⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)


Gold Loan Balotra

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Best Banks for Gold Loan in Balotra

Muthoot Finance
Interest Rate
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Overdraft Facility
Pay Only Interest Facility
Gold Rate Per Gram

Gold Loan Balotra FeaturesGold Loan Balotra

Need more cash?

Dialabank is there with their best offers of Gold Loan for you!

Being a secured type of loan, with money provided in within 2-3 hours with the least documentation

Financial help is given at low-interest rates; all you need to have is a good income source is a must for the applicant.

Due to varied prices, the loan is provided up to 75% of the market rate of gold.

Gold Loan Rate Per Gram Today in Balotra

Updated - Gold Loan Per Gram Rate w.e.f 1st Jan 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Balotra Interest Rates and Charges

Gold Loan
Interest Rate
Processing Fee
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Balotra Documents Required

Applying for a gold loan needs the following:

  • Signature proof (Driving License/Passport Copy/Banker’s verification/cheque any one of them).
  • Proof of Identity (Voter’s ID card/Passport Copy/ Driving License/Aadhaar card any one of them).
  • Thirdly, 2 Passport sized photographs.
  • Address proof (Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Sales Tax certificate/Trade license /Shop & Est License any one of them).

Additional Documents Required for Gold Loan in Balotra

You need to submit:

  • The Certificate from the Jewel Appraiser which bank will arrange.
  • Secondly, a Demand Promissory Note.
  • Land Proof for Agricultural Loan exceeding Rs. 1 lac; not necessary for allied agriculture purposes.
  • Income Proof as a Salary Certificate and Form No.16.

Gold Loan in Balotra Eligibility Criteria

Minimum age of the applicant must be 21 years to maximum 60 years and the nationality should be Indian.

How to Apply for Gold Loan in Balotra

Online Process to Apply for Gold Loan in Balotra

We recommend ICICI, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.

Dialabank provides you with pick-up facility of your documents from your door in and around Balotra. And you will receive a call from our highly trained representatives.

Further information can be obtained at +919878981166.

Dialabank is well-rated among its customer base as:

  • Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
  • You can get a high Loan-to-Value (LTV) of your gold with us.
  • Dialabank charges no additional cost of applying for a gold loan online on the website given below.
  • Processing your gold loan via Dialabank requires minimal paperwork/documents.
  • Dialabank is connected to HDFC, ICICI, Axis, Muthoot, Yes bank and a lot more of them.
  • Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
  • Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
  • Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
  • Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
Offline Process to Apply for Gold Loan Balotra

Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or Gold Loan Balotra on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.

Some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process.

Processing Fees / Prepayment Charges on Gold Loan Balotra

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Balotra

No CIBIL score is required for Gold Loan, it is just a gold article you need to have.

A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Balotra. Most of the institutions require a minimum CIBIL score of 750 to process your loan application.

Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.

Gold Loan Balotra Agents and Contact Number

Dialabank is the most trustworthy Gold Loan Agent all over Balotra. Apply online at Dialabank or contact 9878981166.

Employees of Dialabank are there to guide you correctly. Our company shows comparison details between bank and NBFCs so that you get the best and you need not worry even a bit about any complex processes and procedures.

Contact 9878981166 for instant help and get quick approval of your Gold Loan in Balotra.

Pre Calculated EMI Table for Gold Loan Balotra

5 Yrs
4 Yrs
3 Yrs

About Balotra

Balotra is a city located near Jodhpur, in the Rajasthan state of India. The town is famous for hand block printing and textile industry as well as for the annual desert and tribal fair. The place is known to have India’s Third Brahma Temple in Asotra village,  an ancient temple of Lord Shri Vishnu named as Shri Ranchore Ray, Khed Mandir in the village of Khed and a lot more of them.

FAQs About Gold Loan

  1. How does  Gold Loan work?
    Gold Loan is very simple to understand. Various Banks /NBFC provide funds against your gold ornament. Its amount depends upon the weight of gold.
  2. Gold Loan is secured?
    Yes, notably, the loan on gold comes in the category of secured loans. In such a loan, the candidate is required to put his/her ornaments in bank locker as a security or collateral.
  3. What happens if you do not repay a Gold Loan?
    If the borrower is not able to meet the loan repayment on time, then the bank is liable to sell the gold ornaments.
  4. To get a gold loan do I require a co-applicant?
    No, you do not need to have any co-applicant to avail a Gold loan.
  5. Is Gold loan as compared to a Personal loan?
    Yes, the Gold loan is better than Personal Loan because in case of Gold Loan, banks/NBFC’s take gold ornament or coin as collateral, whereas in case of the latter, which is unsecured, carries higher interest than a gold loan.
  6. What is the best platform online to avail a gold loan?
    Dialabank is the best platform to avail a loan and provides you hassle-free process with the lowest interest rate in the market as compared to others.
  7. Are there fees payable for the Gold Loan?
    Yes, you have to pay the loan processing fee, which is non-refundable along with the Valuation fee.

Gold Loan in Other Cities in Rajasthan

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