Gold Loan Balaghat

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Balaghat

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Balaghat Features

gold loan delhi

Running short out of cash?

Do not know what to do?

No need to worry, Gold Loan is available here for you. This loan requires less paperwork, as it is secured and you can get your loan approved within 48 hours after all the verification process.

GoldLoan Balaghat loan provides financial aid to the customers at the best affordable interest rates. The applicant needs to have a firm and good source of income and also has to have a good credit history, to get a Gold Loan which will make the verification and loan approval process faster.

Furthermore, due to fluctuation in the market price of the gold, you can get a loan up to 75 percent of the market value of gold.

Gold Loan Balaghat Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Balaghat

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. You need signature proofs from the following: Driving License/cheque/Banker’s verification/Passport Copy.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Balaghat

  1. Land Proof: If the Agricultural Loan amount is more than Rs. 1 lac. Allied agriculture purposes do not require proofs.
  2. A Demand Promissory Note.
  3. Bank will arrange certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Balaghat

1. Minimum age of the applicant should be 21 years and maximum  can be up to 60 years.Gold Loan Balaghat

  1. Must be having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Balaghat

Apply for Gold Loan in Balaghat(Online Process)

The HDFC Bank Gold Loan can be applied by an individual at Dialabank.

All you need is to fill a simple form online.

Our representative will give you a call back after that. Furthermore, a pick up facility will be provided to get the document from your doorstep.

You can call on 9878981166 anytime for further information.

Dialabank is considered as the best platform to apply for a gold loan online. Many reasons are there behind this statement, some of them are:

  1. Dialabank is considered to be India’s first financial helpline; customers all over the country are provided the best financial services.
  2. Dialabank guides the customers free of cost. That is, to apply online for Gold Loan on the website of Dialabank no extra charges are applied.
  3. One more benefit is that you will receive a high LTV of your gold.
  4. The bank has maintained a good reputation among the customers as it provides the best and fast services.
  5. You will get a low HDFC Gold Loan Interest Rate if you apply for gold loan on Dialabank.
  6. To ease the process, Dialabank provides a document pickup facility from the doorstep of the customer.
  7. Very little paperwork is required while applying for a gold loan through Dialabank.
  8. Finally, in the entire process of Gold Loan,  our Relationship managers are trained thoroughly to guide and serve you.
Offline Process to Apply for Gold Loan Balaghat

Apllicants can from the nearby branches also avail the Gold Loan. “Gold Loan near me” on google can be searched to do so. All the branches of banks and finance companies will be listed which are providing loans near you. According to your preference and knowledge you can select them, but it can be done by Dialabank  for you in a quicker and better manner.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some of the banks and finance companies where this process is much faster.

Your loans can also be availed by HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Balaghat

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Balaghat

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Balaghat. A minimum score of 750 to process your loan application is required by most institutions.

The institutions along with your CIBIL score, also look at the detailed behavior of the previous loans taken. Type of loan taken and the amount borrowed, such kind of information is included in this. Delayed payments for previous loans, if any can create a problem to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan Balaghat Agents

One of the leading and most trusted gold loan agents in Balaghat is Dialabank. Give a call at 9878981166 or you can apply online at Dialabank.

Providing you with a detailed and structured market comparison of different banks, Dialabank helps you to find the best option between several Banks and NBFCs so that you can make the right choice and not need to worry about the complex information and process that you would have to go through. Fill a simple form asking for some details by visiting our website www.Dialabank.com and after that our customer relationship managers will get in touch with you soon.

Gold Loan Balaghat Contact Number

Get instant help and approval for Gold Loan in Balaghat right now by calling on 9878981166.

Table for Pre Calculated EMI for Gold Loan in Balaghat

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Balaghat

In the state of Madhya Pradesh in India, Balaghat is a city and a municipality in Balaghat district. Administrative headquarters is in the  Balaghat District. Balaghat District was constituted during the years 1867 by amalgamation of parts of the Bhandara, Mandla and Seoni districts.

हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन दिल्ली


 

Katwa city is situated in West Bengal. The city has a five hundred years old long historical background, in former times it was known as Indranee Pargana. This city is located near two rivers that made the soil more fertile so the economy of Katwa depends on agriculture and it is a center of agriculture products.

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