Gold Loan Banda


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    Gold Loan Banda

    Major Gold Loan Providers in Banda

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Banda Features

    Gold Loan Banda

    Are you having financial hardship?

    Looking for a solution?

    With Gold Loan, you can wave off all your problems. The loan does not ask for unnecessary paperwork as it is secured so it is convenient. You can even avail of your loan in a short period of time,i.e., within 48 hours after the verification process is completed.

    Gold Loan Banda promises financial aid to its clients at the best possible interest rates. If the client wishes to avail of a gold loan, a fixed source of income with a good credit history is a must. A good income source makes the process of verification as well as loan approval faster.

    Also, you can enjoy a loan amount of up to 75 percent of the market price of gold, this happens because of the fluctuation in the market price of the gold.

    Gold Loan Banda Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Banda

    1. Proof of Identity can include the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can include the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can include the following: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Banda

    1. Proof of Land: In the case of Agriculture Loan of more than Rs. 1 lac. The same is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will arrange).
    4. Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Banda

    1. The minimum age of the candidate should be 21 years and a maximum of up to 60 years.
    2. The candidate must be having Indian Nationality.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Banda

    Online Process to Apply for Gold Loan Banda

    By applying for the HDFC Bank Gold Loan at Dialabank, you can proceed for the online process.

    A simple online form needs to be filled to start.

    After that, you will get a call from our representative for further guidance. Moreover, you will even get a doorstep document pick-up facility.

    For details, you can call on 9878981144 anytime.

    Dialabank is the most trusted platform to apply for a gold loan online as:

    1. Dialabank is India’s first financial helpline; it has the quality financial services for its customers across the country.
    2. Dialabank guides the customers free of cost. So, there are no further charges if you are applying for a gold loan online on the website of Dialabank.
    3. A high LTV of your gold is offered.
    4. The bank stands with a good reputation amongst its customers with its best and quick services.
    5. If you apply for a gold loan through Dialabank, then you will even get a low HDFC Gold Loan Interest Rate.
    6. Dialabank provides the clients with a doorstep document pickup facility for a more convenient process.
    7. Besides, when you are applying for a gold loan through Dialabank, very little documentation is required.
    8. Our Relationship Managers are skilled so that they can assist you in the process of Gold Loan.

    Offline Process to Apply for Gold Loan Banda

    The candidate even has an option to obtain the gold loan with the help of nearby branches through the offline process. You can look for Gold Loan nearby on google. A list with all the bank branches and finance companies that provide gold loans near you will be provided. After that, with your knowledge and preference, you will be required to select amongst them but this process can get much better if you choose Dialabank.

    For the further process, you will be required to visit various departments in order to apply for the loan as well as to get your gold loan approved.

    On the other hand, HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks, and finance companies with a faster and more convenient process.

    With the help of HDFC Gold Loan Branches, you can get your loan approval. To find a nearby branch, simply search for Muthoot Gold Loan nearby. Google will present you with a list of all the Muthoot Gold Loan Branches that are near you.

    Processing Fees / Prepayment Charges on Gold Loan Banda

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Banda

    No CIBIL score is required for Gold Loan, A gold article is a must.

    A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

    It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

    Gold Loan Banda Agents

    Dialabank is counted amongst the most reliable online gold loan agent in Banda. You can apply online at or give a call at 9878981144

    By offering an in-depth as well as structured market comparison amongst various banks and NBFCs, Dialabank assists the client in making the right decision amongst various banks and skipping the complex procedures to focus on making the right choice. Visit our website and fill an online simple form asking for some details and after that our customer relationship managers will get in touch with you.

    Gold Loan Banda Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Banda right now.

    Pre Calculated EMI Table for Gold Loan Banda

    5 Yrs
    4 Yrs
    3 Yrs

    About Banda

    Banda is a city in the state of Uttar Pradesh and it lies south of the River Yamuna, 95km away from Allahabad. The places of interest include Bamdeveshwar temple, Bhuragarh Fort, Jama-Masjid, and Kalinjar Fort.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.