Best Banks for Gold Loan in Ballabhgarh
| Feature | HDFC Bank | SBI |
Muthoot Finance
|
| Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
| Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
| Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
| Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
| Overdraft Facility | Yes | Yes | Yes |
| Pay Only Interest Facility | Yes | Yes | Yes |
| Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Ballabhgarh Features
Unstable financial situation?
Don’t know about your next step?
Why worry when Gold Loan is available for you. For easy loan approval and verification, Gold Loan is the best choice. Since it is secured, the paperwork required is negligible.
To financially help the customers with raising the stakes, Gold Loan Ballabhgarh provides the best available and affordable interest rates. If the applicant has a rigid source of income and good credit history, the process of verification and approval gets even faster.
However, you can only get a loan of up to 75 percent of the market value of Gold since the market price of the Gold is always fluctuating.
Gold Loan Rate Per Gram Today in Ballabhgarh
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Ballabhgarh Interest Rates
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Ballabhgarh Documents Required
- Proof of Identity can be any of the following: Driving License/Aadhaar Card/Voter ID card/ Passport Copy.
- Address Proof can be any of the following: Ration card/ Telephone Bill/ Rental bill/ Electricity Bill/Trade license/Passport copy /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Driving License/cheque/Banker’s verification/Passport Copy.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Ballabhgarh
- Proof of Land: For Agriculture Loan of more than Rs. 1 lac and allied agriculture purposes, no proof is required.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser to be arranged by the bank.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Ballabhgarh Eligibility Criteria
- The age of the individual should be a minimum of 21 years and a maximum of 60 years.
- Must be recognized as an Indian National.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Ballabhgarh
Online Process to Apply for Gold Loan Ballabhgarh
With a pool of multiple banks to apply from, you can get a gold loan from any bank via Dialabank.
By filling a simple form online, you would be able to choose the right bank for yourself.
Once you fill the form, a representative from Dialabank will call you to move further and verify your documents by picking up from your doorstep.
Besides, you can know a lot more by calling on 9878981166 anytime.
Acting as a pioneer in online banking, Dialabank is the best platform for gold loan applications. Here’s why:
- Dialabank is India’s first financial helpline which provides the best financial services to customers across India.
- Without charging any extra money, Dialabank assists in the gold loan application through its website.
- To protect borrowers from risk, we will get you a high LTV(Loan-to-Value) of your gold.
- Apart from this, The bank shares a good reputation with its consumers for efficient services.
- While applying through Dialabank, you might also get a low-interest rate on Gold Loan from several banks.
- The document pickup facility of Dialabank saves your time and energy from extra commuting.
- The paperwork required for the Gold Loan application via Dialabank is minimal.
- The relationship managers are trained smartly and rigorous to assist customers during the process of Gold Loan.
Offline Process to Apply for Gold Loan Ballabhgarh
The applicant can get a Gold Loan from nearby branches but it is a time-consuming process. First, the person needs to search for the Banks and Finance companies. Then, they have to contact each organization and choose whether those are suitable according to their knowledge, needs, and preferences. However, Dialabank minimizes the process by helping you for free.
It takes a lot of time to visit the banks continuously until the loan finally gets approved. Though some banks might process faster than others, the situation is a bit tiring for many people. Thus, one can consider Dialabank for smart comparison of loans and choose the one which is suitable for them
Processing Fees / Prepayment Charges on Gold Loan Ballabhgarh
CIBIL Score Required for Gold Loan Ballabhgarh
CIBIL score is irrelevant if you are taking a Gold Loan. You can be granted a gold loan from the organization of your choice without any CIBIL score verification.
Gold Loan in Ballabhgarh Agents and Contact Number
One of the leading and most trusted gold loan agents in Ballabhgarh is Dialabank. You can apply online at Dialabank or give us a call.
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Contact Number – +919878981166
Pre Calculated EMI Table for Gold Loan Ballabhgarh
About Ballabhgarh
Founded by Raja Balram Singh in 1739, Ballabhgarh is a town and tehsil in the Faridabad district of Haryana. Famous for its history, Ballabhgarh is claimed to be a peaceful place to stay and visit all the happening places of Faridabad which also includes the iconic Raja Nahar Singh Palace.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
