs and not required in case of allied agriculture purposes as Land Proof.
3. Demand Promissory Note.
4. Salary Certificate and Form No.16 for Income Proof

Eligibility Criteria for Gold Loan Babina

1. Your age group must be 21-60 years
2. Your nationality must be Indian.

How to Apply for Gold Loan Babina

Online Process to Apply for Gold Loan Babina

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form to receive a call from our trained representative. Furthermore, Dialabank provides you with pick-up facility of your documents from your doorstep.

For more information, you can call on +919878981166.

Why Dialabank?

• Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
• Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
• You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
• Besides that, the bank has a high reputation among its customers because of its best and fast services.
• Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
• Processing your gold loan through Dialabank requires minimum paperwork.
• Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
• Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
• Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.

Offline Process to Apply for Gold Loan Babina

The candidate may choose to avail of Gold Loan from the nearby physical branches. For this, searching ‘Gold Loan near me’ on Google will do go. A list appears showing all the closest branches of banks and finance companies providing loans near your location. Do not forget to select them according to your knowledge as well as preference.

But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches.

Dialabank can do that for you in a quicker and organised manner. But again, Dialabank can do this even faster by handling all complex processes.

Processing Fees / Prepayment Charges on Gold Loan Babina

CIBIL Score Required for Gold Loan Babina

A good CIBIL score is a must before applying for a loan other than a gold loan. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application. Making sure your CIBIL score is good before applying for a loan is a good practice.

It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment.