Gold Loan Baddi

Major Gold Loan Providers in Baddi

Gold Loan Baddi Features

Are you facing a mild financial crisis?

Are you running out of cash?

If you’ve ever invested in the gold, it might be an ideal time to keep it as collateral and get a required amount of money from any bank. Gold Loans are secured and require the least amount of paperwork or documentation to get verified and approved.

Why Gold Loan Baddi?

Gold Loan Baddi ensures to provide financial assistance to its customers at the feasible interest rates on gold loans. While there are no mentioned eligibility criteria for taking a gold loan, a person should have at least 10 grams of gold for the loan.

Besides, a candidate needs to have a good credit history that complements his or her strong source of income. If he or she fulfills all these requirements, they can get a gold loan with fast verification and approval.

Ultimately, you can take a loan of only up to 75 percent of the market value of the gold, since the market price of gold is always going up and down.

Gold Loan Baddi Interest Rates

Check gold loan per gram rate at dialabank.

Documents required for Gold Loan Baddi

1.  Passport Copy, Voters ID card, Aadhaar Card, Driving License can be used as ID Proof.
2. Ration Card, Electricity Bill, Rental Bill, Trade Licence, Passport Copy, Sales Tax certificate can be used as Address proof.
3.  Passport Copy, Driving License, Banker’s verification, Cheque, or other documents can be used as Signature proof.
4. Two passport-sized photos are compulsory.

Additional Documents Required for Gold Loan Baddi

1. A Promissory Note is obligatory.
2. The Jewel Appraiser Certificate(Bank will coordinate to arrange)
3. Land Proof is not asked if you are applying for an Agriculture Loan of more than Rs. 1 Lakh.
4. Salary Certificate and Form Number 16 is claimed for Income Proof.

Eligibility Criteria for Gold Loan Baddi

• The age of the applicant should be – more than 21 years, and less than 60 years.
• The recognized nationality of the applicant must be Indian.

How to Apply for Gold Loan Baddi

Online Process to Apply for Gold Loan Baddi

You can apply for the Gold Loan at Dialabank. You have to fill and submit a user-friendly online form. Then, we will get back to you for further assistance.

For more knowledge about the gold loan, you can call on 9878981166.

Dialabank is regarded as the best platform to apply for a gold loan online. The reasons for this are:

1. Dialabank is India’s first commercial helpline to provide services from every corner of the nation.
2. We provide services without charging any money. You can apply for Gold Loan for free via our website.
3. For fast services, we provide the document pick-up facility from your doorstep.
4. Dialabank has a goodwill in the market because of its best-in-class services.
5. For the borrower’s benefit, a high LTV of gold is provided.
6. A low rate of interest can be expected for other banks if applying through Dialabank.
7. Saves time as it requires minimal paperwork.
8. In the whole process of the loan, Customer relationship managers are present to guide and assist you.

Offline Process to Apply for Gold Loan Baddi

The applicant has an option to avail Gold Loan form the nearest available branches of banks and NBFCs. First, Type on google and search gold loans near me. Then, should choose a nearby bank for the gold loan. Choose the option according to your preference, knowledge, and needs.

If you apply through Dialabank, you can get a gold loan processing and approval faster without wasting your time in these processes.

Processing Fees / Prepayment Charges on Gold Loan Baddi

CIBIL Score Required for Gold Loan Baddi

You can get a gold loan at a low CIBIL score from Gold Loan Baddi.