Gold Loan Baharampur

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Baharampur

    Best Banks for Gold Loans in Baharampur

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Baharampur Features

    gold loan BaharampurFunds deficiency? No plan what to do?

    Don’t get troubled Gold Loan is convenient for you. This loan needs minimum paperwork, as it is totally secured and you can then get your loan approved within 2-3 hours after all the verification methods.

    What are some Gold Loan Baharampur features?

    Gold Loan Baharampur will provide you with monetary support to the clients at the cheapest and economical interest rates. To get a gold loan, the person applying must have a strong source of income with a fair credit history, which will speed up the verification and loan consent.

    Furthermore, you can also avail a loan up to 75% of the market price of the gold, this is because of the constant alteration in the market price of the gold.

    Gold Loan Rate Per Gram Today in Baharampur

    Updated - Gold Loan Per Gram Rate w.e.f Dec 06 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Know more about Gold loan per gram.

    Gold Loan in Baharampur Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Know more about Gold loan interest rates.

    Gold Loan in Baharampur Documents required

    The documents required for gold loan Baharampur are: proof identity- passport copy/voters ID card/ driving license/ aadhar card, address proof- Telephon Bill/ ration card/ electricity bill/rental bill/passport copy/trade license/sales tax certificate/ shop & establishement license ; signature proof – driving license/banker’s verification/cheque/ Copy of Passport and 2 passport sized photographs.

    Additional Documents Required for Gold Loan Baharampur

    The additional documents required are land proof- in the case of an agriculture loan of more than Rs. 1 lac. The proof is not required for allied agricultural purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for), and income proof- salary certificate and form no.16.

    Eligibility Criteria for Gold Loan Baharampur

    The minimum age of the person utilizing loan service should at least be 21 years and can be a maximum of 60 years. The person must also be having Indian Nationality, and sufficient documents to prove the same.

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Baharampur

    Online Process to Apply for Gold Loan Baharampur

    You can also apply for the Gold loan Baharampur at Dialabank and you would just have to fill a simple form online. Then, you will be contacted by our representative.

    For further knowledge, you can talk to us on 9878981166 at any time.

    Dialabank is considered to be one of the most solid platforms available online to apply for a gold loan. Several reasons are:

    1. Dialabank appears to be India’s first financial helpline; which provides the best of the financial services to all Indians.
    2. They provide free applications to the customers. There are no additional fees for applying for a gold loan through the website.
    3. One can gain a high LTV of their gold.
    4. The bank also has a great reputation amongst its consumers because of its super-fast services.
    5. You may also get a low-interest rate if you apply for a gold loan through Dialabank.
    6. They also offer the document pick up facility from your doorstep to make the process faster.
    7. The paperwork for appealing for a gold loan is very minimal.
    8. In conclusion, the relationship managers who are trained thoroughly to guide and assist you in the whole process.
    Offline Process to Apply for Gold Loan Baharampur

    The person applying also has the choice to get a Gold Loan from the nearby branches. To do this, you will have to search for Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions which provide loans near and around you. You need to choose them according to your preference and expertise

    You will then have to visit certain departments and apply for the loan and will have to visit multiple times before your loan finally gets sanctioned.

    But Dialabank will do that for you in a faster and brisk manner.

    Processing Fees / Prepayment Charges on Gold Loan Baharampur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Baharampur

    No CIBIL score is asked for Gold Loan in Baharampur.

    Gold Loan Baharampur Agent and Contact number

    One of the most leading gold loan agents in Baharampur is Dialabank. You can apply online on Dialabank or call us on 9878981166.

    Dialabank will guide you in choosing the best option between various other banks and NBFCs by providing you with an elaborate and well-structured market comparison between various other different banks so you wouldn’t have to worry about the difficult information and procedures that you would have to go through and thus make the right choice. Visit our website Dialabank and fill an easy form by asking some details after which our customer relationship managers will contact you soon.

    Pre Calculated EMI Table for Gold Loan Baharampur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Baharampur

    Baharampur is a city in West Bengal, India. According to the 2011 census, the population of the city was 305,609 and it is the seventh-largest city in West Bengal.