Gold Loan Baddi

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Baddi

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Baddi Features

Gold Loan Baddi

Are you facing a mild financial crisis?

Are you running out of cash?

If you’ve ever invested in the gold, it might be an ideal time to keep it as collateral and get a required amount of money from any bank. Gold Loans are secured and require the least amount of paperwork or documentation to get verified and approved.

Why Gold Loan Baddi?

Gold Loan Baddi ensures to provide financial assistance to its customers at the feasible interest rates on gold loans. While there are no mentioned eligibility criteria for taking a gold loan, a person should have at least 10 grams of gold for the loan.

Besides, a candidate needs to have a good credit history that complements his or her strong source of income. If he or she fulfills all these requirements, they can get a gold loan with fast verification and approval.

Ultimately, you can take a loan of only up to 75 percent of the market value of the gold, since the market price of gold is always going up and down.

Gold Loan Baddi Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents required for Gold Loan Baddi

  1.  Passport Copy, Voters ID card, Aadhaar Card, Driving License can be used as ID Proof.
  2. Ration Card, Electricity Bill, Rental Bill, Trade Licence, Passport Copy, Sales Tax certificate can be used as Address proof.
  3.  Passport Copy, Driving License, Banker’s verification, Cheque, or other documents can be used as Signature proof.
  4. Two passport-sized photos are compulsory.

Additional Documents Required for Gold Loan Baddi

  1. A Promissory Note is obligatory.
  2. The Jewel Appraiser Certificate(Bank will coordinate to arrange)
  3. Land Proof is not asked if you are applying for an Agriculture Loan of more than Rs. 1 Lakh.
  4. Salary Certificate and Form Number 16 is claimed for Income Proof.

Eligibility Criteria for Gold Loan Baddi

  • The age of the applicant should be – more than 21 years, and less than 60 years.
  • The recognized nationality of the applicant must be Indian.

gold loan at 7%

How to Apply for Gold Loan Baddi

Online Process to Apply for Gold Loan Baddi

You can apply for the Gold Loan at Dialabank. You have to fill and submit a user-friendly online form. Then, we will get back to you for further assistance.

For more knowledge about the gold loan, you can call on 9878981166.

Dialabank is regarded as the best platform to apply for a gold loan online. The reasons for this are:

  1. Dialabank is India’s first commercial helpline to provide services from every corner of the nation.
  2. We provide services without charging any money. You can apply for Gold Loan for free via our website.
  3. For fast services, we provide the document pick-up facility from your doorstep.
  4. Dialabank has a goodwill in the market because of its best-in-class services.
  5. For the borrower’s benefit, a high LTV of gold is provided.
  6. A low rate of interest can be expected for other banks if applying through Dialabank.
  7. Saves time as it requires minimal paperwork.
  8. In the whole process of the loan, Customer relationship managers are present to guide and assist you.
Offline Process to Apply for Gold Loan Baddi

The applicant has an option to avail Gold Loan form the nearest available branches of banks and NBFCs. First, Type on google and search gold loans near me. Then, should choose a nearby bank for the gold loan. Choose the option according to your preference, knowledge, and needs.

If you apply through Dialabank, you can get a gold loan processing and approval faster without wasting your time in these processes.

Processing Fees / Prepayment Charges on Gold Loan Baddi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Baddi

You can get a gold loan at a low CIBIL score from Gold Loan Baddi.

Gold Loan Baddi Agents

One of the best and most esteemed gold loan agents in Baddi is Dialabank. You can apply online at Dialabank, or you can call at 9878981166.

By comparing different banks and NBFCs, you can choose the right option for yourself. The structural market comparison provides an unbiased, and reliable information about the banks. If you make a decision according to it, you eventually get to a better place. You must visit the website, fill a simple online form, and our relationship managers will connect with you to assist you throughout the process.

Gold Loan Baddi Contact Number

Please contact 9878981166 and get instantaneous help and approval for Gold Loan in Baddi.

Pre Calculated EMI Table for Gold Loan Baddi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Baddi

In the renowned Solan district of Himachal Pradesh, Baddi is a town that is renowned to be a prominent hub of pharmaceuticals in Asia. This Industrial area with a huge number of pharmaceutical companies is famous for its pleasant weather. Besides, the town is well connected with major cities like Delhi, Chandigarh, and Amritsar.

Other Cities for Gold Loan in Chandigarh

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