Gold Loan Baddi

AT 0.49%* INTEREST RATE
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    Gold Loan Baddi

    Major Gold Loan Providers in Baddi

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Baddi Features

    Gold Loan Baddi

    Are you facing a mild financial crisis?

    Are you running out of cash?

    If you’ve ever invested in the gold, it might be an ideal time to keep it as collateral and get a required amount of money from any bank. Gold Loans are secured and require the least amount of paperwork or documentation to get verified and approved.

    Why Gold Loan Baddi?

    Gold Loan Baddi ensures to provide financial assistance to its customers at the feasible interest rates on gold loans. While there are no mentioned eligibility criteria for taking a gold loan, a person should have at least 10 grams of gold for the loan.

    Besides, a candidate needs to have a good credit history that complements his or her strong source of income. If he or she fulfills all these requirements, they can get a gold loan with fast verification and approval.

    Ultimately, you can take a loan of only up to 75 percent of the market value of the gold, since the market price of gold is always going up and down.

    Gold Loan Baddi Interest Rates

    Check gold loan per gram rate at dialabank.

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents required for Gold Loan Baddi

    1.  Passport Copy, Voters ID card, Aadhaar Card, Driving License can be used as ID Proof.
    2. Ration Card, Electricity Bill, Rental Bill, Trade Licence, Passport Copy, Sales Tax certificate can be used as Address proof.
    3.  Passport Copy, Driving License, Banker’s verification, Cheque, or other documents can be used as Signature proof.
    4. Two passport-sized photos are compulsory.

    Additional Documents Required for Gold Loan Baddi

    1. A Promissory Note is obligatory.
    2. The Jewel Appraiser Certificate(Bank will coordinate to arrange)
    3. Land Proof is not asked if you are applying for an Agriculture Loan of more than Rs. 1 Lakh.
    4. Salary Certificate and Form Number 16 is claimed for Income Proof.

    Eligibility Criteria for Gold Loan Baddi

    • The age of the applicant should be – more than 21 years, and less than 60 years.
    • The recognized nationality of the applicant must be Indian.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Baddi

    Online Process to Apply for Gold Loan Baddi

    You can apply for the Gold Loan at Dialabank. You have to fill and submit a user-friendly online form. Then, we will get back to you for further assistance.

    For more knowledge about the gold loan, you can call on 9878981166.

    Dialabank is regarded as the best platform to apply for a gold loan online. The reasons for this are:

    1. Dialabank is India’s first commercial helpline to provide services from every corner of the nation.
    2. We provide services without charging any money. You can apply for Gold Loan for free via our website.
    3. For fast services, we provide the document pick-up facility from your doorstep.
    4. Dialabank has a goodwill in the market because of its best-in-class services.
    5. For the borrower’s benefit, a high LTV of gold is provided.
    6. A low rate of interest can be expected for other banks if applying through Dialabank.
    7. Saves time as it requires minimal paperwork.
    8. In the whole process of the loan, Customer relationship managers are present to guide and assist you.
    Offline Process to Apply for Gold Loan Baddi

    The applicant has an option to avail Gold Loan form the nearest available branches of banks and NBFCs. First, Type on google and search gold loans near me. Then, should choose a nearby bank for the gold loan. Choose the option according to your preference, knowledge, and needs.

    If you apply through Dialabank, you can get a gold loan processing and approval faster without wasting your time in these processes.

    Processing Fees / Prepayment Charges on Gold Loan Baddi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Baddi

    You can get a gold loan at a low CIBIL score from Gold Loan Baddi.

    Gold Loan Baddi Agents

    One of the best and most esteemed gold loan agents in Baddi is Dialabank. You can apply online at Dialabank, or you can call at 9878981166.

    By comparing different banks and NBFCs, you can choose the right option for yourself. The structural market comparison provides an unbiased, and reliable information about the banks. If you make a decision according to it, you eventually get to a better place. You must visit the website, fill a simple online form, and our relationship managers will connect with you to assist you throughout the process.

    Check gold loan per gram rate at dialabank

    Gold Loan Baddi Contact Number

    Please contact 9878981166 and get instantaneous help and approval for Gold Loan in Baddi.

    Pre Calculated EMI Table for Gold Loan Baddi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Baddi

    In the renowned Solan district of Himachal Pradesh, Baddi is a town that is renowned to be a prominent hub of pharmaceuticals in Asia. This Industrial area with a huge number of pharmaceutical companies is famous for its pleasant weather. Besides, the town is well connected with major cities like Delhi, Chandigarh, and Amritsar.

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